Financial insights of HMN

MyFinsight

For the quarter ending 2025-09-30, HMN made $438,500K in revenue. $97,000K in net income. Net profit margin of 22.12%.

Income Statement	2025-09-30	2025-06-30	2024-12-31	2024-09-30
Total revenues	438,500	411,700	394,900	412,100
Benefits, claims and settlement expenses (reserve remeasurement (gains)/losses, 4.8 1.2 4.5 0.9)	171,000	183,500	147,100*	191,300
Interest credited	55,700	52,700	53,000*	54,800
Operating expenses	96,300	96,900	96,650*	82,900
Dac amortization expense	31,500	29,900	28,450*	28,100
Intangible asset amortization expense	3,600	3,600	3,550*	3,600
Interest expense	8,900	8,600	8,500*	8,700
Total benefits, losses and expenses	367,000	375,200	337,250	369,400
Income before income taxes	71,500	36,500	57,650*	42,700
Income tax expense	13,200	7,100	12,000*	8,400
Net income	58,300	29,400	45,650*	34,300
Change in net unrealized investment losses on fixed maturity securities	59,100	4,600	-194,850*	133,200
Change in net reserve remeasurements attributable to discount rates	-20,400	700	151,250*	-73,500
Change in net funded status of benefit plans	0	0	-150*	-
Other comprehensive income	38,700	5,300	-43,450*	59,700
Comprehensive income	97,000	34,700	2,200	94,000

Basic EPS	1.42	0.71	0.053	0.83
Diluted EPS	1.4	0.71	0.053	0.83
Basic Average Shares	41,200,000	41,300,000	41,300,000	41,200,000
Diluted Average Shares	41,600,000	41,600,000	41,500,000	41,400,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.