For the quarter ending 2026-03-31, HAFC had $41,204K increase in cash & cash equivalents over the period. $23,378K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 22,557 | 21,239 | 22,061 | 32,789 |
| Depreciation and amortization | 862 | 875 | -786 | 3,244 |
| Amortization of servicing assets - net | 612 | 451 | 501 | 1,372 |
| Share-based compensation expense | 707 | 899 | 943 | 1,756 |
| Credit loss expense | 2,892 | 1,943 | 2,144 | 10,352 |
| Gain on sales of other real estate owned | 850 | - | - | - |
| Gain on sales of sba loans | 2,102 | 1,790 | 1,857 | 4,161 |
| Origination of loans held for sale | 62,542 | 30,767 | -10,477 | 108,610 |
| Proceeds from sales of loans | 67,749 | 66,560 | 107,068 | 80,730 |
| Gain on sales of residential mortgage loans | 485 | 582 | 1,156 | 175 |
| Change in bank-owned life insurance | -163 | 315 | -603 | -183 |
| Loss (gain) on sale of fixed assets | - | -40 | - | - |
| Change in prepaid expenses and other assets | 211 | -3,153 | -559 | 4,681 |
| Change in income tax assets | 3,808 | -5,466 | 377 | -988 |
| Valuation adjustment on servicing assets | - | -54 | - | - |
| Change in accrued interest payable and other liabilities | -9,283 | -4,053 | 5,980 | -4,958 |
| Net cash provided by operating activities | 23,877 | 52,241 | 146,914 | 6,853 |
| Purchases of securities available for sale | 35,715 | 33,783 | 38,304 | 101,004 |
| Proceeds from matured, called and repayment of securities | 76,846 | 63,777 | 59,907 | 109,626 |
| Purchases of loans | 0 | 3,354 | 2,993 | 44,631 |
| Proceeds from sales of residential mortgage loans | - | - | 0 | 0 |
| Purchases of premises and equipment | 499 | 915 | 560 | 832 |
| Proceeds from disposition of premises and equipment | 0 | 0 | 0 | 14 |
| Proceeds from sales of other real estate owned ('oreo') | 2,830 | -1 | 0 | 713 |
| Change in loans, excluding purchases and sales | -15,155 | 69,208 | 289,033 | 33,736 |
| Net cash provided by (used in) investing activities | 58,617 | -43,484 | -270,983 | -69,850 |
| Change in deposits | 122,972 | -88,989 | 37,517 | 293,346 |
| Change in open fhlb advances | 0 | 0 | -90,000 | -135,000 |
| Proceeds from fhlb term advances | - | 0 | 50,000 | - |
| Repayments of fhlb term advances | 150,000 | -87,500 | 25,000 | - |
| Cash paid for surrendered employee vested shares due to tax liability | 1,080 | 30 | 28 | 938 |
| Repurchase of common stock | 4,812 | 1,963 | 4,687 | 2,754 |
| Cash dividends paid | 8,370 | 8,087 | 8,129 | 16,407 |
| Net cash provided by (used in) financing activities | -41,290 | -11,569 | -40,327 | 138,247 |
| Net increase in cash and due from banks | 41,204 | -2,812 | -164,396 | 75,250 |
| Cash and due from banks at beginning of year | 212,841 | 215,654 | 304,800 | - |
| Cash and due from banks at end of period | 254,045 | 212,842 | 215,654 | - |
HANMI FINANCIAL CORP (HAFC)
HANMI FINANCIAL CORP (HAFC)