For the quarter ending 2026-03-31.
| Income Statement | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Noninterest income-Bank Servicing | 844 | 396* | 369 | 278 |
| Noninterest income-Loan Servicing | 2,856 | 2,338* | 2,055 | 1,979 |
| Noninterest income-Loan Servicing Asset Revaluation | - | -1,366* | - | - |
| Noninterest income-Mortgage Banking | - | 0* | - | - |
| Noninterest income-Loan Servicing Asset Revaluation | -1,060 | - | -1,332 | -1,153 |
| Loss on sale of loans | 7,377 | 8,470 | -27,103 | 1,673 |
| Other | 1,501 | 1,538 | 1,364 | 2,780 |
| Total noninterest income | 11,518 | 11,375 | -24,647 | 5,557 |
| Loans | 60,839 | 61,535 | 68,958 | 66,685 |
| Securities taxable | 9,496 | 8,811 | 8,614 | 9,062 |
| Securities non-taxable | 654 | 651 | 652 | 654 |
| Other earning assets | 4,821 | 7,057 | 6,164 | 4,485 |
| Total interest income | 75,810 | 78,054 | 84,388 | 80,886 |
| Deposits | 40,359 | 43,836 | 50,134 | 46,794 |
| Other borrowed funds | 3,853 | 3,896 | 3,902 | 6,102 |
| Total interest expense | 44,212 | 47,732 | 54,036 | 52,896 |
| Net interest income | 31,598 | 30,322 | 30,352 | 27,990 |
| Provision for credit losses | 16,606 | 11,811 | 34,393 | 13,596 |
| Benefit for credit losses - debt securities held to maturity | -6 | -21 | 0 | -12 |
| Benefit for credit losses - off-balance sheet commitments | -295 | 194 | 396 | 24 |
| Net interest income after provision for credit losses | 15,293 | 18,338 | -4,437 | 14,382 |
| Salaries and employee benefits | 13,236 | 12,668 | 14,384 | 10,867 |
| Marketing, advertising and promotion | 615 | 644 | 482 | 702 |
| Consulting and professional services | 1,080 | 1,184 | 979 | 936 |
| Data processing | 775 | 712 | 651 | 656 |
| Loan expenses | 2,179 | 1,813 | 1,850 | 1,520 |
| Premises and equipment | 3,676 | 3,705 | 3,572 | 3,281 |
| Deposit insurance premium | 1,487 | 1,563 | 1,584 | 1,564 |
| Other | 1,979 | 1,923 | 1,957 | 2,274 |
| Total noninterest expense | 25,027 | 24,212 | 25,459 | 21,800 |
| Income before income taxes | 1,784 | 5,501 | -54,543 | -1,861 |
| Income tax (benefit) provision | -725 | 212 | -12,950 | -2,054 |
| Net income | 2,509 | 5,289 | -41,593 | 193 |
| Basic EPS | 0.29 | 0.606 | -4.76 | 0.02 |
| Diluted EPS | 0.29 | 0.613 | -4.76 | 0.02 |
| Basic Average Shares | 8,734,383 | 8,728,614 | 8,742,052 | 8,733,559 |
| Diluted Average Shares | 8,774,111 | 8,632,484 | 8,742,052 | 8,760,374 |
First Internet Bancorp (INBK)
First Internet Bancorp (INBK)