Financial insights of GOVB

MyFinsight

For the year ending 2025-09-30, GOVB made $18,059K in revenue. $733K in net income. Net profit margin of 4.06%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Loans, net	6,859
Securities-taxable	1,176
Securities-non-taxable	515
Other short-term investments	116
Total interest income	8,666
Deposits	1,517
Net swap income on deposit hedge	10
Borrowings - short term and long term	11
Total interest expense	1,518
Net interest income	7,148
Provision for credit losses - loans	61
Provision for credit losses - unfunded commitments	-2
Net interest income after provision for credit losses	7,089
Service charges	322
Atm card fees	-274
Realized gain on sales of securities - afs	16
Realized gain on sales of equity securities	70
Earnings on investment in life insurance	170
Earnings on deferred fees plan	66
Unrealized loss on swap agreements	-9
Earnings on secondary market programs	45
Other non-interest income	101
Total non-interest income, net	1,055
Salaries and employee benefits	3,444
Directors fees	351
Earnings on deferred fees plan	66
Building, occupancy and equipment	935
Data processing	407
Postage and supplies	113
Professional fees	665
Intangibles amortization	370
Foreclosed assets, net	24
Other non-interest expense	976
Total non-interest expenses, net	7,351
Income before income tax expense (benefit)	793
Income tax expense (benefit)	60
Net income	733

Earnings per share, basic	0.72
Earnings per share, diluted	0.72
Weighted average number of shares outstanding, basic	1,024,000
Weighted average number of shares outstanding, diluted	1,024,000