Financial insights of HOMB

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$118,209K
EPS
$0.6
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Service charges-Deposit Account	10,007	8,710*	10,486	-
Service charges-Financial Service Other	9,810	12,918*	12,130	-
Trust fees	5,482	5,121	4,600	5,234
Mortgage lending income	4,430	4,680	4,691	4,780
Insurance commissions	536	460	574	589
Increase in cash value of life insurance	1,368	1,400	1,404	1,415
Dividends from fhlb, frb, fnbb & other	2,536	2,678	2,658	2,657
Gain on sale of sba loans	80	308	46	0
Loss on sale of branches, equipment and other assets, net	-7	11	-66	972
Service charges-Deposit Account	-	-	-	9,552
Loss (gain) on oreo, net	707	203	-1	13
Service charges-Financial Service Other	-	-	-	12,643
Fair value adjustment for marketable securities	1,248	-1,173	-1,020	238
Other income	9,102	12,837	13,963	13,462
Total non-interest income	42,803	50,499	51,505	51,079
Loans	273,473	285,491	283,165	276,041
Taxable	24,728	25,860	26,326	26,444
Tax-exempt	7,829	7,834	7,743	7,626
Deposits other banks	4,945	4,405	6,242	8,951
Federal funds sold	48	41	56	53
Total interest income	311,023	323,631	323,532	319,115
Interest on deposits	79,145	83,739	87,962	88,489
Federal funds purchased	-	0	0	-
Fhlb and other borrowed funds	4,692	4,985	5,378	5,539
Securities sold under agreements to repurchase	927	962	1,019	1,012
Subordinated debentures	2,355	2,359	3,007	4,123
Total interest expense	87,119	92,045	97,366	99,163
Net interest income	223,904	231,586	226,166	219,952
Provision for credit losses on loans	1,500	14,400	6,700	3,000
(recovery of) provision for credit losses on unfunded commitments	-	-	-1,000	0
Recovery of credit losses on unfunded commitments	-	-250*	-	-
(recovery of ) provision for credit gaines on investment securities	-	249*	-2,194	-
Recovery of credit losses on unfunded commitments	-1,000	-	-	-
Total credit loss expense	500	14,399	3,506	3,000
Net interest income after credit loss expense	223,404	217,187	222,660	216,952
Salaries and employee benefits	63,236	62,891	63,804	64,318
Occupancy and equipment	14,867	14,434	14,828	14,023
Data processing expense	8,884	8,653	8,871	8,364
Merger and acquisition expenses	394	580	-	-
Other operating expenses	26,594	27,805	27,335	29,335
Total non-interest expense	113,975	114,363	114,838	116,040
Income before income taxes	152,232	153,323	159,327	151,991
Income tax expense	34,023	35,098	35,723	33,588
Net income	118,209	118,225	123,604	118,403

Basic EPS	0.6	0.602	0.63	0.6
Diluted EPS	0.6	0.601	0.63	0.6
Basic Average Shares	196,528,000	196,525,000	197,078,000	197,532,000
Diluted Average Shares	196,733,000	196,699,000	197,288,000	197,765,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$118,209K
EPS
$0.6
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$118,209K
EPS
$0.6
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$118,209KEPS$0.6Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$118,209KEPS$0.6Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$118,209K
EPS
$0.6
Unit: Thousand (K) dollars

Net Income
$118,209K
EPS
$0.6
Unit: Thousand (K) dollars