For the year ending 2025-12-31, HRTG has $2,195,822K in assets. $1,690,571K in debts. $559,274K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Fixed maturities, available-for-sale, at fair value (amortized cost of 726,774 and 692,790) | 713,237 | |||
| Equity securities, at fair value, (cost 1,064 and 1,936) | 1,064 | |||
| Other investments, net | 1,285 | |||
| Total investments | 715,586 | |||
| Cash and cash equivalents | 559,274 | |||
| Restricted cash | 13,307 | |||
| Accrued investment income | 6,556 | |||
| Premiums receivable, net | 95,331 | |||
| Reinsurance recoverable on paid and unpaid claims, net of allowance for credit losses of 175 and 197 | 318,588 | |||
| Prepaid reinsurance premiums | 307,039 | |||
| Deferred income tax asset, net | 5,855 | |||
| Deferred policy acquisition costs, net | 64,544 | |||
| Total, at cost | 48,229 | |||
| Less accumulated depreciation and amortization | 19,975 | |||
| Property and equipment, net | 28,254 | |||
| Right-of-use lease asset, finance | 12,598 | |||
| Right-of-use lease asset, operating | 4,878 | |||
| Finite-lived intangible assets, gross | 86,490 | |||
| Accumulated amortization | 57,616 | |||
| Total infinite-lived intangible assets, net | 28,874 | |||
| License acquired | 1,315 | |||
| Intangibles, net | 30,189 | |||
| Other assets | 33,823 | |||
| Total assets | 2,195,822 | |||
| Unpaid losses and loss adjustment expenses | 579,477 | |||
| Unearned premiums | 707,923 | |||
| Reinsurance payable | 232,801 | |||
| Total principal amount | 80,448 | |||
| Deferred finance costs | 2,020 | |||
| Long-term debt, net | 78,428 | |||
| Advance premiums | 19,164 | |||
| Income taxes payable, net | 4,282 | |||
| Accrued compensation | 8,844 | |||
| Lease liability, finance | 15,587 | |||
| Lease liability, operating | 5,800 | |||
| Accounts payable and other liabilities | 38,265 | |||
| Total liabilities | 1,690,571 | |||
| Common stock, 0.0001 par value, 50,000,000 shares authorized, 43,171,585 shares issued and 30,833,776 outstanding at december 31, 2025 and 42,838,713 shares issued and 30,607,039 outstanding at december 31, 2024 | 3 | |||
| Additional paid-in capital | 365,736 | |||
| Accumulated other comprehensive income, net of taxes | -10,555 | |||
| Treasury stock, at cost, 12,337,809 and 12,231,674 shares december 31, 2025 and 2024, respectively | 133,183 | |||
| Retained earnings | 283,250 | |||
| Total stockholders' equity | 505,251 | |||
| Total liabilities and stockholders' equity | 2,195,822 | |||
HRTG
HRTG