| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Loans | 283,165 | 276,041 | 270,784 | 281,977 |
| Taxable | 26,326 | 26,444 | 27,433 | 31,006 |
| Tax-exempt | 7,743 | 7,626 | 7,650 | 7,704 |
| Deposits other banks | 6,242 | 8,951 | 6,620 | 12,096 |
| Federal funds sold | 56 | 53 | 55 | 62 |
| Total interest income | 323,532 | 319,115 | 312,542 | 332,845 |
| Interest on deposits | 87,962 | 88,489 | 86,786 | 97,785 |
| Federal funds purchased | 0 | - | - | 1 |
| Fhlb and other borrowed funds | 5,378 | 5,539 | 5,902 | 14,383 |
| Securities sold under agreements to repurchase | 1,019 | 1,012 | 1,074 | 1,335 |
| Subordinated debentures | 3,007 | 4,123 | 4,124 | 4,121 |
| Total interest expense | 97,366 | 99,163 | 97,886 | 117,625 |
| Net interest income | 226,166 | 219,952 | 214,656 | 215,220 |
| Provision for credit losses on loans | 6,700 | 3,000 | 0 | 18,200 |
| (recovery of) provision for credit losses on unfunded commitments | -1,000 | 0 | - | 1,000 |
| Recovery of credit losses on investment securities | -2,194 | - | - | -330 |
| Total credit loss expense | 3,506 | 3,000 | 0 | 18,870 |
| Net interest income after credit loss expense | 222,660 | 216,952 | 214,656 | 196,350 |
| Service charges-Deposit Account | 10,486 | - | - | - |
| Service charges-Financial Service Other | 12,130 | - | - | - |
| Trust fees | 4,600 | 5,234 | 4,760 | 4,403 |
| Mortgage lending income | 4,691 | 4,780 | 3,599 | 4,437 |
| Insurance commissions | 574 | 589 | 535 | 595 |
| Increase in cash value of life insurance | 1,404 | 1,415 | 1,842 | 1,161 |
| Dividends from fhlb, frb, fnbb & other | 2,658 | 2,657 | 2,718 | 2,637 |
| Gain on sale of sba loans | 46 | 0 | 288 | 145 |
| (loss) gain on sale of branches, equipment and other assets, net | -66 | 972 | -163 | 32 |
| Service charges-Deposit Account | - | 9,552 | - | - |
| (loss) gain on oreo, net | -1 | 13 | -376 | 85 |
| Service charges | - | - | 20,339 | 20,378 |
| Service charges-Financial Service Other | - | 12,643 | - | - |
| Fair value adjustment for marketable securities | -1,020 | 238 | -442 | -1,392 |
| Other income | 13,963 | 13,462 | 11,442 | 7,514 |
| Total non-interest income | 51,505 | 51,079 | 45,426 | 42,779 |
| Salaries and employee benefits | 63,804 | 64,318 | 61,855 | 58,861 |
| Occupancy and equipment | 14,828 | 14,023 | 14,425 | 14,546 |
| Data processing expense | 8,871 | 8,364 | 8,558 | 9,088 |
| Other operating expenses | 27,335 | 29,335 | 28,090 | 27,550 |
| Total non-interest expense | 114,838 | 116,040 | 112,928 | 110,045 |
| Income before income taxes | 159,327 | 151,991 | 147,154 | 129,084 |
| Income tax expense | 35,723 | 33,588 | 31,945 | 29,046 |
| Net income | 123,604 | 118,403 | 115,209 | 100,038 |
| Average diluted shares outstanding (in shares) | 197,288,000 | 197,765,000 | 198,852,000 | 199,461,000 |
| Average shares outstanding (in shares) | 197,078,000 | 197,532,000 | 198,657,000 | 199,380,000 |
| Basic earnings per share (in dollars per share) | 0.63 | 0.6 | 0.58 | 0.5 |
| Diluted earnings per share (in dollars per share) | 0.63 | 0.6 | 0.58 | 0.5 |
HOME BANCSHARES INC (HOMB)
HOME BANCSHARES INC (HOMB)