Financial insights of HCI

MyFinsight

For the quarter ending 2025-09-30, HCI made $216,350K in revenue. $65,507K in net income. Net profit margin of 30.28%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2024-12-31	2024-09-30
Total revenue	216,350	221,920	191,578	175,317
Losses and loss adjustment expenses	66,153	64,457	89,657	105,736
Policy acquisition and other underwriting expenses	31,652	30,551	24,433	26,104
General and administrative personnel expenses	20,806	19,985	14,659	19,175
Interest expense	1,019	3,744	3,308	3,421
Other operating expenses	6,121	8,791	6,406	6,801
Total expenses	125,751	127,528	138,462	161,237
Income before income taxes	90,599	94,392	53,116	14,080
Income tax expense	22,711	24,113	13,719	4,688
Net income	67,888	70,279	39,396	9,392
Net income attributable to redeemable noncontrolling interests (note 19)	0	0	2,537	-
Net income attributable to noncontrolling interests	2,381	4,119	1,256	3,710
Net income after noncontrolling interests	65,507	66,160	34,757	5,682

Income allocated to common stockholders, per share amount	5.05	5.57	3.35	0.54
Income available to common stockholders and assumed conversions , per share amount	4.9	5.18	2.79	0.52
Weighted average number of shares outstanding, basic	12,487,000	11,400,000	3,328,983.333	10,050
Weighted average number of shares outstanding, diluted	12,892,000	12,883,000	4,225,163	10,511