Financial insights of HWC

MyFinsight

Income Overview

Net Income
$47,422K
EPS
$0.57
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Service charges on deposit accounts-Deposit Account	25,902	23,665*	25,220	24,256
Service charges on deposit accounts-Credit And Debit Card	NaN	NaN	NaN	22,004
Service charges on deposit accounts-Fiduciary And Trust	24,574	19,184*	24,211	22,753
Service charges on deposit accounts-Mortgage Banking	NaN	NaN	NaN	4,147
Service charges on deposit accounts-Credit And Debit Card	22,126	20,693*	21,814	NaN
Service charges on deposit accounts-Investment Advisory Management And Administrative Service	12,572	11,497*	14,507	10,603
Service charges on deposit accounts-Mortgage Banking	3,529	4,344*	3,475	NaN
Securities transactions, net	-98,595	-3*	NaN	NaN
Other income	17,374	20,280*	16,774	14,761
Total noninterest income	7,482	99,660*	106,001	98,524
Loans, including fees	331,355	331,723*	344,341	338,413
Loans held for sale	366	491*	375	399
Securities-taxable	62,125	54,939*	56,337	54,046
Securities-tax exempt	3,710	4,107*	3,932	4,007
Short-term investments	3,826	5,962*	4,035	5,716
Total interest income	401,382	397,220*	409,020	402,581
Deposits	104,446	116,548*	118,101	117,766
Short-term borrowings	8,889	4,088*	8,201	4,865
Long-term debt	2,882	2,857*	2,980	2,991
Total interest expense	116,217	123,492*	129,282	125,622
Net interest income	285,165	273,728*	279,738	276,959
Provision for credit losses	13,172	9,819*	12,651	14,925
Net interest income after provision for credit losses	271,993	263,909*	267,087	262,034
Compensation expense	98,788	90,826*	100,681	95,875
Employee benefits	28,360	26,764*	21,341	20,637
Personnel expense	127,148	117,590*	122,022	116,512
Net occupancy expense	13,129	14,035*	14,066	13,825
Equipment expense	4,157	3,975*	4,156	4,541
Data processing expense	32,796	31,058*	30,665	33,448
Professional services expense	13,600	12,461*	13,375	16,371
Amortization of intangible assets	2,548	2,126*	2,694	2,524
Deposit insurance and regulatory fees	4,988	3,775*	4,656	4,822
Other real estate and foreclosed assets expense, net	441	1,825*	-337	1,181
Other expense	21,941	21,700*	21,456	22,755
Total noninterest expense	220,748	208,543*	212,753	215,979
Income before income taxes	58,727	155,025*	160,335	144,579
Income taxes expense	11,305	30,447*	32,869	31,048
Net income	47,422	124,578	127,466	113,531

Basic EPS	0.58	1.478	1.5	1.32
Diluted EPS	0.57	1.467	1.49	1.32
Basic Average Shares	81,674,000	84,267,000	84,871,000	85,577,000
Diluted Average Shares	82,261,000	84,924,000	85,453,000	85,943,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$47,422K
EPS
$0.57
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$47,422K
EPS
$0.57
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$47,422KEPS$0.57Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$47,422KEPS$0.57Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$47,422K
EPS
$0.57
Unit: Thousand (K) dollars

Net Income
$47,422K
EPS
$0.57
Unit: Thousand (K) dollars