For the quarter ending 2026-03-31, HWCPZ had -$7,471K decrease in cash & cash equivalents over the period. $108,446K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 |
|---|---|---|---|
| Net income | 47,422 | 125,572 | 360,501 |
| Depreciation and amortization | 6,282 | 6,186 | 21,128 |
| Provision for credit losses | 13,172 | 13,145 | 38,038 |
| Gain on other real estate and foreclosed assets | 424 | 46 | 715 |
| Deferred tax expense | 5,950 | 6,880 | 16,342 |
| Increase cash surrender value of life insurance contracts | 7,194 | 7,030 | 17,975 |
| (gain) loss on disposal or impairment of assets | - | -294 | - |
| Loss on disposal of assets | 114 | - | -257 |
| Loss on sale of securities available for sale | - | -11 | - |
| Loss on securities transactions, net | -98,595 | - | - |
| Net increase in loans held for sale | 30,323 | 26 | 11,082 |
| Net amortization of securities premium/discount | -3,482 | -3,121 | -9,963 |
| Amortization of intangible assets | 2,548 | 2,622 | 7,331 |
| Stock-based compensation expense | 5,625 | 6,040 | 18,404 |
| Net change in derivative collateral liability | 7,597 | -5,322 | -30,469 |
| Net decrease in interest payable and other liabilities | -35,995 | -5,495 | -10,415 |
| Net (increase) decrease in other assets | 913 | -7,469 | 13,314 |
| Other, net | 1,595 | 158 | -778 |
| Net cash provided by operating activities | 114,372 | 153,006 | 388,772 |
| Proceeds from sales of securities available for sale | 1,414,258 | 229,200 | - |
| Proceeds from maturities of securities available for sale | 134,248 | 150,716 | 302,056 |
| Purchases of securities available for sale | 1,596,040 | 518,949 | 718,792 |
| Proceeds from maturities of securities held to maturity | 79,607 | 62,594 | 231,062 |
| Proceeds from termination of fair value hedges | -1,657 | 0 | -2,270 |
| Net decrease in short-term investments | 91,440 | -779,048 | -28,401 |
| Net (purchase) redemption of federal home loan bank stock | 15,239 | -31,066 | 47,822 |
| Proceeds from sales of loans and leases | 63,777 | 30,638 | 80,239 |
| Net (increase) decrease in loans | 113,911 | 421,717 | 425,959 |
| Net cash paid in business acquisition | - | 0 | 112,071 |
| Purchases of property and equipment | 5,926 | 7,142 | 11,578 |
| Proceeds from sales of other real estate and foreclosed assets | 4,821 | 3,283 | 24,364 |
| Other, net | -1,313 | 4,833 | 430 |
| Net cash provided by (used in) investing activities | -122,875 | 333,904 | -648,260 |
| Net decrease in deposits | -197,640 | 620,024 | -833,101 |
| Net increase (decrease) in short-term borrowings | 343,159 | -874,228 | 1,252,505 |
| Dividends paid | 42,072 | 37,210 | 116,593 |
| Payroll tax remitted on net share settlement of equity awards | 9,016 | 1,540 | 6,761 |
| Proceeds from dividend reinvestment and stock purchase plans | 1,211 | 1,089 | 3,352 |
| Repurchase of common stock | 94,610 | 146,632 | 100,242 |
| Net cash provided by (used in) financing activities | 1,032 | -438,497 | 199,160 |
| Net decrease in cash and due from banks | -7,471 | 48,413 | -60,328 |
| Cash and due from banks, beginning | 562,995 | 60,328 | 574,910 |
| Cash and due from banks, ending | 555,524 | 48,413 | 514,582 |
HANCOCK WHITNEY CORP (HWCPZ)
HANCOCK WHITNEY CORP (HWCPZ)