Loans receivable, net of allowance for credit losses december 31, 2025 1,112 and september 30, 20251,100 and net of discount at december 31, 2025 689 and september 30, 2025 714 and deferred loan fees of 495 at december 31, 2025 and 483 at september 30, 2025
133,133
131,504
125,933
Investments in restricted stock, at cost
1,022
1,109
813
Bank owned life insurance
6,892
7,307
7,262
Premises and equipment, net
2,869
2,904
2,878
Foreclosed real estate, net
158
105
117
Core deposit intangible, net
1,213
1,294
1,386
Goodwill
4,237
4,237
4,237
Accrued interest receivable and other assets
4,846
4,478
5,191
Total assets
201,876
198,528
196,719
Non-interest-bearing demand
17,660
18,167
16,916
Now and money market
51,965
46,870
49,056
Savings and club
51,925
53,712
55,691
Time certificates
36,968
36,031
37,751
Total deposits
158,518
154,780
159,414
Advances from the federal home loan bank
5,000
7,000
-
Advanced payments from borrowers for taxes and insurance
1,493
501
1,244
Accrued interest payable and other liabilities
4,240
4,139
4,664
Total liabilities
169,251
166,420
165,322
Common stock, .01 par value december 31, 2025 and september 30, 2025 75,000,000 shares authorized december 31, 2025 1,107,134 issued and 1,064,130 outstanding and september 30, 2025 1,107,134 issued and 1,050,945 outstanding
11
11
11
Preferred stock, .01 par value june 30, 2025 and september 30, 2024 25,000,000 shares authorized none issued and outstanding
-
-
0
Additional paid-in capital
6,342
6,514
6,505
Unearned common stock held by employee stock ownership plan (unallocated shares december 31, 2025 46,277 september 30, 2025 50,133)
463
501
501
Retained earnings
29,165
28,972
28,735
Accumulated other comprehensive loss
-1,875
-2,187
-2,721
Authorized but unissued stock, at cost, (shares december 31, 2025 43,004 september 30, 2025 56,189)
555
701
632
Total shareholders' equity
32,625
32,108
31,397
Total liabilities and shareholders' equity
201,876
198,528
196,719
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Time Plot
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