Financial insights of HMN

MyFinsight

For the quarter ending 2025-09-30, HMN made $438,500K in revenue. $97,000K in net income. Net profit margin of 22.12%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2024-12-31	2024-09-30
Total revenues	438,500	411,700	397,500	412,100
Benefits, claims and settlement expenses (reserve remeasurement (gains)/losses, 4.8 1.2 4.5 0.9)	171,000	183,500	173,200	191,300
Interest credited	55,700	52,700	53,650	54,800
Operating expenses	96,300	96,900	89,800	82,900
Dac amortization expense	31,500	29,900	28,000	28,100
Intangible asset amortization expense	3,600	3,600	3,600	3,600
Interest expense	8,900	8,600	8,600	8,700
Total benefits, losses and expenses	367,000	375,200	356,850	369,400
Income before income taxes	71,500	36,500	40,650	42,700
Income tax expense	13,200	7,100	8,300	8,400
Net income	58,300	29,400	32,350	34,300
Change in net unrealized investment losses on fixed maturity securities	59,100	4,600	-69,950	133,200
Change in net reserve remeasurements attributable to discount rates	-20,400	700	65,250	-73,500
Change in net funded status of benefit plans	0	0	-150	-
Other comprehensive income	38,700	5,300	-4,400	59,700
Comprehensive income	97,000	34,700	27,950	94,000

Basic (in shares)	41,200,000	41,300,000	-20,650,000	41,200,000
Basic (in usd per share)	1.42	0.71	0.785	0.83
Diluted (in shares)	41,600,000	41,600,000	-20,750,000	41,400,000
Diluted (in usd per share)	1.4	0.71	0.78	0.83