HAWTHORN BANCSHARES, INC. (HWBK)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Income from fees-Banking | 1,003 | - | - | - |
| Income from fees-Service | 940 | - | - | - |
| Income from fees-Fiduciary And Trust | 542 | - | - | - |
| (losses) gains on other real estate owned, net | -177 | 21 | 262 | 454 |
| Other | 611 | 495 | 561 | 521 |
| Gain on sale of mortgage loans, net | 117 | 126 | 111 | 398 |
| Earnings on bank-owned life insurance | 509 | 509 | 520 | 505 |
| Income from fees | - | 2,312 | 2,248 | 2,169 |
| Total non-interest income | 3,545 | 3,463 | 3,783 | 3,996 |
| Loan expense | - | - | 126 | 216 |
| Postage, printing, and supplies | 342 | 294 | 215 | 190 |
| Legal, examination, and professional fees | 428 | 493 | 378 | 512 |
| Other | 1,521 | 1,511 | 1,428 | 1,344 |
| Occupancy expense, net | 947 | 935 | 843 | 708 |
| Advertising and promotion | 212 | 160 | 198 | 256 |
| Processing, network, and bank card expense | 1,443 | 1,401 | 1,480 | 1,362 |
| Salaries and employee benefits | 6,703 | 6,912 | 6,539 | 6,724 |
| Furniture and equipment expense | 673 | 793 | 787 | 722 |
| Total non-interest expense | 12,269 | 12,499 | 11,994 | 12,034 |
| Time deposit accounts $250,000 and over | - | - | - | 765 |
| Time deposits | 2,422 | 2,464 | 2,834 | 2,310 |
| Savings, interest checking and money market | 4,086 | 4,349 | 4,910 | 4,493 |
| Total interest expense on deposits | 6,508 | 6,813 | 7,744 | 7,568 |
| Interest on subordinated notes | 856 | 852 | 989 | 985 |
| Interest on federal home loan bank advances | 404 | 499 | 759 | 831 |
| Interest on federal funds purchased and securities sold under agreements to repurchase | 1 | - | - | - |
| Total interest expense on borrowings | 1,261 | 1,351 | 1,748 | 1,816 |
| Total interest expense | 7,769 | 8,164 | 9,492 | 9,384 |
| Other interest-bearing deposits | - | - | - | 452 |
| Nontaxable | 586 | 587 | 594 | 596 |
| Taxable | 1,398 | 1,304 | 887 | 788 |
| Interest and fees on loans held for sale | 3 | 2 | 13 | 36 |
| Dividends on other investments | 85 | 120 | 141 | 150 |
| Federal funds sold and other interest-bearing deposits | 290 | 249 | 469 | - |
| Interest and fees on loans | 21,549 | 21,196 | 21,715 | 21,534 |
| Total interest income | 23,911 | 23,458 | 23,819 | 23,556 |
| Net interest income | 16,142 | 15,294 | 14,327 | 14,172 |
| (release of) provision for credit losses on loans | -159 | -282 | - | - |
| Provision for (release of) credit losses on unfunded commitments | 108 | -58 | 500 | 457 |
| Total (release of) provision for credit losses on loans and unfunded commitments | -51 | -340 | - | - |
| Net interest income after provision for credit losses on loans and unfunded commitments | 16,193 | 15,634 | 13,827 | 13,715 |
| Investment securities losses, net | -1 | -2 | 8 | -15 |
| Income before income taxes | 7,468 | 6,596 | 5,624 | 5,662 |
| Income tax expense | 1,367 | 1,213 | 1,050 | 1,033 |
| Net income | 6,101 | 5,383 | 4,574 | 4,629 |
| Basic earnings per share (in dollars per share) | 0.88 | 0.77 | 0.66 | 0.66 |
| Basic weighted-average shares outstanding (in shares) | 6,935,541 | 6,983,163 | 6,986,723 | 6,995,956 |
| Diluted earnings per share (in dollars per share) | 0.88 | 0.77 | 0.66 | 0.66 |
| Diluted weighted-average shares outstanding (in shares) | 6,945,064 | 6,998,176 | 6,986,723 | 6,995,956 |