| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Interest income | 955,189 | - |
| Other revenues | 148,010 | - |
| Total consolidated revenues | 1,103,199 | - |
| Interest expense | 294,415 | - |
| Segment net interest income and noninterest income | 808,784 | - |
| Provision for credit losses | 6,506 | - |
| Salaries and employee benefits | 189,977 | - |
| Occupancy and equipment | 43,276 | - |
| Data processing expense | 25,793 | - |
| Other expense | 31,018 | - |
| Fdic and state assessment | 8,268 | - |
| Electronic banking expense | 9,584 | - |
| Other segment items | 35,890 | - |
| Income tax expense | 101,256 | - |
| Net income | 357,216 | 233,612 |
| Depreciation & amortization | 21,746 | 14,318 |
| Increase in value of equity securities | -1,224 | -204 |
| Increase in value of equity method investments | 10,708 | 8,958 |
| Amortization of securities, net | 9,868 | 6,545 |
| Accretion of purchased loans | 3,883 | 2,611 |
| Share-based compensation | 8,109 | 5,456 |
| Gain on assets | 2,143 | 1,977 |
| Gain on repurchase of subordinated debentures | 1,882 | - |
| Provision for credit losses - loans | 9,700 | 3,000 |
| Recovery of credit losses - unfunded commitments | -1,000 | 0 |
| Recovery of credit losses - investment securities | -2,194 | - |
| Deferred income tax effect | 7,659 | 5,430 |
| Increase in cash value of life insurance | 4,661 | 3,257 |
| Originations of mortgage loans held for sale | 540,697 | 349,313 |
| Proceeds from sales of mortgage loans held for sale | 475,426 | 293,136 |
| Accrued interest receivable | -9,427 | -12,397 |
| Other assets | 29,654 | 34,086 |
| Accrued interest payable and other liabilities | 9,471 | 21,924 |
| Net cash provided by operating activities | 310,576 | 195,412 |
| Net decrease (increase) in federal funds sold | 100 | 1,125 |
| Net increase in loans | 460,582 | 361,119 |
| Purchases of investment securities available-for-sale | 80,116 | 19,521 |
| Proceeds from maturities of investment securities available-for-sale | 315,461 | 212,672 |
| Proceeds from maturities of investment securities held-to-maturity | 12,184 | 9,995 |
| Purchases of equity securities | 5,000 | 5,000 |
| Redemption (purchase) of other investments | -11,660 | -10,152 |
| Purchases for improvements to foreclosed assets | 2,925 | 2,747 |
| Proceeds from sale of foreclosed assets | 8,374 | 7,014 |
| Proceeds from sale of sba loans | 4,998 | 4,308 |
| Purchases of premises and equipment | 17,797 | 14,882 |
| Proceeds from sale of premises and equipment | 14,475 | 11,749 |
| Return (purchase) of investment on cash value of life insurance, net | -6,784 | -6,161 |
| Net cash used in investing activities | -192,384 | -140,093 |
| Net increase (decrease) in deposits | 181,399 | 342,135 |
| Net (decrease) increase in securities sold under agreements to repurchase | -16,352 | -21,537 |
| Decrease in fhlb and other borrowed funds | 50,250 | 50,250 |
| Increase in fhlb and other borrowed funds | 0 | 0 |
| Retirement of subordinated debentures | 158,049 | - |
| Proceeds from exercise of stock options, net | 602 | 602 |
| Repurchase of common stock | 67,314 | 57,293 |
| Dividends paid on common stock | 117,655 | 78,250 |
| Net cash provided by financing activities | -227,619 | 135,407 |
| Net change in cash and cash equivalents | -109,427 | 190,726 |
| Cash and cash equivalents at beginning of period | 910,347 | - |
| Cash and cash equivalents at end of period | 800,920 | - |
HOME BANCSHARES INC (HOMB)
HOME BANCSHARES INC (HOMB)