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HEALTHEQUITY, INC. (HQY)

HEALTHEQUITY, INC. (HQY)

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Cash Flow Overview

Change in Cash
-$53,558K
Free Cash flow
$97,164K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net income
    • Depreciation and amortization
    • Stock-based compensation
    • Others
Negative Cash Flow Breakdown
    • Repurchases of common stock
    • Accrued compensation
    • Purchases of software and capita...
    • Others

Cash Flow
2026-04-30
2026-01-31
2025-10-31
2025-07-31
Net income
69,418 49,740 51,692 113,769
Depreciation and amortization
38,214 38,682 38,780 77,195
Stock-based compensation
19,406 19,117 20,542 33,404
Amortization of debt discount and issuance costs
277 274 271 533
Amortization of gains on derivatives
-196 -16 NaN NaN
Loss on extinguishment of debt
NaN 0 0 NaN
Deferred taxes
10,106 -3,004 12,023 30,711
Accounts receivable, net
-1,693 12,453 79 -6,842
Prepaid expenses and other current and non-current assets
11,690 4,219 -12,206 20,650
Operating lease right-of-use assets
-1,732 -1,735 -1,711 -3,339
Accrued compensation
-31,242 15,833 10,393 -35,032
Accounts payable, accrued liabilities, and other current liabilities
-873 12,977 -7,484 -3,785
Operating lease liabilities, non-current
-2,080 -2,038 -2,012 -3,951
Other long-term liabilities
2,761 1,287 532 -1,771
Net cash provided by operating activities
97,526 117,915 138,575 200,604
Purchases of software and capitalized software development costs
15,930 9,747 10,304 26,464
Purchases of property and equipment
362 326 784 859
Acquisitions of hsa portfolios
NaN 0 293 0
Settlement of derivatives, net
-2,388 -1,637 NaN NaN
Net cash used in investing activities
-13,904 -8,436 -11,381 -27,323
Repurchases of common stock
123,314 81,020 92,424 125,810
Proceeds from long-term debt
NaN 0 0 0
Payment of debt issuance costs
NaN 0 0 NaN
Principal payments on long-term debt
15,000 25,000 25,000 50,000
Settlement of client-held funds obligation, net
-716 -246 -25 -596
Proceeds from exercise of common stock options
418 5,963 -4,997 10,446
Net cash used in financing activities
-137,180 -99,811 -122,396 -164,768
Decrease in cash and cash equivalents
-53,558 9,668 4,798 8,513
Beginning cash and cash equivalents
318,927 -13,311 295,948 NaN
Ending cash and cash equivalents
265,369 9,668 309,259 NaN
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net income$69,418K Depreciation andamortization$38,214K Stock-based compensation$19,406K Deferred taxes$10,106K Other long-termliabilities$2,761K Operating leaseright-of-use assets-$1,732K Accounts receivable, net-$1,693K Amortization of debt discountand issuance costs$277K Net cash provided byoperating activities$97,526K Canceled cashflow$46,081K Decrease in cash and cashequivalents-$53,558K Canceled cashflow$97,526K Settlement of client-heldfunds obligation, net-$716K Proceeds from exercise ofcommon stock options$418K Settlement of derivatives,net-$2,388K Accrued compensation-$31,242K Prepaid expenses andother current and...$11,690K Operating leaseliabilities, non-current-$2,080K Accounts payable,accrued liabilities,...-$873K Amortization of gains onderivatives-$196K Net cash used infinancing activities-$137,180K Canceled cashflow$1,134K Net cash used ininvesting activities-$13,904K Canceled cashflow$2,388K Repurchases of common stock$123,314K Principal payments onlong-term debt$15,000K Purchases of software andcapitalized software...$15,930K Purchases of property andequipment$362K