For the quarter ending 2025-09-30, HWBK made $50,158K in revenue. $6,132K in net income. Net profit margin of 12.23%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Interest and fees on loans | 22,635 | 21,549 | 21,196 | 21,715 |
| Interest and fees on loans held for sale | 10 | 3 | 2 | 13 |
| Taxable | 1,403 | 1,398 | 1,304 | 887 |
| Nontaxable | 585 | 586 | 587 | 594 |
| Federal funds sold and other interest-bearing deposits | 256 | 290 | 249 | 469 |
| Dividends on other investments | 114 | 85 | 120 | 141 |
| Total interest income | 25,003 | 23,911 | 23,458 | 23,819 |
| Savings, interest checking and money market | 4,036 | 4,086 | 4,349 | 4,910 |
| Time deposits | 2,523 | 2,422 | 2,464 | 2,834 |
| Total interest expense on deposits | 6,559 | 6,508 | 6,813 | 7,744 |
| Interest on federal funds purchased and securities sold under agreements to repurchase | 1 | 1 | - | - |
| Interest on federal home loan bank advances | 718 | 404 | 499 | 759 |
| Interest on subordinated notes | 860 | 856 | 852 | 989 |
| Total interest expense on borrowings | 1,579 | 1,261 | 1,351 | 1,748 |
| Total interest expense | 8,138 | 7,769 | 8,164 | 9,492 |
| Net interest income | 16,865 | 16,142 | 15,294 | 14,327 |
| Provision for (release of) credit losses on loans | 375 | -159 | -282 | - |
| Provision for (release of) credit losses on unfunded commitments | 0 | 108 | -58 | 500 |
| Total provision for (release of) credit losses on loans and unfunded commitments | 375 | -51 | -340 | - |
| Net interest income after provision for (release of) credit losses on loans and unfunded commitments | 16,490 | 16,193 | 15,634 | 13,827 |
| Income from fees-Banking | - | 1,003 | - | - |
| Income from fees-Service | 928 | 940 | - | - |
| Income from fees | - | - | 2,312 | 2,248 |
| Income from fees-Banking | 1,000 | - | - | - |
| Earnings on bank-owned life insurance | 513 | 509 | 509 | 520 |
| Income from fees-Fiduciary And Trust | 651 | 542 | - | - |
| Gain on sale of mortgage loans, net | 78 | 117 | 126 | 111 |
| Gains (losses) on other real estate owned, net | 0 | -177 | 21 | 262 |
| Other | 546 | 611 | 495 | 561 |
| Total non-interest income | 3,716 | 3,545 | 3,463 | 3,783 |
| Investment securities gains (losses), net | 105 | -1 | -2 | 8 |
| Salaries and employee benefits | 7,207 | 6,703 | 6,912 | 6,539 |
| Occupancy expense, net | 931 | 947 | 935 | 843 |
| Furniture and equipment expense | 683 | 673 | 793 | 787 |
| Processing, network, and bank card expense | 1,372 | 1,443 | 1,401 | 1,480 |
| Legal, examination, and professional fees | 470 | 428 | 493 | 378 |
| Loan expense | - | - | - | 126 |
| Advertising and promotion | 252 | 212 | 160 | 198 |
| Postage, printing, and supplies | 354 | 342 | 294 | 215 |
| Other | 1,552 | 1,521 | 1,511 | 1,428 |
| Total non-interest expense | 12,821 | 12,269 | 12,499 | 11,994 |
| Income before income taxes | 7,490 | 7,468 | 6,596 | 5,624 |
| Income tax expense | 1,358 | 1,367 | 1,213 | 1,050 |
| Net income | 6,132 | 6,101 | 5,383 | 4,574 |
| Basic earnings per share (in dollars per share) | 0.89 | 0.88 | 0.77 | 0.66 |
| Basic weighted-average shares outstanding (in shares) | 6,908,000 | 6,935,541 | 6,983,163 | 6,986,723 |
| Diluted earnings per share (in dollars per share) | 0.88 | 0.88 | 0.77 | 0.66 |
| Diluted weighted-average shares outstanding (in shares) | 6,922,000 | 6,945,064 | 6,998,176 | 6,986,723 |
HAWTHORN BANCSHARES, INC. (HWBK)
HAWTHORN BANCSHARES, INC. (HWBK)