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Cash Flow Overview

Free Cash flow
$94,129K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from sales of mortgage ...
    • Proceeds from maturities of inve...
    • Net cash received - market acqui...
    • Others
Negative Cash Flow Breakdown
    • Originations of mortgage loans h...
    • Net increase in deposits
    • Decrease in fhlb and other borro...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
119,327
118,209
118,225
123,604
Depreciation & amortization
8,502
7,456
7,446
7,428
Decrease (increase) in value of equity securities
-817
1,248
-1,173
-1,020
Increase in value of equity method investments
3,711
1,321
891
1,750
Increase in value of foreclosed assets
-
0
-
-
Amortization of securities, net
2,251
2,985
2,959
3,323
Accretion of purchased loans
2,557
1,061
1,265
1,272
Share-based compensation
5,192
3,213
2,613
2,653
Gain (loss) on assets
403
712
522
166
Gain on repurchase of subordinated debentures
-
-
0
1,882
Provision for credit losses - loans
5,200
1,500
14,400
6,700
Recovery of credit losses - unfunded commitments
-
-
0
-1,000
Recovery of credit losses - investment securities
-
-
-1
-2,194
Recovery of credit losses - unfunded commitments
0
-1,000
-
-
Deferred income tax effect
-3,117
8,166
2,689
2,229
Increase in cash value of life insurance
1,553
1,368
1,400
1,404
Originations of mortgage loans held for sale
349,405
156,716
196,536
191,384
Proceeds from sales of mortgage loans held for sale
331,561
158,832
156,492
182,290
Accrued interest receivable
-3,586
-2,311
-1,763
2,970
Other assets
-3,764
-1,099
-3,724
-4,432
Accrued interest payable and other liabilities
-20,376
7,994
-19,818
-12,453
Net cash provided by operating activities
97,444
150,835
88,705
115,164
Net (increase) decrease in federal funds sold
575
-3,025
625
-1,025
Net decrease (increase) in loans, excluding purchased loans
12,571
-47,238
367,779
99,463
Purchases of investment securities available-for-sale
7,605
25,802
33,724
60,595
Proceeds from maturities of investment securities available-for-sale
149,542
73,110
106,690
102,789
Proceeds from maturities of investment securities held-to-maturity
1,907
2,765
4,071
2,189
Purchases of equity securities
0
-
0
0
Proceeds from sales of equity securities
2,000
-
2,429
-
Redemption of other investments
592
-2,255
11,660
-1,508
Proceeds from redemption of other investments
-
-
13,221
-
Oreo improvements
-
-
3,493
-
Purchases for improvements to foreclosed assets
-161
-2,764
-
178
Proceeds from sale of foreclosed assets
7,619
1,459
3,255
1,360
Proceeds from sale of sba loans
0
1,285
5,641
690
Purchases of premises and equipment
3,315
11,579
4,468
2,915
Proceeds from sale of premises and equipment
1,195
1,468
4,334
2,726
Return of investment on cash value of life insurance, net
-331
-
0
-623
Net cash received - market acquisition
-88,174
-
-
-
Net cash provided by (used in) investing activities
227,421
89,013
-277,933
-52,291
Net increase in deposits
-167,503
258,318
152,261
-160,736
Net increase (decrease) in securities sold under agreements to repurchase
1,335
1,606
9,805
5,185
Increase in fhlb and other borrowed funds
-
-
0
0
Decrease in fhlb and other borrowed funds
135,000
0
50,250
0
Retirement of subordinated debentures
-
-
0
158,049
Proceeds from exercise of stock options, net
0
0
0
0
Repurchase of common stock
40,846
13,893
14,906
10,021
Dividends paid on common stock
42,255
41,293
41,265
39,405
Net cash (used in) provided by financing activities
-384,269
204,738
55,645
-363,026
Net change in cash and cash equivalents
-59,404
444,586
-133,583
-300,153
Cash and cash equivalents beginning of year
1,111,923
667,337
800,920
910,347
Cash and cash equivalents end of period
1,052,519
1,111,923
667,337
800,920
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from maturitiesof investment...$149,542K (-29.68%↓ Y/Y)Net cash received -market acquisition-$88,174K Proceeds from sales ofmortgage loans held for...$331,561K (13.11%↑ Y/Y)Proceeds from sale offoreclosed assets$7,619K (8.63%↑ Y/Y)Proceeds from sales ofequity securities$2,000K Proceeds from maturitiesof investment...$1,907K (-80.92%↓ Y/Y)Proceeds from sale ofpremises and equipment$1,195K (-89.83%↓ Y/Y)Net (increase)decrease in federal funds...$575K (-48.89%↓ Y/Y)Return of investment oncash value of life...-$331K (94.63%↑ Y/Y)Purchases forimprovements to foreclosed...-$161K (-105.86%↓ Y/Y)Net income$119,327K (-48.92%↓ Y/Y)Depreciation & amortization$8,502K (-40.62%↓ Y/Y)Provision for creditlosses - loans$5,200K (73.33%↑ Y/Y)Share-based compensation$5,192K (-4.84%↓ Y/Y)Other assets-$3,764K (-111.04%↓ Y/Y)Accrued interestreceivable-$3,586K (71.07%↑ Y/Y)Amortization of securities,net$2,251K (-65.61%↓ Y/Y)Net cash provided by(used in) investing...$227,421K (262.34%↑ Y/Y)Net cash provided byoperating activities$97,444K (-50.13%↓ Y/Y)Canceled cashflow$24,083K Canceled cashflow$381,939K Net change in cashand cash...-$59,404K (-131.15%↓ Y/Y)Canceled cashflow$324,865K Net increase(decrease) in securities...$1,335K (106.20%↑ Y/Y)Net decrease(increase) in loans,...$12,571K (-96.52%↓ Y/Y)Purchases of investmentsecurities ...$7,605K (-61.04%↓ Y/Y)Purchases of premises andequipment$3,315K (-77.72%↓ Y/Y)Redemption of otherinvestments$592K (105.83%↑ Y/Y)Originations of mortgageloans held for sale$349,405K (0.03%↑ Y/Y)Accrued interestpayable and other...-$20,376K (-192.94%↓ Y/Y)Increase in value ofequity method...$3,711K (-58.57%↓ Y/Y)Deferred income taxeffect-$3,117K (-157.40%↓ Y/Y)Accretion of purchasedloans$2,557K (-2.07%↓ Y/Y)Increase in cash value oflife insurance$1,553K (-52.32%↓ Y/Y)Decrease (increase) invalue of equity...-$817K (-300.49%↓ Y/Y)Gain (loss) on assets$403K (-79.62%↓ Y/Y)Net cash (used in)provided by financing...-$384,269K (-383.79%↓ Y/Y)Canceled cashflow$1,335K Net increase indeposits-$167,503K (-148.96%↓ Y/Y)Decrease in fhlb and otherborrowed funds$135,000K (168.66%↑ Y/Y)Dividends paid on commonstock$42,255K (-46.00%↓ Y/Y)Repurchase of common stock$40,846K (-28.71%↓ Y/Y)

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