Financial insights of HRTG

MyFinsight

For the quarter ending 2026-03-31, HRTG made $212,658K in revenue. $33,050K in net income. Net profit margin of 15.54%.

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Total revenues	212,658	216,590*	212,459	208,035
Losses and loss adjustment expenses	91,597	87,667*	74,766	75,620
Policy acquisition costs, net of ceding commission income	45,335	41,469*	45,182	43,146
General and administrative expenses, net of ceding commission income	24,908	22,856*	22,345	24,399
Intangible asset impairment	-	0*	-	-
Total expenses	161,840	151,992*	142,293	143,165
Operating income	50,818	64,598*	70,166	64,870
Interest expense, net	1,779	2,292*	1,850	1,880
Income before income taxes	49,039	62,306*	68,316	62,990
Income tax expense	12,556	14,379*	17,895	14,966
Net income (loss)	36,483	47,927*	50,421	48,024
Change in net unrealized (losses) gains on investments	-4,491	5,467*	6,009	6,072
Reclassification adjustment for net realized investment (gains) losses	16	-120*	5	4
Income tax benefit (expense) related to items of other comprehensive income	-1,074	1,340*	1,428	1,443
Total comprehensive income	33,050	52,174	54,997	52,649

Basic EPS	1.19	1.699	1.63	1.55
Diluted EPS	1.19	1.696	1.63	1.55
Basic Average Shares	30,680,933	30,705,145	30,962,464	31,004,218
Diluted Average Shares	30,740,251	30,764,436	31,021,780	31,063,481

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.