For the quarter ending 2025-09-30, HCI has $2,346,779K in assets. $1,491,210K in debts. $987,933K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Fixed-maturity securities, available for sale, at fair value (amortized cost 559,378 and 719,536, respectively and allowance for credit losses 0 and 0, respectively) | 562,094 | 592,210 | ||
| Equity securities, at fair value (cost 59,821 and 52,030 respectively) | 64,479 | 58,618 | ||
| Limited partnership investments | 18,936 | 19,770 | ||
| Real estate investments | 104,651 | 85,578 | ||
| Other investments | 5,000 | - | ||
| Total investments | 755,160 | 756,176 | ||
| Cash and cash equivalents | 987,933 | 947,166 | ||
| Restricted cash | 3,739 | 3,730 | ||
| Accrued interest and dividends receivable | 7,572 | 6,308 | ||
| Income taxes receivable | 2,547 | 3,130 | ||
| Deferred income tax assets, net | 619 | 361 | ||
| Premiums receivable, net (allowance 5,052 and 5,891, respectively) | 70,225 | 65,826 | ||
| Prepaid reinsurance premiums | 65,593 | 0 | ||
| Paid losses and loss adjustment expenses (allowance 0 and 0, respectively) | 34,442 | 62,727 | ||
| Unpaid losses and loss adjustment expenses (allowance 130 and 186, respectively) | 295,200 | 375,198 | ||
| Deferred policy acquisition costs | 67,446 | 65,138 | ||
| Property and equipment, net | 29,400 | 29,695 | ||
| Right-of-use assets - operating leases | 1,005 | 1,065 | ||
| Intangible assets, net | 3,290 | 3,927 | ||
| Funds withheld for assumed business | 7,496 | 8,538 | ||
| Other assets | 15,112 | 24,121 | ||
| Total assets | 2,346,779 | 2,353,106 | ||
| Losses and loss adjustment expenses | 615,635 | 696,892 | ||
| Unearned premiums | 641,576 | 627,484 | ||
| Advance premiums | 43,018 | 43,677 | ||
| Reinsurance payable on paid losses and loss adjustment expenses | 1,369 | 127 | ||
| Ceded reinsurance premiums payable | 3,760 | 38,121 | ||
| Assumed premiums payable | 613 | 375 | ||
| Accrued expenses | 46,811 | 42,033 | ||
| Income taxes payable | 19,061 | 24,294 | ||
| Deferred income tax liabilities, net | 6,576 | 2,402 | ||
| Revolving credit facility | 38,000 | 40,000 | ||
| Long-term debt | 32,078 | 15,602 | ||
| Lease liabilities - operating leases | 997 | 1,072 | ||
| Other liabilities | 41,716 | 33,938 | ||
| Total liabilities | 1,491,210 | 1,566,017 | ||
| Redeemable noncontrolling interest (note 19) | 3,223 | 2,405 | ||
| Common stock (no par value, 40,000,000 shares authorized, 12,959,362 and 10,767,184 shares issued and outstanding as of september 30, 2025 and december 31, 2024, respectively) | 0 | 0 | ||
| Additional paid-in capital | 300,703 | 298,706 | ||
| Retained earnings | 519,037 | 458,713 | ||
| Accumulated other comprehensive income (loss) | 2,036 | 1,158 | ||
| Total stockholders equity | 821,776 | 758,577 | ||
| Noncontrolling interests | 30,570 | 26,107 | ||
| Total equity | 852,346 | 784,684 | ||
| Total liabilities, redeemable noncontrolling interest and equity | 2,346,779 | 2,353,106 | ||
HCI Group, Inc. (HCI)
HCI Group, Inc. (HCI)