HOME BANCORP, INC. (HBCP)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Service fee and charges, and bank card fees-Credit Card | 1,750 | - | - | - |
| Service fee and charges, and bank card fees-Deposit Account | 1,345 | - | - | - |
| Other income | 227 | 458 | 322 | 370 |
| Gain on sale of loans, net | 114 | 377 | 195 | 126 |
| (loss) gain on sale of assets, net | -2 | 9 | -10 | -2 |
| Income from bank-owned life insurance | 282 | 278 | 281 | 271 |
| Fees and charges | - | 2,887 | 2,904 | 2,990 |
| Total noninterest income | 3,716 | 4,009 | 3,692 | 3,755 |
| Franchise and shares tax | 483 | 476 | 488 | 487 |
| Forms, printing and supplies | 203 | 200 | 188 | 187 |
| Professional services | 396 | 405 | 450 | 581 |
| Other expenses | 2,181 | 1,178 | 1,431 | 1,329 |
| (reversal) provision for credit losses on unfunded commitments | -970 | - | - | -134 |
| Occupancy | 2,513 | 2,561 | 2,732 | 2,603 |
| Marketing and advertising | 461 | 429 | 382 | 485 |
| Compensation and benefits | 13,322 | 12,652 | 13,058 | 12,788 |
| Data processing and communication | 2,628 | 2,642 | 2,646 | 2,555 |
| Amortization of acquisition intangible | 269 | 293 | 328 | 329 |
| Regulatory fees | 502 | 516 | 493 | 509 |
| Foreclosed assets and ore, net | 419 | 227 | 62 | 89 |
| Total noninterest expense | 22,407 | 21,579 | 22,258 | 21,808 |
| Subordinated debt expense | 844 | 845 | 844 | 844 |
| Short-term federal home loan bank advances | 1,120 | 1,655 | 252 | 110 |
| Long-term federal home loan bank advances | 119 | 277 | 320 | 321 |
| Deposits | 13,142 | 12,622 | 13,908 | 13,134 |
| Other borrowings | 53 | 53 | 1,673 | 1,656 |
| Total interest expense | 15,278 | 15,452 | 16,997 | 16,065 |
| Other investments and deposits | 746 | 505 | 991 | 719 |
| Tax-exempt interest | 73 | 72 | 73 | 73 |
| Taxable interest | 2,523 | 2,592 | 2,604 | 2,667 |
| Loans, including fees | 45,287 | 44,032 | 43,711 | 41,999 |
| Total interest income | 48,629 | 47,201 | 47,379 | 45,458 |
| Net interest income | 33,351 | 31,749 | 30,382 | 29,393 |
| Provision for loan losses | 489 | 394 | 140 | 1,261 |
| Net interest income after provision for loan losses | 32,862 | 31,355 | 30,242 | 28,132 |
| Income before income tax expense | 14,171 | 13,785 | 11,676 | 10,079 |
| Income tax expense | 2,841 | 2,821 | 2,239 | 1,961 |
| Net income | 11,330 | 10,964 | 9,437 | 8,118 |
| Basic (in usd per share) | 1.47 | 1.38 | 1.19 | 1.02 |
| Diluted (in usd per share) | 1.45 | 1.37 | 1.18 | 1.02 |
| Weighted average common shares outstanding (in shares) | 7,707,000 | 7,949,000 | 7,922,000 | 7,972,000 |
| Weighted average common shares outstanding-assuming dilution (in shares) | 7,781,000 | 8,027,000 | 7,967,000 | 8,019,000 |