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HANMI FINANCIAL CORP (HAFC)

For the quarter ending 2025-06-30, HAFC made $109,404K in revenue. $15,117K in net income. Net profit margin of 13.82%.

Overview

Revenue
$109,404K
Net Income
$15,117K
Net Profit Margin
13.82%
EPS
$0.5
Unit: Thousand (K) dollars
Revenue Breakdown
    • Interest and fees on loans recei...
    • Interest on securities
    • Other operating income
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
2025-06-30
Income tax expense6,115
Other operating income2,281
Gain on sale of small business administration ('sba') loans2,160
Trade finance and other service charges and fees1,461
Gain on sale of residential mortgage loans-
Service charges on deposit accounts2,169
Total noninterest income8,071
Supplies and communications515
Professional fees1,725
Other operating expenses3,169
Occupancy and equipment4,344
Advertising and promotion798
Salaries and employee benefits22,069
Data processing3,727
Total noninterest expense36,347
Credit loss expense7,631
Interest on subordinated debentures1,586
Interest on borrowings684
Interest on deposits41,924
Total interest expense44,194
Interest on securities6,261
Interest on deposits in other banks2,129
Interest and fees on loans receivable92,589
Dividends on fhlb stock354
Total interest and dividend income101,333
Net interest income before credit loss expense57,139
Net interest income after credit loss expense49,508
Income before tax21,232
Net income15,117
Diluted eps0.5
Earnings per share, basic0.5
Weighted average number of shares outstanding, basic29,948,836
Weighted average number of shares outstanding, diluted30,054,456
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement

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Dividends on fhlb stock$354K Interest and fees on loansreceivable$92,589K Interest on deposits inother banks$2,129K Interest on securities$6,261K Total interest anddividend income$101,333K Net interest incomebefore credit loss...$57,139K Service charges ondeposit accounts$2,169K Trade finance andother service charges...$1,461K Gain on sale of smallbusiness administration...$2,160K Other operatingincome$2,281K Total interestexpense$44,194K Net interest incomeafter credit loss...$49,508K Total noninterestincome$8,071K Credit loss expense$7,631K Interest on deposits$41,924K Interest on borrowings$684K Interest on subordinateddebentures$1,586K Income before tax$21,232K Total noninterestexpense$36,347K Net income$15,117K Income tax expense$6,115K Data processing$3,727K Salaries and employeebenefits$22,069K Advertising and promotion$798K Occupancy and equipment$4,344K Other operatingexpenses$3,169K Professional fees$1,725K Supplies andcommunications$515K