For the quarter ending 2025-09-30, HWC had $2,080K increase in cash & cash equivalents over the period. $154,967K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 127,466 | 233,035 |
| Depreciation and amortization | 6,107 | 15,021 |
| Provision for credit losses | 12,651 | 25,387 |
| Gain on other real estate and foreclosed assets | 327 | 388 |
| Deferred tax expense | -857 | 17,199 |
| Increase cash surrender value of life insurance contracts | 8,579 | 9,396 |
| Loss (gain) loss on disposal of assets | -158 | -99 |
| Net (increase) decrease in loans held for sale | 2,409 | 8,673 |
| Net amortization of securities premium/discount | -3,188 | -6,775 |
| Amortization of intangible assets | 2,694 | 4,637 |
| Stock-based compensation expense | 6,440 | 11,964 |
| Net change in derivative collateral liability | -8,452 | -22,017 |
| Net decrease in interest payable and other liabilities | 9,113 | -19,528 |
| Net (increase) decrease in other assets | -13,081 | 26,395 |
| Other, net | 1,487 | -2,265 |
| Net cash provided by operating activities | 158,787 | 229,985 |
| Proceeds from maturities of securities available for sale | 103,673 | 198,383 |
| Purchases of securities available for sale | 203,984 | 514,808 |
| Proceeds from maturities of securities held to maturity | 31,492 | 199,570 |
| Payments received (made) to terminate hedge instruments | -2,270 | - |
| Net decrease (increase) in short-term investments | 306,705 | -335,106 |
| Net (purchases) redemption of federal home loan bank stock | 35,504 | 12,318 |
| Proceeds from sales of loans and leases | 30,483 | 49,756 |
| Net (increase) decrease in loans | 181,743 | 244,216 |
| Purchases of property and equipment | 3,820 | 7,758 |
| Net cash paid in business acquisition | 0 | 112,071 |
| Proceeds from sales of other real estate and foreclosed assets | 21,126 | 3,238 |
| Other, net | -3,688 | 4,118 |
| Net cash (used in) provided by investing activities | -539,024 | -109,236 |
| Net decrease in deposits | -386,862 | -446,239 |
| Net increase in short-term borrowings | 846,593 | 405,912 |
| Dividends paid | 38,356 | 78,237 |
| Payroll tax remitted on net share settlement of equity awards | 133 | 6,628 |
| Proceeds from dividend reinvestment and stock purchase plans | 1,140 | 2,212 |
| Repurchase of common stock | 40,065 | 60,177 |
| Net cash provided by (used in) financing activities | 382,317 | -183,157 |
| Net increase (decrease) in cash and due from banks | 2,080 | -62,408 |
| Cash and cash equivalents at beginning of period | 574,910 | - |
| Cash and cash equivalents at end of period | 514,582 | - |
HANCOCK WHITNEY CORP (HWC)
HANCOCK WHITNEY CORP (HWC)