hone: the income statement

MyFinsight

HarborOne Bancorp, Inc. (HONE)

For the quarter ending 2025-06-30, HONE made $78,944K in revenue. $8,058K in net income. Net profit margin of 10.21%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax provision	2,569
Other income	1,372
Bank-owned life insurance income	762
Deposit account fees	5,418
Changes in mortgage servicing rights fair value	-1,123
Gain on sale of mortgage loans	3,378
Other	2,293
Total mortgage banking income	4,548
Income on retirement plan annuities	121
Total noninterest income	12,221
Postage and printing	396
Professional fees	1,284
Other expenses	2,093
Occupancy and equipment	4,268
Marketing	865
Loan expenses	414
Compensation and benefits	18,789
Data processing	2,622
Merger expenses	1,704
Deposit insurance	914
Deposit expenses	721
Total noninterest expense	34,070
Provision for credit losses	739
Interest on deposits	27,976
Interest on borrowings	4,409
Total interest expense	32,385
Other interest and dividend income	2,266
Interest on securities	2,125
Interest and fees on loans	60,790
Interest on loans held for sale	419
Total interest and dividend income	65,600
Net interest and dividend income	33,215
Net interest and dividend income, after provision for credit losses	32,476
Income before income taxes	10,627
Net income	8,058

Earnings per share, basic	0.2
Earnings per share, diluted	0.2
Weighted average number of shares outstanding, basic	39,924,977
Weighted average number of shares outstanding, diluted	40,117,837

Unit: Thousand (K) dollars (except for numbers of shares and EPS)