For the quarter ending 2025-09-30, HOMB made $591,968,000 in revenue. $123,604,000 in net income. Net profit margin of 20.88%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 |
|---|---|---|---|---|
| Loans | 283,165,000 | 276,041,000 | 270,784,000 | 271,851,500 |
| Taxable | 26,326,000 | 26,444,000 | 27,433,000 | 31,086,000 |
| Tax-exempt | 7,743,000 | 7,626,000 | 7,650,000 | 7,753,500 |
| Deposits other banks | 6,242,000 | 8,951,000 | 6,620,000 | 9,056,500 |
| Federal funds sold | 56,000 | 53,000 | 55,000 | 67,000 |
| Total interest income | 323,532,000 | 319,115,000 | 312,542,000 | 319,814,500 |
| Interest on deposits | 87,962,000 | 88,489,000 | 86,786,000 | 91,556,000 |
| Federal funds purchased | 0 | - | - | 0 |
| Fhlb and other borrowed funds | 5,378,000 | 5,539,000 | 5,902,000 | 11,908,500 |
| Securities sold under agreements to repurchase | 1,019,000 | 1,012,000 | 1,074,000 | 1,375,000 |
| Subordinated debentures | 3,007,000 | 4,123,000 | 4,124,000 | 4,109,000 |
| Total interest expense | 97,366,000 | 99,163,000 | 97,886,000 | 108,948,500 |
| Net interest income | 226,166,000 | 219,952,000 | 214,656,000 | 210,866,000 |
| Provision for credit losses on loans | 6,700,000 | 3,000,000 | 0 | 11,100,000 |
| (recovery of) provision for credit losses on unfunded commitments | -1,000,000 | 0 | - | - |
| Recovery of credit losses on investment securities | -2,194,000 | - | - | 0 |
| Total credit loss expense | 3,506,000 | 3,000,000 | 0 | 10,600,000 |
| Net interest income after credit loss expense | 222,660,000 | 216,952,000 | 214,656,000 | 200,266,000 |
| Service charges-Deposit Account | 10,486,000 | - | - | - |
| Service charges-Financial Service Other | 12,130,000 | - | - | - |
| Trust fees | 4,600,000 | 5,234,000 | 4,760,000 | 4,796,000 |
| Mortgage lending income | 4,691,000 | 4,780,000 | 3,599,000 | 3,538,000 |
| Insurance commissions | 574,000 | 589,000 | 535,000 | 495,500 |
| Increase in cash value of life insurance | 1,404,000 | 1,415,000 | 1,842,000 | 1,205,000 |
| Dividends from fhlb, frb, fnbb & other | 2,658,000 | 2,657,000 | 2,718,000 | 2,913,500 |
| Gain on sale of sba loans | 46,000 | 0 | 288,000 | 208,000 |
| (loss) gain on sale of branches, equipment and other assets, net | -66,000 | 972,000 | -163,000 | 9,000 |
| Service charges-Deposit Account | - | 9,552,000 | - | - |
| (loss) gain on oreo, net | -1,000 | 13,000 | -376,000 | -1,203,000 |
| Service charges | - | - | 20,339,000 | 20,730,500 |
| Service charges-Financial Service Other | - | 12,643,000 | - | - |
| Fair value adjustment for marketable securities | -1,020,000 | 238,000 | -442,000 | -926,500 |
| Other income | 13,963,000 | 13,462,000 | 11,442,000 | 7,891,500 |
| Total non-interest income | 51,505,000 | 51,079,000 | 45,426,000 | 41,510,500 |
| Salaries and employee benefits | 63,804,000 | 64,318,000 | 61,855,000 | 60,867,000 |
| Occupancy and equipment | 14,828,000 | 14,023,000 | 14,425,000 | 14,538,500 |
| Data processing expense | 8,871,000 | 8,364,000 | 8,558,000 | 9,235,500 |
| Other operating expenses | 27,335,000 | 29,335,000 | 28,090,000 | 27,212,000 |
| Total non-interest expense | 114,838,000 | 116,040,000 | 112,928,000 | 111,853,000 |
| Income before income taxes | 159,327,000 | 151,991,000 | 147,154,000 | 129,923,500 |
| Income tax expense | 35,723,000 | 33,588,000 | 31,945,000 | 29,587,000 |
| Net income | 123,604,000 | 118,403,000 | 115,209,000 | 100,336,500 |
| Average diluted shares outstanding (in shares) | 197,288,000 | 197,765,000 | 198,852,000 | -99,928,500 |
| Average shares outstanding (in shares) | 197,078,000 | 197,532,000 | 198,657,000 | -99,880,000 |
| Basic earnings per share (in dollars per share) | 0.63 | 0.6 | 0.58 | 0.5 |
| Diluted earnings per share (in dollars per share) | 0.63 | 0.6 | 0.58 | 0.5 |
HOME BANCSHARES INC (HOMB)
HOME BANCSHARES INC (HOMB)