For the quarter ending 2025-09-30, INBK has $5,639,174K in assets. $5,287,006K in debts. $787,661K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 10,923 | 9,261 | ||
| Interest-bearing deposits | 776,738 | 437,100 | ||
| Total cash and cash equivalents | 787,661 | 446,361 | ||
| Total available-for-sale securities | 625,906 | 644,657 | ||
| Held-to-maturity securities, amortized cost | 261,847 | - | ||
| Held-to-maturity, debt securities, allowance for credit loss | 122 | - | ||
| Held-to-maturity, debt securities, after allowance for credit loss | 261,725 | 271,737 | ||
| Loans held-for-sale | 141,580 | 126,533 | ||
| Loans | 3,603,506 | 4,362,562 | ||
| Allowance for credit losses - loans | 59,923 | 46,517 | ||
| Net loans | 3,543,583 | 4,316,045 | ||
| Accrued interest receivable | 26,674 | 31,227 | ||
| Federal home loan bank of indianapolis stock | 28,350 | 28,350 | ||
| Cash surrender value of bank-owned life insurance | 42,256 | 41,961 | ||
| Premises and equipment, net | 68,843 | 69,930 | ||
| Goodwill | 4,687 | 4,687 | ||
| Servicing asset, at fair value | 22,107 | 16,736 | ||
| Other real estate owned | 1,801 | 1,730 | ||
| Accrued income and other assets | 84,001 | 72,619 | ||
| Total assets | 5,639,174 | 6,072,573 | ||
| Noninterest-bearing deposits | 243,539 | 145,166 | ||
| Interest-bearing deposits | 4,671,895 | 5,153,623 | ||
| Total deposits | 4,915,434 | 5,298,789 | ||
| Advances from federal home loan bank | 249,500 | 264,500 | ||
| Subordinated debt, net of unamortized debt issuance costs of 1,614 and 1,850 in 2025 and 2024, respectively | 105,386 | 105,307 | ||
| Accrued interest payable | 1,236 | 1,614 | ||
| Accrued expenses and other liabilities | 15,450 | 12,124 | ||
| Total liabilities | 5,287,006 | 5,682,334 | ||
| Preferred stock, no par value 4,913,779 shares authorized issued and outstanding - none | 0 | 0 | ||
| Common stock-Voting Common Stock | 186,608 | 186,116 | ||
| Common stock-Nonvoting Common Stock | 0 | 0 | ||
| Retained earnings | 188,564 | 230,690 | ||
| Accumulated other comprehensive loss | -23,004 | -26,567 | ||
| Total shareholders equity | 352,168 | 390,239 | ||
| Total liabilities and shareholders equity | 5,639,174 | 6,072,573 | ||
First Internet Bancorp (INBK)
First Internet Bancorp (INBK)