| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 54,850 | 32,789 |
| Depreciation and amortization | 2,458 | 3,244 |
| Amortization of servicing assets - net | 1,873 | 1,372 |
| Share-based compensation expense | 2,699 | 1,756 |
| Credit loss expense | 12,496 | 10,352 |
| Gain on sales of sba loans | 6,018 | 4,161 |
| Origination of loans held for sale | 98,133 | 108,610 |
| Proceeds from sales of loans | 187,798 | 80,730 |
| Gain on sales of residential mortgage loans | 1,331 | 175 |
| Change in bank-owned life insurance | -786 | -183 |
| Change in prepaid expenses and other assets | 4,122 | 4,681 |
| Change in income tax assets | -611 | -988 |
| Change in accrued interest payable and other liabilities | 1,022 | -4,958 |
| Net cash provided by operating activities | 153,767 | 6,853 |
| Purchases of securities available for sale | 139,308 | 101,004 |
| Proceeds from matured, called and repayment of securities | 169,533 | 109,626 |
| Purchases of loans receivable | 47,624 | 44,631 |
| Proceeds from sales of residential mortgage loans | 0 | 0 |
| Purchases of premises and equipment | 1,392 | 832 |
| Proceeds from disposition of premises and equipment | 14 | 14 |
| Proceeds from sales of other real estate owned ('oreo') | 713 | 713 |
| Change in loans receivable, excluding purchases and sales | 322,769 | 33,736 |
| Net cash used in investing activities | -340,833 | -69,850 |
| Change in deposits | 330,863 | 293,346 |
| Change in open fhlb advances | -225,000 | -135,000 |
| Proceeds from fhlb term advances | 50,000 | - |
| Repayments of fhlb term advances | 25,000 | - |
| Cash paid for employee vested shares surrendered due to employee tax liability | 966 | 938 |
| Repurchase of common stock | 7,441 | 2,754 |
| Cash dividends paid | 24,536 | 16,407 |
| Net cash provided by financing activities | 97,920 | 138,247 |
| Net decrease in cash and due from banks | -89,146 | 75,250 |
| Cash and cash equivalents at beginning of period | 304,800 | - |
| Cash and cash equivalents at end of period | 215,654 | - |
HANMI FINANCIAL CORP (HAFC)
HANMI FINANCIAL CORP (HAFC)