govb: the income statement

MyFinsight

Gouverneur Bancorp, Inc. MD (GOVB)

For the quarter ending 2025-06-30, GOVB made $2,282K in revenue. $217K in net income. Net profit margin of 9.51%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense (benefit)	51
Unrealized loss on swap agreements	-
Other non-interest income	23
Earnings on investment in life insurance	43
Service charges	81
Earnings on deferred fees plan	28
Earnings on secondary market programs	9
Atm card fees	-72
Total non-interest income, net	256
Postage and supplies	28
Professional fees	180
Other non-interest expense	197
Building, occupancy and equipment	218
Directors fees	82
Salaries and employee benefits	842
Data processing	100
Intangibles amortization	93
Earnings on deferred fees plan	28
Foreclosed assets, net	18
Total non-interest expenses, net	1,786
Provision for credit losses - loans	9
Deposits	360
Total interest expense	360
Other short-term investments	32
Securities-non-taxable	128
Securities-taxable	290
Loans, net	1,720
Total interest income	2,170
Net interest income	1,810
Provision for credit losses - unfunded commitments	3
Net interest income after provision for credit losses	1,798
Income before income tax expense (benefit)	268
Net income	217

Earnings per share, basic	0.22
Earnings per share, diluted	0.22
Weighted average number of shares outstanding, basic	1,006,000
Weighted average number of shares outstanding, diluted	1,006,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS)