INTERNATIONAL BANCSHARES CORP (IBOC)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Service charges on deposit accounts-Other Service Charges Commissions And Fees Banking | 14,939 | - | - | - |
| Service charges on deposit accounts-Service Charges On Deposit Accounts | 17,988 | - | - | - |
| Service charges on deposit accounts-Other Service Charges Commissions And Fees Nonbanking | 2,650 | - | - | - |
| Other income | 4,739 | 4,194 | 3,933 | 4,844 |
| Other investments income (loss), net | 348 | -1,258 | 4,180 | 3,049 |
| Service charges on deposit accounts | - | 34,067 | 35,730 | 35,627 |
| Debt and equity securities, gain (loss) | - | - | -1 | - |
| Total non-interest income | 40,664 | 37,003 | 43,842 | 43,520 |
| Professional fees | 4,074 | 3,571 | 4,131 | 4,212 |
| Net operations, other real estate owned | -990 | -376 | -1,136 | -297 |
| Other | 12,514 | 10,297 | 12,117 | 12,760 |
| Occupancy | 7,270 | 6,406 | 7,746 | 6,686 |
| Employee compensation and benefits | 38,251 | 38,611 | 37,543 | 35,629 |
| Software and software maintenance | 5,721 | 5,410 | 4,820 | 5,651 |
| Deposit insurance assessments | 1,763 | 1,770 | 1,731 | 1,696 |
| Depreciation of bank premises and equipment | 5,486 | 5,613 | 5,594 | 5,715 |
| Advertising | 1,732 | 1,721 | 1,397 | 1,462 |
| Total non-interest expense | 77,801 | 73,775 | 76,215 | 74,108 |
| Credit loss expense | 4,398 | 3,329 | 8,602 | 8,771 |
| Time deposits | 25,150 | 25,500 | 25,607 | 23,450 |
| Securities sold under repurchase agreements | 4,640 | 4,304 | 6,173 | 5,319 |
| Other borrowings | 669 | 1,476 | 74 | 69 |
| Savings deposits | 21,318 | 20,450 | 20,869 | 20,631 |
| Junior subordinated deferrable interest debentures | 1,693 | 1,690 | 1,992 | 1,972 |
| Total interest expense | 53,470 | 53,420 | 54,715 | 51,441 |
| Other interest income | 4,073 | 2,020 | 5,486 | 8,631 |
| Tax-exempt | 1,514 | 1,527 | 1,534 | 1,539 |
| Taxable | 41,401 | 40,932 | 40,105 | 37,137 |
| Loans, including fees | 173,979 | 170,160 | 175,532 | 168,365 |
| Total interest income | 220,967 | 214,639 | 222,657 | 215,672 |
| Net interest income | 167,497 | 161,219 | 167,942 | 164,231 |
| Net interest income after provision for credit losses | 163,099 | 157,890 | 159,340 | 155,460 |
| Income before income taxes | 125,962 | 121,118 | 126,967 | 124,872 |
| Provision for income taxes | 25,820 | 24,226 | 27,195 | 27,892 |
| Net income | 100,142 | 96,892 | 99,772 | 96,980 |
| Earnings per share, basic | 1.61 | 1.56 | 1.6 | 1.56 |
| Earnings per share, diluted | 1.61 | 1.56 | 1.6 | 1.56 |
| Weighted average number of shares outstanding, basic | 62,150,969 | 62,213,966 | 62,190,993 | 62,177,215 |
| Weighted average number of shares outstanding, diluted | 62,232,768 | 62,304,991 | 62,309,574 | 62,292,058 |