For the quarter ending 2026-03-31, INBK has $5,711,688K in assets. $5,350,734K in debts. $601,805K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 10,528 | 6,145 | 10,923 | 9,261 |
| Interest-bearing deposits | 591,277 | 450,632 | 776,738 | 437,100 |
| Total cash and cash equivalents | 601,805 | 456,777 | 787,661 | 446,361 |
| Total available-for-sale securities | 772,035 | 778,687 | 625,906 | 644,657 |
| Held-to-maturity securities, amortized cost | 276,137 | - | 261,847 | - |
| Held-to-maturity, debt securities, allowance for credit loss | 95 | - | 122 | - |
| Held-to-maturity, debt securities, after allowance for credit loss | 276,042 | 250,609 | 261,725 | 271,737 |
| Loans held-for-sale | 55,240 | 108,608 | 141,580 | 126,533 |
| Total commercial and consumer loans | - | 3,725,341 | - | - |
| Net deferred loan origination costs, premiums and discounts on purchased loans, and other | - | 21,387 | - | - |
| Loans | 3,775,870 | 3,746,728 | 3,603,506 | 4,362,562 |
| Allowance for credit losses - loans | 56,496 | 55,686 | 59,923 | 46,517 |
| Net loans | 3,719,374 | 3,691,042 | 3,543,583 | 4,316,045 |
| Accrued interest receivable | 28,182 | 27,909 | 26,674 | 31,227 |
| Federal home loan bank of indianapolis stock | 28,350 | 28,350 | 28,350 | 28,350 |
| Cash surrender value of bank-owned life insurance | 42,864 | 42,559 | 42,256 | 41,961 |
| Premises and equipment, net | 67,006 | 67,934 | 68,843 | 69,930 |
| Goodwill | 4,687 | 4,687 | 4,687 | 4,687 |
| Servicing asset, at fair value | 23,614 | 22,793 | 22,107 | 16,736 |
| Other real estate owned | 1,945 | 2,631 | 1,801 | 1,730 |
| Accrued income and other assets | 90,544 | 89,061 | 84,001 | 72,619 |
| Total assets | 5,711,688 | 5,571,647 | 5,639,174 | 6,072,573 |
| Noninterest-bearing deposits | 149,505 | 146,879 | 243,539 | 145,166 |
| Interest-bearing deposits | 4,832,145 | 4,692,934 | 4,671,895 | 5,153,623 |
| Total deposits | 4,981,650 | 4,839,813 | 4,915,434 | 5,298,789 |
| Advances from federal home loan bank | 239,500 | 249,500 | 249,500 | 264,500 |
| Subordinated debt, net of unamortized discount and debt issuance costs of 1,535 and 1,850 in 2025 and 2024, respectively | - | 105,465 | - | - |
| Subordinated debt, net of unamortized debt issuance costs of 1,454 and 1,535 in 2026 and 2025, respectively | 105,546 | - | 105,386 | 105,307 |
| Accrued interest payable | 1,232 | 1,744 | 1,236 | 1,614 |
| Accrued expenses and other liabilities | 22,806 | 15,358 | 15,450 | 12,124 |
| Total liabilities | 5,350,734 | 5,211,880 | 5,287,006 | 5,682,334 |
| Preferred stock, no par value 4,913,779 shares authorized issued and outstanding - none | 0 | 0 | 0 | 0 |
| Common stock-Voting Common Stock | 186,967 | 186,577 | 186,608 | 186,116 |
| Common stock-Nonvoting Common Stock | 0 | 0 | 0 | 0 |
| Retained earnings | 195,292 | 193,320 | 188,564 | 230,690 |
| Accumulated other comprehensive loss | -21,305 | -20,130 | -23,004 | -26,567 |
| Total shareholders equity | 360,954 | 359,767 | 352,168 | 390,239 |
| Total liabilities and shareholders equity | 5,711,688 | 5,571,647 | 5,639,174 | 6,072,573 |
First Internet Bancorp (INBK)
First Internet Bancorp (INBK)