For the quarter ending 2025-06-30, HONE had -$57,082K decrease in cash & cash equivalents over the period. $18,028K in free cash flow.
| Cash Flow | 2025-06-30 |
|---|---|
| Share-based compensation expense | 1,348 |
| Provision for credit losses | 2,124 |
| Net income | 13,558 |
| Change in mortgage servicing rights fair value | 3,405 |
| Change in other liabilities | -15,244 |
| Change in other assets | -4,247 |
| Decrease in operating lease liabilities | -1,148 |
| Net loss (gain) on sale and write-down of other real estate owned and repossessed assets | -5 |
| Net loss on disposal of premises and equipment | -45 |
| Esop expense | 1,290 |
| Depreciation and amortization of premises and equipment | 1,787 |
| Bank-owned life insurance income | 1,505 |
| Amortization of other intangible assets | 379 |
| Accretion of net deferred loan costs/fees and premiums | 270 |
| Net amortization of securities premiums/discounts | -148 |
| Income on retirement plan annuities | 240 |
| Proceeds from sale of loans | 258,112 |
| Net gains on mortgage loan sales, including fair value adjustments | 6,304 |
| Mortgage servicing rights capitalized | 77 |
| Loans originated for sale | 244,130 |
| Decrease in operating lease rou assets | -1,111 |
| Accretion of fair value adjustment on loans and deposits, net | -266 |
| Net cash provided (used) by operating activities | 18,375 |
| Proceeds from sale of other real estate owned and repossessed assets | 11 |
| Maturities, prepayment and calls | 420 |
| Maturities, prepayments and calls | 9,616 |
| Additions to property and equipment | 347 |
| Purchases | 24,819 |
| Net loan repayments (originations) | -116,057 |
| Net redemption of fhlb stock | -2,739 |
| Net cash provided by (used in) investing activities | 103,677 |
| Repayment of borrowings | 61,003 |
| Net change in short-term borrowed funds | -16,000 |
| Proceeds from borrowings | 100 |
| Dividends paid | 7,424 |
| Treasury stock purchased | 9,464 |
| Net (decrease) increase in deposits | -57,082 |
| Net change in mortgagors' escrow accounts | 803 |
| Net cash (used in) provided by financing activities | -150,070 |
| Net change in cash and cash equivalents | -28,018 |
HarborOne Bancorp, Inc. (HONE)
HarborOne Bancorp, Inc. (HONE)