For the year ending 2025-12-31, HWCPZ had -$11,915K decrease in cash & cash equivalents over the period. $523,058K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 486,073 |
| Depreciation and amortization | 27,314 |
| Provision for credit losses | 51,183 |
| Gain on other real estate and foreclosed assets | 761 |
| Deferred tax expense | 23,222 |
| Increase in cash surrender value of life insurance contracts | 25,005 |
| (gain) loss on disposal or impairment of assets | -294 |
| Loss on sale of securities available for sale | -11 |
| Net (increase) decrease in loans held for sale | 11,108 |
| Net amortization of securities premium/discount | -13,084 |
| Amortization of intangible assets | 9,953 |
| Stock-based compensation expense | 24,444 |
| Net change in derivative collateral liability | -35,791 |
| Increase (decrease) in interest payable and other liabilities | -15,910 |
| (increase) decrease in other assets | 5,845 |
| Other, net | -620 |
| Net cash provided by operating activities | 541,778 |
| Proceeds from sales of securities available for sale | 229,200 |
| Proceeds from maturities of securities available for sale | 452,772 |
| Purchases of securities available for sale | 1,237,741 |
| Proceeds from maturities of securities held to maturity | 293,656 |
| Proceeds received (made) to terminate hedge instruments | -2,270 |
| Net redemptions (purchases) of federal home loan bank stock | 16,756 |
| Net (increase) decrease in short-term investments | -807,449 |
| Proceeds from sales of loans and leases | 110,877 |
| Net (increase) decrease in loans | 847,676 |
| Net cash paid in business acquisition | 112,071 |
| Purchases of property and equipment | 18,720 |
| Proceeds from sales of other real estate and foreclosed assets | 27,647 |
| Other, net | 5,263 |
| Net cash provided by (used in) investing activities | -314,356 |
| Net increase (decrease) in deposits | -213,077 |
| Net increase (decrease) in short-term borrowings | 378,277 |
| Dividends paid | 153,803 |
| Payroll tax remitted on net share settlement of equity awards | 8,301 |
| Other repurchases of common stock | 246,874 |
| Proceeds from dividend reinvestment and stock purchase plan | 4,441 |
| Net cash used in financing activities | -239,337 |
| Net increase (decrease) in cash and due from banks | -11,915 |
| Cash and due from banks, beginning | 574,910 |
| Cash and due from banks, ending | 562,995 |
HANCOCK WHITNEY CORP (HWCPZ)
HANCOCK WHITNEY CORP (HWCPZ)