Financial insights of HAFC

MyFinsight

For the quarter ending 2025-09-30, HAFC made $196,610K in revenue. $22,061K in net income. Net profit margin of 11.22%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30
Interest and fees on loans receivable	95,691	92,589
Interest on securities	6,592	6,261
Dividends on fhlb stock	357	354
Interest on deposits in other banks	2,586	2,129
Total interest and dividend income	105,226	101,333
Interest on deposits	42,244	41,924
Interest on borrowings	324	684
Interest on subordinated debentures	1,579	1,586
Total interest expense	44,147	44,194
Net interest income before credit loss expense	61,079	57,139
Credit loss expense	2,145	7,631
Net interest income after credit loss expense	58,934	49,508
Service charges on deposit accounts	2,160	2,169
Trade finance and other service charges and fees	1,551	1,461
Gain on sale of small business administration ('sba') loans	1,857	2,160
Gain on sale of residential mortgage loans	1,156	0
Other operating income	3,156	2,281
Total noninterest income	9,880	8,071
Salaries and employee benefits	22,163	22,069
Occupancy and equipment	4,507	4,344
Data processing	3,860	3,727
Professional fees	1,978	1,725
Supplies and communications	423	515
Advertising and promotion	712	798
Other operating expenses	3,714	3,169
Total noninterest expense	37,357	36,347
Income before tax	31,457	21,232
Income tax expense	9,396	6,115
Net income	22,061	15,117

Diluted eps	0.73	0.5
Earnings per share, basic	0.73	0.5
Weighted average number of shares outstanding, basic	29,830,475	29,948,836
Weighted average number of shares outstanding, diluted	29,880,865	30,054,456