HOME BANCSHARES INC (HOMB)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Service charges-Deposit Account | 9,552 | - | - | - |
| Service charges-Financial Service Other | 12,643 | - | - | - |
| Other income | 13,462 | 11,442 | 7,514 | 6,658 |
| Insurance commissions | 589 | 535 | 595 | 565 |
| Gain (loss) on oreo, net | 13 | -376 | 85 | 49 |
| Gain on sale of branches, equipment and other assets, net | 972 | -163 | 32 | 2,052 |
| Dividends from fhlb, frb, fnbb & other | 2,657 | 2,718 | 2,637 | 2,998 |
| Increase in cash value of life insurance | 1,415 | 1,842 | 1,161 | 1,279 |
| Trust fees | 5,234 | 4,760 | 4,403 | 4,722 |
| Mortgage lending income | 4,780 | 3,599 | 4,437 | 4,276 |
| Gain on sale of sba loans | - | 288 | 145 | 56 |
| Fair value adjustment for marketable securities | 238 | -442 | -1,392 | 274 |
| Service charges | - | 20,339 | 20,378 | 20,393 |
| Total non-interest income | 51,079 | 45,426 | 42,779 | 42,774 |
| Other operating expenses | 29,335 | 28,090 | 27,550 | 29,415 |
| Occupancy and equipment | 14,023 | 14,425 | 14,546 | 14,408 |
| Salaries and employee benefits | 64,318 | 61,855 | 58,861 | 60,427 |
| Data processing expense | 8,364 | 8,558 | 9,088 | 8,935 |
| Total non-interest expense | 116,040 | 112,928 | 110,045 | 113,185 |
| (recovery of) provision for credit losses on investment securities | - | - | -330 | - |
| Provision for credit losses on loans | 3,000 | - | 18,200 | 8,000 |
| Recovery of credit losses on unfunded commitments | - | - | 1,000 | - |
| Total credit loss expense | 3,000 | - | 18,870 | 8,000 |
| Federal funds purchased | - | - | 1 | - |
| Subordinated debentures | 4,123 | 4,124 | 4,121 | 4,122 |
| Securities sold under agreements to repurchase | 1,012 | 1,074 | 1,335 | 1,363 |
| Fhlb and other borrowed funds | 5,539 | 5,902 | 14,383 | 14,255 |
| Interest on deposits | 88,489 | 86,786 | 97,785 | 95,741 |
| Total interest expense | 99,163 | 97,886 | 117,625 | 115,481 |
| Tax-exempt | 7,626 | 7,650 | 7,704 | 7,769 |
| Taxable | 26,444 | 27,433 | 31,006 | 32,587 |
| Federal funds sold | 53 | 55 | 62 | 59 |
| Deposits other banks | 8,951 | 6,620 | 12,096 | 12,564 |
| Loans | 276,041 | 270,784 | 281,977 | 274,324 |
| Total interest income | 319,115 | 312,542 | 332,845 | 327,303 |
| Net interest income | 219,952 | 214,656 | 215,220 | 211,822 |
| Net interest income after credit loss expense | 216,952 | 214,656 | 196,350 | 203,822 |
| Income before income taxes | 151,991 | 147,154 | 129,084 | 133,411 |
| Income tax expense | 33,588 | 31,945 | 29,046 | 31,881 |
| Net income | 118,403 | 115,209 | 100,038 | 101,530 |
| Average diluted shares outstanding (in shares) | 197,765,000 | 198,852,000 | 199,461,000 | 200,465,000 |
| Average shares outstanding (in shares) | 197,532,000 | 198,657,000 | 199,380,000 | 200,319,000 |
| Basic earnings per share (in dollars per share) | 0.6 | 0.58 | 0.5 | 0.51 |
| Diluted earnings per share (in dollars per share) | 0.6 | 0.58 | 0.5 | 0.51 |