gsbc: the income statement

MyFinsight

GREAT SOUTHERN BANCORP, INC. (GSBC)

For the quarter ending 2025-06-30, GSBC made $79,173K in revenue. $19,786K in net income. Net profit margin of 24.99%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Provision for income taxes	4,494
Other income	1,886
Net gains on loan sales	893
Commissions	411
Point-of-sale and atm fee income and service charges	-3,444
Overdraft and insufficient funds fees	-1,266
Late charges and fees on loans	-340
Loss on derivative interest rate products	28
Total non-interest income	8,212
Office supplies and printing	238
Legal, audit and other professional fees	929
Postage	825
Other operating expenses	2,128
Net occupancy and equipment expense	8,435
Salaries and employee benefits	20,005
Insurance	1,095
Telephone	705
Advertising	705
Expense (income) on other real estate and repossessions	168
Intangible asset amortization	108
Total non-interest expense	35,005
Subordinated notes	909
Short-term borrowings, overnight fhlbank borrowings and other interest-bearing liabilities	3,974
Securities sold under reverse repurchase agreements	372
Subordinated debentures issued to capital trust	389
Deposits	24,368
Total interest expense	30,012
Loans	73,830
Investment securities and other	7,145
Total interest income	80,975
Net interest income	50,963
Provision (credit) for unfunded commitments	-110
Net interest income after provision for credit losses on loans and provision (credit) for unfunded commitments	51,073
Income before income taxes	24,280
Net income	19,786

Earnings per share, basic	1.73
Earnings per share, diluted	1.72
Weighted average number of shares outstanding, basic	11,464,000
Weighted average number of shares outstanding, diluted	11,464,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS)