Financial insights of HBCP

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$11,360K
EPS
$1.45
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-09-30	2025-06-30	2025-03-31
Service fee and charges, and bank card fees-Deposit Account	1,437	1,408	1,345	-
Service fee and charges, and bank card fees-Credit Card	1,594	1,646	1,750	-
Gain on sale of loans, net	230	144	114	377
Income from bank-owned life insurance	285	288	282	278
Fees and charges	-	-	-	2,887
Gain on sale of assets, net	0	0	-2	9
Other income	192	252	227	458
Total noninterest income	3,738	3,738	3,716	4,009
Loans, including fees	43,717	45,607	45,287	44,032
Taxable interest	2,491	2,432	2,523	2,592
Tax-exempt interest	69	72	73	72
Other investments and deposits	1,463	1,111	746	505
Total interest income	47,740	49,222	48,629	47,201
Deposits	12,406	13,805	13,142	12,622
Other borrowings	0	54	53	53
Subordinated debt expense	845	845	844	845
Short-term federal home loan bank advances	0	303	1,120	1,655
Long-term federal home loan bank advances	7	109	119	277
Total interest expense	13,258	15,116	15,278	15,452
Net interest income	34,482	34,106	33,351	31,749
Provision for loan losses	922	-229	489	394
Net interest income after provision for loan losses	33,560	34,335	32,862	31,355
(reversal) provision for credit losses on unfunded commitments	-	0	-970	-
Compensation and benefits	13,714	13,531	13,322	12,652
Occupancy	2,429	2,544	2,513	2,561
Marketing and advertising	494	515	461	429
Data processing and communication	2,629	2,556	2,628	2,642
Professional services	401	406	396	405
Forms, printing and supplies	219	175	203	200
Franchise and shares tax	340	475	483	476
Regulatory fees	462	459	502	516
Foreclosed assets and ore, net	54	377	419	227
Amortization of acquisition intangible	234	268	269	293
Other expenses	1,964	1,225	2,181	1,178
Total noninterest expense	22,940	22,531	22,407	21,579
Income before income tax expense	14,358	15,542	14,171	13,785
Income tax expense	2,998	3,185	2,841	2,821
Net income	11,360	12,357	11,330	10,964

Basic EPS	1.47	1.6	1.47	1.38
Diluted EPS	1.45	1.59	1.45	1.37
Basic Average Shares	7,741,000	7,713,000	7,707,000	7,949,000
Diluted Average Shares	7,827,000	7,783,000	7,781,000	8,027,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$11,360K
EPS
$1.45
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$11,360K
EPS
$1.45
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$11,360KEPS$1.45Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$11,360KEPS$1.45Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$11,360K
EPS
$1.45
Unit: Thousand (K) dollars

Net Income
$11,360K
EPS
$1.45
Unit: Thousand (K) dollars