Financial insights of HQY

MyFinsight

For the quarter ending 2025-10-31, HQY made $322,164K in revenue. $51,692K in net income. Net profit margin of 16.05%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-10-31	2025-07-31	2025-04-30	2024-10-31
Total revenue	322,164	325,835	330,844	300,432
Service	76,889	75,156	-	-
Financial Service Other	10,879	11,137	-	-
Credit And Debit Card	6,333	6,947	-	-
Total cost of revenue	94,101	93,240	106,533	103,406
Gross profit	228,063	232,595	224,311	197,026
Sales and marketing	24,411	19,922	25,984	22,636
Technology and development	65,916	64,804	61,436	60,189
General and administrative	30,880	29,990	25,536	31,789
Amortization of acquired intangible assets	27,002	27,001	27,002	28,350
Merger integration	1,159	1,266	1,275	34,437
Total operating expenses	149,368	142,983	141,233	177,401
Income from operations	78,695	89,612	83,078	19,625
Interest expense	14,049	14,955	14,858	18,155
Other income, net	2,886	3,391	2,733	4,748
Total other expense	-11,163	-11,564	-12,125	-13,407
Income before income taxes	67,532	78,048	70,953	6,218
Income tax provision	15,840	18,194	17,038	515
Net income	51,692	59,854	53,915	5,703

Basic (in shares)	85,995,000	86,550,000	86,655,000	87,193,000
Basic (in usd per share)	0.6	0.69	0.62	0.07
Diluted (in shares)	86,970,000	87,746,000	88,415,000	88,634,000
Diluted (in usd per share)	0.59	0.68	0.61	0.06