Financial insights of HWCPZ

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$47,422K
EPS
$0.57
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30
Service charges on deposit accounts-Deposit Account	25,902	23,512*	25,220
Service charges on deposit accounts-Fiduciary And Trust	24,574	16,997*	24,211
Service charges on deposit accounts-Credit And Debit Card	22,126	20,693*	21,814
Service charges on deposit accounts-Investment Advisory Management And Administrative Service	12,572	5,641*	14,507
Service charges on deposit accounts-Mortgage Banking	3,529	4,344*	3,475
Securities transactions, net	-98,595	-3*	-
Other income	17,374	17,260*	16,774
Total noninterest income	7,482	88,444*	106,001
Loans, including fees	331,355	322,829*	344,341
Loans held for sale	366	527*	375
Securities-taxable	62,125	51,502*	56,337
Securities-tax exempt	3,710	4,219*	3,932
Short-term investments	3,826	8,483*	4,035
Total interest income	401,382	387,560*	409,020
Deposits	104,446	116,045*	118,101
Short-term borrowings	8,889	-916*	8,201
Long-term debt	2,882	2,873*	2,980
Total interest expense	116,217	118,002*	129,282
Net interest income	285,165	269,558*	279,738
Provision for credit losses	13,172	13,230*	12,651
Net interest income after provision for credit losses	271,993	256,328*	267,087
Compensation expense	98,788	83,617*	100,681
Employee benefits	28,360	25,708*	21,341
Personnel expense	127,148	109,325*	122,022
Net occupancy expense	13,129	13,673*	14,066
Equipment expense	4,157	4,552*	4,156
Data processing expense	32,796	35,232*	30,665
Professional services expense	13,600	16,955*	13,375
Amortization of intangible assets	2,548	1,871*	2,694
Deposit insurance and regulatory fees	4,988	4,024*	4,656
Other real estate and foreclosed assets expense, net	441	4,102*	-337
Other expense	21,941	23,648*	21,456
Total noninterest expense	220,748	213,382*	212,753
Income before income taxes	58,727	131,390*	160,335
Income taxes expense	11,305	27,715*	32,869
Net income	47,422	103,675	127,466

Basic EPS	0.58	1.221	1.5
Diluted EPS	0.57	1.214	1.49
Basic Average Shares	81,674,000	84,939,000	84,871,000
Diluted Average Shares	82,261,000	85,427,000	85,453,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$47,422K
EPS
$0.57
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$47,422K
EPS
$0.57
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$47,422KEPS$0.57Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$47,422KEPS$0.57Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$47,422K
EPS
$0.57
Unit: Thousand (K) dollars

Net Income
$47,422K
EPS
$0.57
Unit: Thousand (K) dollars