For the quarter ending 2025-09-30, HAFC had -$164,396K decrease in cash & cash equivalents over the period. $146,354K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 22,061 | 32,789 |
| Depreciation and amortization | -786 | 3,244 |
| Amortization of servicing assets - net | 501 | 1,372 |
| Share-based compensation expense | 943 | 1,756 |
| Credit loss expense | 2,144 | 10,352 |
| Gain on sales of sba loans | 1,857 | 4,161 |
| Origination of loans held for sale | -10,477 | 108,610 |
| Proceeds from sales of loans | 107,068 | 80,730 |
| Gain on sales of residential mortgage loans | 1,156 | 175 |
| Change in bank-owned life insurance | -603 | -183 |
| Change in prepaid expenses and other assets | -559 | 4,681 |
| Change in income tax assets | 377 | -988 |
| Change in accrued interest payable and other liabilities | 5,980 | -4,958 |
| Net cash provided by operating activities | 146,914 | 6,853 |
| Purchases of securities available for sale | 38,304 | 101,004 |
| Proceeds from matured, called and repayment of securities | 59,907 | 109,626 |
| Purchases of loans receivable | 2,993 | 44,631 |
| Proceeds from sales of residential mortgage loans | 0 | 0 |
| Purchases of premises and equipment | 560 | 832 |
| Proceeds from disposition of premises and equipment | 0 | 14 |
| Proceeds from sales of other real estate owned ('oreo') | 0 | 713 |
| Change in loans receivable, excluding purchases and sales | 289,033 | 33,736 |
| Net cash used in investing activities | -270,983 | -69,850 |
| Change in deposits | 37,517 | 293,346 |
| Change in open fhlb advances | -90,000 | -135,000 |
| Proceeds from fhlb term advances | 50,000 | - |
| Repayments of fhlb term advances | 25,000 | - |
| Cash paid for employee vested shares surrendered due to employee tax liability | 28 | 938 |
| Repurchase of common stock | 4,687 | 2,754 |
| Cash dividends paid | 8,129 | 16,407 |
| Net cash provided by financing activities | -40,327 | 138,247 |
| Net decrease in cash and due from banks | -164,396 | 75,250 |
| Cash and cash equivalents at beginning of period | 304,800 | - |
| Cash and cash equivalents at end of period | 215,654 | - |
HANMI FINANCIAL CORP (HAFC)
HANMI FINANCIAL CORP (HAFC)