For the year ending 2025-12-31.
| Income Statement | 2025-12-31 | |||
|---|---|---|---|---|
| Income from fees-Service | 3,666 | |||
| Income from fees-Banking | 3,897 | |||
| Income from fees-Fiduciary And Trust | 2,202 | |||
| Earnings on bank-owned life insurance | 2,050 | |||
| Gain on sale of mortgage loans, net | 448 | |||
| (losses) gains on other real estate owned and other assets, net | -156 | |||
| Other | 2,202 | |||
| Total non-interest income | 14,309 | |||
| Interest and fees on loans | 88,432 | |||
| Interest and fees on loans held for sale | 25 | |||
| Taxable | 5,316 | |||
| Nontaxable | 2,341 | |||
| Other interest-bearing deposits and certificates of deposit in other banks | 1,123 | |||
| Dividends on other investments | 421 | |||
| Total interest income | 97,658 | |||
| Savings, interest checking and money market | 16,366 | |||
| Time deposits | 9,791 | |||
| Total interest expense on deposits | 26,157 | |||
| Interest on federal funds purchased and securities sold under agreements to repurchase | 3 | |||
| Interest on federal home loan bank advances | 2,224 | |||
| Interest on subordinated notes | 3,394 | |||
| Total interest expense on borrowings | 5,621 | |||
| Total interest expense | 31,778 | |||
| Net interest income | 65,880 | |||
| Provision for credit losses on loans | 263 | |||
| Provision for (release of) credit losses on unfunded commitments | 97 | |||
| Total provision for credit losses on loans and unfunded commitments | 360 | |||
| Net interest income after provision for credit losses on loans and unfunded commitments | 65,520 | |||
| Investment securities gains (losses), net | 117 | |||
| Salaries and employee benefits | 27,841 | |||
| Occupancy expense, net | 3,824 | |||
| Furniture and equipment expense | 2,877 | |||
| Processing, network, and bank card expense | 5,656 | |||
| Legal, examination, and professional fees | 1,698 | |||
| Advertising and promotion | 1,067 | |||
| Postage, printing, and supplies | 1,349 | |||
| Other | 6,535 | |||
| Total non-interest expense | 50,847 | |||
| Income before income taxes | 29,099 | |||
| Income tax expense (benefit) | 5,298 | |||
| Net income | 23,801 | |||
| Basic EPS | 3.44 | |||
| Diluted EPS | 3.43 | |||
| Basic Average Shares | 6,932,000 | |||
| Diluted Average Shares | 6,942,000 | |||
HAWTHORN BANCSHARES, INC. (HWBK)
HAWTHORN BANCSHARES, INC. (HWBK)