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HAWTHORN BANCSHARES, INC. (HWBK)

HAWTHORN BANCSHARES, INC. (HWBK)

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Cash Flow Overview

Change in Cash
-$69,183K
Free Cash flow
$9,541K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from fhlb advances and ...
    • Net decrease in loans
    • Proceeds from sales of fhlb stoc...
    • Others
Negative Cash Flow Breakdown
    • Repayment of fhlb advances and o...
    • Purchase of available-for-sale d...
    • Purchases of fhlb stock
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net interest income
17,258
17,102
17,579
48,301
Bank Segment-Operating Segments
-
-
360
-
Hawthorn Bank Segment-Operating Segments
238
89
-
-16
Operating Segments-Wealth Management Segment
-
-
0
-
Hawthorn Wealth Management Segment-Operating Segments
0
0
-
0
Material Reconciling Items
0
0
0
0
Release of credit losses
238
73
376
-16
Salaries and employee benefits
7,593
6,814
7,019
20,822
Occupancy, furniture and equipment expense
832
1,322
1,091
3,282
Processing, network, and bank card expense
1,419
1,418
1,440
4,216
Legal, examination, and professional fees
944
802
307
1,391
Depreciation
818
439
647
1,681
Other
2,140
2,208
2,754
6,197
Total operating expenses
13,746
13,003
13,258
37,589
Non-interest income
5,376
3,101
3,585
10,724
Bank Segment-Operating Segments
-
-
117
-
Hawthorn Bank Segment-Operating Segments
280
-97
-
102
Operating Segments-Wealth Management Segment
-
-
0
-
Hawthorn Wealth Management Segment-Operating Segments
0
0
-
0
Material Reconciling Items
0
0
0
0
Investment securities gains (losses), net
280
5
15
105
Income taxes
1,604
1,389
1,360
3,938
Net income
7,326
5,743
6,185
6,132
Provision for (release of) credit losses on loans and unfunded commitments
238
73
376
375
Depreciation expense
818
439
560
541
Net amortization of investment securities, premiums, and discounts
48
77
88
93
Change in fair value of mortgage servicing rights
-
-
0
-
Provision for valuation allowance for premises and equipment held for sale
0
278
-
-
Investment securities (gains) losses, net
280
5
15
105
Gain on sales and dispositions of premises and equipment
1,385
5
2
13
Gain on sales and dispositions of other real estate
302
0
-225
0
Gain on cancellation of debt
-
-
14
-
Proceeds from the sale of mortgage servicing rights
-
-
0
-
(release of) provision for other real estate owned
-
-
-225
0
Provision for valuation allowance for other real estate owned
-34
34
-
-
Share-based compensation expense
152
122
111
104
Increase in cash surrender value - life insurance
239
357
386
381
Decrease (increase) in accrued interest receivable and other assets
531
-1,263
-7,663
6,172
Decrease in operating lease liabilities
-279
39
105
242
Increase in accrued interest payable and other liabilities
4,797
271
-137
1,250
Origination of mortgage loans held for sale
3,376
14,690
5,224
3,562
Proceeds from the sale of mortgage loans held for sale
3,294
14,766
6,168
2,208
Gain on sale of mortgage loans, net
69
77
128
78
Net cash provided by operating activities
10,178
7,971
15,140
288
Purchase of certificates of deposit in other banks
-
-1,000
-1,000
0
Proceeds from maturities of certificates of deposit in other banks
-
1,000
1,000
-
Purchase of bank-owned life insurance
-
-
0
0
Net decrease in loans
-39,038
-33,179
-26,088
51,145
Purchase of available-for-sale debt securities
31,955
4,515
1,850
5,445
Proceeds from maturities of available-for-sale debt securities
-
5,865
12,255
9,092
Proceeds from calls of available-for-sale debt securities
-
12
11
6,245
Proceeds from sales of available-for-sale debt securities
-
-
0
-
Proceeds from maturities, calls, and paydowns of available-for-sale debt securities
11,870
-
-
-
Purchases of fhlb stock
16,325
32,527
50,776
39,173
Proceeds from sales of fhlb stock
19,258
32,881
54,116
37,508
Purchases of premises and equipment
637
1,871
2,132
1,022
Proceeds from sales of premises and equipment
1,866
29
53
12
Proceeds from sales of other real estate and repossessed assets
65
0
-1
0
