Financial insights of IBOC

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$102,186K
EPS
$1.64
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Service charges on deposit accounts-Other Service Charges Commissions And Fees Banking	-	-	-	14,939
Service charges on deposit accounts-Service Charges On Deposit Accounts	18,760	20,021*	19,239	17,988
Service charges on deposit accounts-Other Service Charges Commissions And Fees Banking	14,336	14,371*	14,872	-
Service charges on deposit accounts-Other Service Charges Commissions And Fees Nonbanking	2,035	3,189*	2,423	-
Investment securities transactions, net	-	2*	-1	-
Service charges on deposit accounts-Other Service Charges Commissions And Fees Nonbanking	-	-	-	2,650
Other investments income (loss), net	2,244	4,175	3,645	348
Other income	5,455	4,474	5,673	4,739
Total non-interest income	42,830	46,232	45,851	40,664
Loans, including fees	168,713	176,677	179,055	173,979
Taxable	40,614	40,767	41,472	41,401
Tax-exempt	1,393	1,411	1,503	1,514
Other interest income	3,880	5,035	4,748	4,073
Total interest income	214,600	223,890	226,778	220,967
Savings deposits	17,781	19,666	21,486	21,318
Time deposits	24,899	26,148	26,118	25,150
Securities sold under repurchase agreements	4,715	4,905	5,115	4,640
Other borrowings	67	67	118	669
Junior subordinated deferrable interest debentures	1,510	1,629	1,710	1,693
Total interest expense	48,972	52,415	54,547	53,470
Net interest income	165,628	171,475	172,231	167,497
Credit loss expense	3,024	5,538	1,827	4,398
Net interest income after provision for credit losses	162,604	165,937	170,404	163,099
Employee compensation and benefits	39,132	38,867	37,613	38,251
Occupancy	6,484	8,043	7,986	7,270
Depreciation of bank premises and equipment	6,176	6,553	5,697	5,486
Professional fees	3,444	1,285	4,647	4,074
Deposit insurance assessments	1,837	1,821	1,797	1,763
Net operations, other real estate owned	-148	523	-1,546	-990
Advertising	1,690	134	1,724	1,732
Software and software maintenance	5,690	5,826	5,657	5,721
Other	11,447	13,373	13,096	12,514
Total non-interest expense	76,048	75,379	79,763	77,801
Income before income taxes	129,386	136,790	136,492	125,962
Provision for income taxes	27,200	29,906	28,117	25,820
Net income	102,186	106,884	108,375	100,142

Basic EPS	1.64	1.719	1.74	1.61
Diluted EPS	1.64	1.717	1.74	1.61
Basic Average Shares	62,175,289	62,164,894	62,157,827	62,150,969
Diluted Average Shares	62,251,266	62,244,837	62,245,032	62,232,768

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$102,186K
EPS
$1.64
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$102,186K
EPS
$1.64
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$102,186KEPS$1.64Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$102,186KEPS$1.64Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$102,186K
EPS
$1.64
Unit: Thousand (K) dollars

Net Income
$102,186K
EPS
$1.64
Unit: Thousand (K) dollars