For the year ending 2026-01-31, HQY had $22,979K increase in cash & cash equivalents over the period. $455,125K in free cash flow.
| Cash Flow | 2026-01-31 |
|---|---|
| Net income | 215,201 |
| Depreciation and amortization | 154,657 |
| Stock-based compensation | 73,063 |
| Amortization of debt issuance costs | 1,078 |
| Amortization of gains on derivatives | -16 |
| Loss on extinguishment of debt | 0 |
| Deferred taxes | 39,730 |
| Accounts receivable | 5,690 |
| Prepaid expenses and other current and non-current assets | 12,663 |
| Operating lease right-of-use assets | -6,785 |
| Accrued compensation | -8,806 |
| Accounts payable, accrued liabilities, and other current liabilities | 1,708 |
| Operating lease liabilities, non-current | -8,001 |
| Other long-term liabilities | 48 |
| Net cash provided by operating activities | 457,094 |
| Purchases of software and capitalized software development costs | 46,515 |
| Purchases of property and equipment | 1,969 |
| Acquisitions of hsa portfolios | 293 |
| Settlement of derivatives, net | -1,637 |
| Net cash used in investing activities | -47,140 |
| Principal payments on long-term debt | 100,000 |
| Repurchases of common stock | 299,254 |
| Proceeds from long-term debt | 0 |
| Payment of debt issuance costs | 0 |
| Settlement of client-held funds obligation, net | -867 |
| Proceeds from exercise of common stock options | 11,412 |
| Net cash provided by (used in) financing activities | -386,975 |
| Increase (decrease) in cash and cash equivalents | 22,979 |
| Beginning cash and cash equivalents | 295,948 |
| Ending cash and cash equivalents | 318,927 |
HEALTHEQUITY, INC. (HQY)
HEALTHEQUITY, INC. (HQY)