For the quarter ending 2025-09-30, HWC made $857,393K in revenue. $127,466K in net income. Net profit margin of 14.87%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2024-09-30 | |
|---|---|---|---|---|
| Loans, including fees | 344,341 | 338,413 | 369,349 | |
| Loans held for sale | 375 | 399 | 575 | |
| Securities-taxable | 56,337 | 54,046 | 49,148 | |
| Securities-tax exempt | 3,932 | 4,007 | 4,359 | |
| Short-term investments | 4,035 | 5,716 | 6,045 | |
| Total interest income | 409,020 | 402,581 | 429,476 | |
| Deposits | 118,101 | 117,766 | 147,227 | |
| Short-term borrowings | 8,201 | 4,865 | 7,421 | |
| Long-term debt | 2,980 | 2,991 | 3,064 | |
| Total interest expense | 129,282 | 125,622 | 157,712 | |
| Net interest income | 279,738 | 276,959 | 271,764 | |
| Provision for credit losses | 12,651 | 14,925 | 18,564 | |
| Net interest income after provision for credit losses | 267,087 | 262,034 | 253,200 | |
| Service charges on deposit accounts-Deposit Account | 25,220 | 24,256 | - | |
| Service charges on deposit accounts-Credit And Debit Card | - | 22,004 | - | |
| Service charges on deposit accounts-Fiduciary And Trust | 24,211 | 22,753 | - | |
| Service charges on deposit accounts-Mortgage Banking | - | 4,147 | - | |
| Service charges on deposit accounts-Credit And Debit Card | 21,814 | - | - | |
| Service charges on deposit accounts-Investment Advisory Management And Administrative Service | 14,507 | 10,603 | - | |
| Service charges on deposit accounts-Mortgage Banking | 3,475 | - | - | |
| Service charges on deposit accounts | - | - | 73,687 | |
| Other income | 16,774 | 14,761 | 18,829 | |
| Total noninterest income | 106,001 | 98,524 | 95,895 | |
| Compensation expense | 100,681 | 95,875 | 94,371 | |
| Employee benefits | 21,341 | 20,637 | 21,400 | |
| Personnel expense | 122,022 | 116,512 | 115,771 | |
| Net occupancy expense | 14,066 | 13,825 | 13,438 | |
| Equipment expense | 4,156 | 4,541 | 4,689 | |
| Data processing expense | 30,665 | 33,448 | 31,124 | |
| Professional services expense | 13,375 | 16,371 | 10,984 | |
| Amortization of intangible assets | 2,694 | 2,524 | 2,292 | |
| Deposit insurance and regulatory fees | 4,656 | 4,822 | 5,480 | |
| Other real estate and foreclosed assets expense (income), net | -337 | 1,181 | -411 | |
| Other expense | 21,456 | 22,755 | 20,472 | |
| Total noninterest expense | 212,753 | 215,979 | 203,839 | |
| Income before income taxes | 160,335 | 144,579 | 145,256 | |
| Income taxes expense | 32,869 | 31,048 | 29,684 | |
| Net income | 127,466 | 113,531 | 115,572 | |
| Earnings per share, basic | 1.5 | 1.32 | 1.33 | |
| Earnings per share, diluted | 1.49 | 1.32 | 1.33 | |
| Weighted average number of shares outstanding, basic | 84,871,000 | 85,577,000 | 86,234,000 | |
| Weighted average number of shares outstanding, diluted | 85,453,000 | 85,943,000 | 86,560,000 | |
HANCOCK WHITNEY CORP (HWC)
HANCOCK WHITNEY CORP (HWC)