The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 12,357 | 22,294 |
| Provision for loan losses | -229 | 883 |
| Depreciation | 826 | 1,647 |
| Amortization and accretion of purchase accounting valuations and intangibles | 617 | 1,278 |
| Federal home loan bank stock dividends | 110 | 195 |
| Net amortization of discount on investments | -55 | -111 |
| Amortization of subordinated debt issuance cost | 54 | 108 |
| Gain on loans sold, net | 144 | 491 |
| Proceeds, including principal payments, from loans held for sale | 20,311 | 24,784 |
| Originations of loans held for sale | 20,794 | 25,076 |
| (gain) loss on sale of assets, net | 0 | 7 |
| Non-cash compensation | 898 | 1,545 |
| Deferred income tax expense | 59 | 139 |
| Decrease in accrued interest receivable and other assets | -1,670 | -104 |
| Increase in cash surrender value of bank-owned life insurance | 288 | 560 |
| Increase in accrued interest payable and other liabilities | 6,207 | -5,239 |
| Net cash provided by operating activities | 21,489 | 21,325 |
| Purchases of securities available for sale | 4,260 | 7,392 |
| Proceeds from maturities, prepayments and calls on securities available for sale | 18,015 | 27,433 |
| Decrease (increase) in loans, net | -57,221 | 48,768 |
| Decrease in interest-bearing deposits in banks | 0 | 0 |
| Proceeds from sale of foreclosed assets | 1,269 | 1,319 |
| Purchases of office properties and equipment | 833 | 4,719 |
| Proceeds from sale of office properties and equipment | 0 | 187 |
| Purchase of federal home loan bank stock | 0 | 1,582 |
| Proceeds from redemption of federal home loan bank stock | 3,329 | 4,658 |
| Net cash provided by (used in) investing activities | 74,741 | -28,864 |
| Increase in deposits, net | 67,267 | 127,534 |
| Borrowings of federal home loan bank advances | 85,000 | 3,513,875 |
| Repayments of federal home loan bank advances | 170,137 | 3,601,225 |
| Proceeds from other borrowings | 0 | 0 |
| Proceeds from exercise of stock options | 27 | 11 |
| Issuance of stock under incentive plans, net | 606 | 2 |
| Dividends paid to shareholders | 2,269 | 4,293 |
| Purchase of companys common stock | -5 | 14,318 |
| Net cash provided by financing activities | -19,501 | 21,586 |
| Net change in cash and cash equivalents | 76,729 | 14,047 |
| Cash and cash equivalents at beginning of period | 98,548 | - |
| Cash and cash equivalents at end of period | 189,324 | - |
HOME BANCORP, INC. (HBCP)
HOME BANCORP, INC. (HBCP)