Financial insights of HWBK

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$5,743K
EPS
$0.83
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Income from fees-Banking	-	-	-	1,003
Income from fees-Service	820	884	928	940
Income from fees-Banking	908	1,256*	1,000	-
Income from fees-Fiduciary And Trust	616	249*	651	-
Earnings on bank-owned life insurance	493	519	513	509
Income from fees-Fiduciary And Trust	-	-	-	542
Gain on sale of mortgage loans, net	77	127	78	117
(losses) gains on other real estate owned and other assets, net	-34	0	0	-177
Other	221	550	546	611
Total non-interest income	3,101	3,585	3,716	3,545
Interest and fees on loans	22,093	23,052	22,635	21,549
Interest and fees on loans held for sale	4	10	10	3
Taxable	1,164	1,211	1,403	1,398
Nontaxable	584	583	585	586
Federal funds sold and other interest-bearing deposits	436	328	256	290
Dividends on other investments	113	102	114	85
Total interest income	24,394	25,286	25,003	23,911
Savings, interest checking and money market	3,662	3,895	4,036	4,086
Time deposits	2,209	2,382	2,523	2,422
Total interest expense on deposits	5,871	6,277	6,559	6,508
Interest on federal funds purchased and securities sold under agreements to repurchase and other	13	1	1	1
Interest on federal home loan bank advances	635	603	718	404
Interest on subordinated notes	773	826	860	856
Total interest expense on borrowings	1,421	1,430	1,579	1,261
Total interest expense	7,292	7,707	8,138	7,769
Net interest income	17,102	17,579	16,865	16,142
Release of credit losses on loans	-120	329	375	-159
Provision for (release of) credit losses on unfunded commitments	193	47	0	108
Total provision for (release of) credit losses on loans and unfunded commitments	73	376	375	-51
Net interest income after provision for (release of) credit losses on loans and unfunded commitments	17,029	17,203	16,490	16,193
Investment securities gains (losses), net	5	15	105	-1
Salaries and employee benefits	6,814	7,019	7,207	6,703
Occupancy expense, net	991	1,011	931	947
Furniture and equipment expense	770	728	683	673
Processing, network, and bank card expense	1,418	1,440	1,372	1,443
Legal, examination, and professional fees	802	307	470	428
Advertising and promotion	204	443	252	212
Postage, printing, and supplies	299	359	354	342
Other	1,705	1,951	1,552	1,521
Total non-interest expense	13,003	13,258	12,821	12,269
Income before income taxes	7,132	7,545	7,490	7,468
Income tax expense	1,389	1,360	1,358	1,367
Net income	5,743	6,185	6,132	6,101

Basic EPS	0.83	0.896	0.89	0.88
Diluted EPS	0.83	0.896	0.88	0.88
Basic Average Shares	6,897,487	6,901,296	6,908,000	6,935,541
Diluted Average Shares	6,914,104	6,902,760	6,922,000	6,945,064

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$5,743K
EPS
$0.83
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$5,743K
EPS
$0.83
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$5,743KEPS$0.83Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$5,743KEPS$0.83Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$5,743K
EPS
$0.83
Unit: Thousand (K) dollars

Net Income
$5,743K
EPS
$0.83
Unit: Thousand (K) dollars