IBOC: the balance sheet

MyFinsight

For the year ending 2025-12-31, IBOC has $16,576,335K in assets. $13,324,697K in debts. $536,487K in cash and cash equivalents.

Balance Sheets	2025-12-31
Cash and cash equivalents	536,487
Held to maturity debt securities (market value of 4,400 on december 31, 2025 and 4,400 on december 31, 2024)	4,400
Available for sale debt securities (amortized cost of 5,281,090 on december 31, 2025 and 5,472,310 on december 31, 2024)	4,966,268
Equity securities with readily determinable fair values	5,573
Total investment securities	4,976,241
Loans	9,460,422
Less allowance for credit losses	159,174
Net loans	9,301,248
Bank premises and equipment, net	422,993
Accrued interest receivable	72,430
Other investments	448,327
Cash surrender value of life insurance policies	309,627
Goodwill	282,532
Other assets	226,450
Total assets	16,576,335

Demand-non-interest bearing	4,486,208
Savings and interest bearing demand	4,748,978
Time	3,201,320
Total deposits	12,436,506
Securities sold under repurchase agreements	585,544
Other borrowed funds	10,332
Junior subordinated deferrable interest debentures	108,868
Other liabilities	183,447
Total liabilities	13,324,697
Common shares of 1.00 par value. authorized 275,000,000 shares issued 96,658,794 shares on december 31, 2025 and 96,616,673 shares on december 31, 2024	96,659
Surplus	160,861
Retained earnings	3,681,408
Accumulated other comprehensive loss	-246,316
Total shareholders' equity before treasury stock	3,692,612
Less cost of shares in treasury, 34,490,048 shares on december 31, 2025 and 34,407,674 on december 31, 2024	440,974
Total shareholders' equity	3,251,638
Total liabilities and shareholders' equity	16,576,335

Unit: Thousand (K) dollars (except for numbers of shares and EPS).