Financial insights of HCI

MyFinsight

For the year ending 2025-12-31, HCI made $900,946K in revenue. $299,005K in net income. Net profit margin of 33.19%.

Income Statement	2025-12-31	2024-12-31
Total revenue	900,946	750,051
Losses and loss adjustment expenses	241,827	374,708
Policy acquisition and other underwriting expenses	122,426	99,402
General and administrative personnel and other operating expenses	72,125	63,152
Interest expense	9,156	13,344
Other operating expenses	26,082	26,018
Total expenses	471,616	576,624
Income (loss) before income taxes	429,330	173,427
Income tax expense	108,935	45,846
Net income	320,395	127,581
Net income attributable to redeemable noncontrolling interests (note 18)	0	10,149
Net income attributable to noncontrolling interests	21,390	7,479
Net income after noncontrolling interests	299,005	109,953

Basic EPS	24.58	10.59
Diluted EPS	22.72	8.89
Basic Average Shares	11,675,000	9,997,000
Diluted Average Shares	12,878,000	12,686,000