| Income Statement | 2025-06-30 | |||
|---|---|---|---|---|
| Changes in mortgage servicing rights fair value | -1,123 | |||
| Other | 2,293 | |||
| Gain on sale of mortgage loans | 3,378 | |||
| Total mortgage banking income | 4,548 | |||
| Other income | 1,372 | |||
| Bank-owned life insurance income | 762 | |||
| Deposit account fees | 5,418 | |||
| Income on retirement plan annuities | 121 | |||
| Total noninterest income | 12,221 | |||
| Interest on deposits | 27,976 | |||
| Interest on borrowings | 4,409 | |||
| Total interest expense | 32,385 | |||
| Other interest and dividend income | 2,266 | |||
| Interest on securities | 2,125 | |||
| Interest and fees on loans | 60,790 | |||
| Interest on loans held for sale | 419 | |||
| Total interest and dividend income | 65,600 | |||
| Net interest and dividend income | 33,215 | |||
| Provision for credit losses | 739 | |||
| Net interest and dividend income, after provision for credit losses | 32,476 | |||
| Postage and printing | 396 | |||
| Professional fees | 1,284 | |||
| Other expenses | 2,093 | |||
| Occupancy and equipment | 4,268 | |||
| Marketing | 865 | |||
| Loan expenses | 414 | |||
| Compensation and benefits | 18,789 | |||
| Data processing | 2,622 | |||
| Merger expenses | 1,704 | |||
| Deposit insurance | 914 | |||
| Deposit expenses | 721 | |||
| Total noninterest expense | 34,070 | |||
| Income before income taxes | 10,627 | |||
| Income tax provision | 2,569 | |||
| Net income | 8,058 | |||
| Earnings per share, basic | 0.2 | |||
| Earnings per share, diluted | 0.2 | |||
| Weighted average number of shares outstanding, basic | 39,924,977 | |||
| Weighted average number of shares outstanding, diluted | 40,117,837 | |||
HarborOne Bancorp, Inc. (HONE)
HarborOne Bancorp, Inc. (HONE)