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The latest financial statement is for the year ending 2025-12-31.

Cash Flow Overview

Free Cash flow
$377,016K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from sales of mortgage ...
    • Proceeds from maturities of inve...
    • Net increase (decrease) in depos...
    • Others
Negative Cash Flow Breakdown
    • Net increase in loans
    • Originations of mortgage loans h...
    • Dividends paid on common stock
    • Others

Cash Flow
2025-12-31
Net income
475,441
Depreciation & amortization
29,192
(increase) decrease in value of equity securities
-2,397
Increase in value of equity method investments
11,599
Amortization of securities, net
12,827
Accretion of purchased loans
5,148
Share-based compensation
10,722
Gain on assets
2,665
Gain on repurchase of subordinated debentures
1,882
Provision for credit losses - loans
24,100
Recovery of credit losses - unfunded commitments
-1,000
Recovery of credit losses - investment securities
-2,195
Deferred income taxes
10,348
Increase in cash value of life insurance
6,061
Originations of mortgage loans held for sale
737,233
Proceeds from sales of mortgage loans held for sale
631,918
Accrued interest receivable
-11,190
Other assets
25,930
Accrued interest payable and other liabilities
-10,347
Net cash provided by operating activities
399,281
Net decrease (increase) in federal funds sold
725
Net increase in loans
828,361
Purchases of investment securities available-for-sale
113,840
Proceeds from maturities of investment securities available-for-sale
422,151
Proceeds from maturities of investment securities held-to-maturity
16,255
Purchases of equity securities
5,000
Proceeds from sales of equity securities
2,429
Purchases of other investments
0
Proceeds from redemption of other investments
13,221
Oreo improvements
3,493
Proceeds from foreclosed assets held for sale
11,629
Proceeds from sale of sba loans
10,639
Purchases of premises and equipment
22,265
Proceeds from sales of premises and equipment
18,809
Return of (purchase of) investment on cash value of life insurance
-6,784
Net cash (used in) provided by investing activities
-470,317
Net increase (decrease) in deposits
333,660
Net (decrease) increase in securities sold under agreements to repurchase
-6,547
Increase in fhlb and other borrowed funds
0
Decrease in fhlb and other borrowed funds
100,500
Retirement of subordinated debentures
158,049
Proceeds from exercise of stock options
602
Repurchase of common stock
82,220
Dividends paid on common stock
158,920
Net cash used in financing activities
-171,974
Net change in cash and cash equivalents
-243,010
Cash and cash equivalents beginning of year
910,347
Cash and cash equivalents end of year
667,337
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from sales ofmortgage loans held for...$631,918K Net income$475,441K Depreciation & amortization$29,192K Provision for creditlosses - loans$24,100K Amortization of securities,net$12,827K Accrued interestreceivable-$11,190K Share-based compensation$10,722K Deferred income taxes$10,348K Net cash provided byoperating activities$399,281K Canceled cashflow$806,457K Net change in cashand cash...-$243,010K Canceled cashflow$399,281K Proceeds from maturitiesof investment...$422,151K Proceeds from sales ofpremises and equipment$18,809K Proceeds from maturitiesof investment...$16,255K Proceeds from redemptionof other...$13,221K Proceeds from foreclosedassets held for sale$11,629K Proceeds from sale of sbaloans$10,639K Return of (purchase of)investment on cash value of...-$6,784K Proceeds from sales ofequity securities$2,429K Net decrease(increase) in federal funds...$725K Net increase(decrease) in deposits$333,660K Proceeds from exercise ofstock options$602K Originations of mortgageloans held for sale$737,233K Other assets$25,930K Increase in value ofequity method...$11,599K Accrued interestpayable and other...-$10,347K Increase in cash value oflife insurance$6,061K Accretion of purchasedloans$5,148K Gain on assets$2,665K (increase) decrease invalue of equity...-$2,397K Recovery of credit losses- investment...-$2,195K Gain on repurchase ofsubordinated debentures$1,882K Recovery of credit losses- unfunded...-$1,000K Net cash (used in)provided by investing...-$470,317K Canceled cashflow$502,642K Net cash used infinancing activities-$171,974K Canceled cashflow$334,262K Net increase inloans$828,361K Purchases of investmentsecurities ...$113,840K Purchases of premises andequipment$22,265K Purchases of equitysecurities$5,000K Oreo improvements$3,493K Dividends paid on commonstock$158,920K Retirement of subordinateddebentures$158,049K Decrease in fhlb and otherborrowed funds$100,500K Repurchase of common stock$82,220K Net (decrease)increase in securities...-$6,547K

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