For the quarter ending 2025-09-30, HWBK had -$419K decrease in cash & cash equivalents over the period. -$734K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net interest income | 48,301 | - |
| Hawthorn Bank Segment-Operating Segments | -16 | - |
| Hawthorn Wealth Management Segment-Operating Segments | 0 | - |
| Material Reconciling Items | 0 | - |
| Provision for (release of) credit losses | -16 | - |
| Salaries and employee benefits | 20,822 | - |
| Occupancy, furniture and equipment expense | 3,282 | - |
| Processing, network, and bank card expense | 4,216 | - |
| Legal, examination, and professional fees | 1,391 | - |
| Hawthorn Bank Segment-Operating Segments | 1,681 | - |
| Hawthorn Wealth Management Segment-Operating Segments | 0 | - |
| Material Reconciling Items | 0 | - |
| Depreciation | 1,681 | - |
| Other | 6,197 | - |
| Total expenses | 37,589 | - |
| Non-interest income | 10,724 | - |
| Hawthorn Bank Segment-Operating Segments | 102 | - |
| Hawthorn Wealth Management Segment-Operating Segments | 0 | - |
| Material Reconciling Items | 0 | - |
| Investment securities gains (losses), net | 105 | - |
| Income taxes | 3,938 | - |
| Net income | 6,132 | 11,484 |
| (release of) provision for credit losses on loans and unfunded commitments | 375 | -391 |
| Proceeds from the sale of mortgage servicing rights | - | 0 |
| Depreciation expense | 541 | 1,140 |
| Net amortization of investment securities, premiums, and discounts | 93 | 208 |
| Investment securities (gains) losses, net | 105 | -3 |
| Gain on sales and dispositions of premises and equipment | 13 | 48 |
| Gain on sales and dispositions of other real estate | 0 | 28 |
| Provision for (release of) valuation allowance for other real estate owned | 0 | 184 |
| Change in fair value of mortgage servicing rights | - | 0 |
| Share-based compensation expense | 104 | 177 |
| Increase in cash surrender value - life insurance | 381 | 765 |
| (increase) decrease in accrued interest receivable and other assets | 6,172 | 384 |
| Decrease in operating lease liabilities | 104 | 138 |
| Increase in accrued interest payable and other liabilities | 1,250 | 49 |
| Origination of mortgage loans held for sale | 3,562 | 2,661 |
| Proceeds from the sale of mortgage loans held for sale | 2,208 | 2,903 |
| Gain on sale of mortgage loans, net | 78 | 242 |
| Net cash provided by operating activities | 288 | 11,491 |
| Purchase of certificates of deposit in other banks | 0 | 0 |
| Purchase of bank-owned life insurance | 0 | 0 |
| Net (increase) decrease in loans | 51,145 | -3,229 |
| Purchase of available-for-sale debt securities | 5,445 | 13,332 |
| Proceeds from maturities of available-for-sale debt securities | 9,092 | 7,623 |
| Proceeds from calls of available-for-sale debt securities | 6,245 | 3,755 |
| Purchases of fhlb stock | 39,173 | 9,657 |
| Proceeds from sales of fhlb stock | 37,508 | 7,147 |
| Purchases of premises and equipment | 1,022 | 924 |
| Proceeds from sales of premises and equipment | 12 | 49 |
| Proceeds from sales of other real estate and repossessed assets | 0 | 1,418 |
| Net cash (used in) provided by investing activities | -43,928 | -692 |
| Net increase (decrease) in demand deposits | 4,523 | 34,892 |
| Net decrease in interest bearing transaction accounts | -157 | -58,123 |
| Net increase (decrease) in time deposits | 3,565 | 8,035 |
| Repayment of fhlb advances and other borrowings | -135,086 | 170,100 |
| Proceeds from fhlb advances and other borrowings | -228,100 | 228,675 |
| Net increase (decrease) in short term fhlb borrowings | 130,000 | - |
| Purchase of treasury stock | 308 | 2,222 |
| Cash dividends paid - common stock | 1,388 | 2,656 |
| Net cash provided by (used in) financing activities | 43,221 | 38,501 |
| Net increase (decrease) in cash and cash equivalents | -419 | 49,300 |
| Cash and cash equivalents at beginning of period | 50,994 | - |
| Cash and cash equivalents at end of period | 99,875 | - |
HAWTHORN BANCSHARES, INC. (HWBK)
HAWTHORN BANCSHARES, INC. (HWBK)