Net cash provided by (used in) investing activities
17,303
33,053
37,764
-43,928
Net increase (decrease) in demand deposits
-9,044
1,865
-869
4,523
Net decrease in interest bearing transaction accounts
-12,524
-38,753
39,010
-157
Net increase (decrease) in time deposits
-8,559
1,055
-9,909
3,565
Net decrease in federal funds purchased and securities sold under agreements to repurchase
-
-
0
-
Repayment of fhlb advances and other borrowings
427,764
727,000
4,986
-135,086
Proceeds from fhlb advances and other borrowings
362,750
719,290
0
-228,100
Decrease in finance lease liabilities
75
-
-
-
Proceeds from financing obligation
0
1,908
-
-
Net increase (decrease) in short term fhlb borrowings
-
-
-70,000
130,000
Repayment of financing obligation
3
-
-
-
Purchase of treasury stock
-4
400
331
308
Cash dividends paid - common stock
1,449
1,383
1,382
1,388
Net cash provided by (used in) financing activities
-96,664
-43,418
-48,467
43,221
Net (decrease) increase in cash and cash equivalents
-69,183
-2,394
4,437
-419
Cash and cash equivalents, beginning of period
101,918
104,312
99,875
50,994
Cash and cash equivalents, end of period
32,735
101,918
104,312
99,875
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Hawthorn BankSegment-Operating Segments$280K (-97.82%↓ Y/Y)Net interest income$17,258K Non-interest income$5,376K Investment securitiesgains (losses), net$280K (9433.33%↑ Y/Y)Net decrease inloans-$39,038K (-1108.98%↓ Y/Y)Net income$7,326K (-36.21%↓ Y/Y)Increase in accruedinterest payable and...$4,797K (9689.80%↑ Y/Y)Proceeds from sales offhlb stock$19,258K (169.46%↑ Y/Y)Proceeds frommaturities, calls, and...$11,870K Proceeds from sales ofpremises and equipment$1,866K (3708.16%↑ Y/Y)Proceeds from sales ofother real estate and...$65K (-95.42%↓ Y/Y)Canceled cashflow$15,588K Proceeds from the sale ofmortgage loans held for...$3,294K (13.47%↑ Y/Y)Depreciation expense$818K (-28.25%↓ Y/Y)Provision for (release of)credit losses on loans...$238K (160.87%↑ Y/Y)Share-based compensationexpense$152K (-14.12%↓ Y/Y)Net amortization ofinvestment securities,...$48K (-76.92%↓ Y/Y)Net cash provided by(used in) investing...$17,303K (2600.43%↑ Y/Y)Net cash provided byoperating activities$10,178K (-11.43%↓ Y/Y)Canceled cashflow$54,794K Canceled cashflow$6,495K Total operatingexpenses$13,746K Income taxes$1,604K Release of credit losses$238K Net (decrease)increase in cash and cash...-$69,183K (-240.33%↓ Y/Y)Canceled cashflow$27,481K Proceeds from fhlbadvances and other...$362,750K (58.63%↑ Y/Y)Purchase of treasurystock-$4K (-100.18%↓ Y/Y)Purchase ofavailable-for-sale debt securities$31,955K (139.69%↑ Y/Y)Purchases of fhlb stock$16,325K (69.05%↑ Y/Y)something is missing-$5,877K Purchases of premises andequipment$637K (-31.06%↓ Y/Y)Origination of mortgageloans held for sale$3,376K (26.87%↑ Y/Y)Gain on sales anddispositions of premises and...$1,385K (2785.42%↑ Y/Y)Decrease (increase) inaccrued interest...$531K (38.28%↑ Y/Y)Gain on sales anddispositions of other real...$302K (978.57%↑ Y/Y)Investment securities(gains) losses, net$280K (9433.33%↑ Y/Y)Decrease in operatinglease liabilities-$279K (-302.17%↓ Y/Y)Increase in cashsurrender value - life...$239K (-68.76%↓ Y/Y)Gain on sale ofmortgage loans, net$69K (-71.49%↓ Y/Y)Provision for valuationallowance for other real...-$34K Salaries and employeebenefits$7,593K Other$2,140K Processing, network, andbank card expense$1,419K Legal, examination,and professional...$944K Occupancy, furniture andequipment expense$832K Depreciation$818K Hawthorn BankSegment-Operating Segments$238K (-98.15%↓ Y/Y)Net cash provided by(used in) financing...-$96,664K (-351.07%↓ Y/Y)Canceled cashflow$362,754K Repayment of fhlb advancesand other...$427,764K (151.48%↑ Y/Y)Net decrease ininterest bearing...-$12,524K (78.45%↑ Y/Y)Net increase(decrease) in demand...-$9,044K (-125.92%↓ Y/Y)Net increase(decrease) in time deposits-$8,559K (-206.52%↓ Y/Y)Cash dividends paid -common stock$1,449K (-45.44%↓ Y/Y)Decrease in finance leaseliabilities$75K Repayment of financingobligation$3K