| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Loans | 68,958 | 66,685 | 62,662 | 59,792 |
| Securities taxable | 8,614 | 9,062 | 8,463 | 6,953 |
| Securities non-taxable | 652 | 654 | 661 | 1,042 |
| Other earning assets | 6,164 | 4,485 | 5,043 | 7,203 |
| Total interest income | 84,388 | 80,886 | 76,829 | 74,990 |
| Deposits | 50,134 | 46,794 | 47,626 | 47,415 |
| Other borrowed funds | 3,902 | 6,102 | 4,107 | 5,810 |
| Total interest expense | 54,036 | 52,896 | 51,733 | 53,225 |
| Net interest income | 30,352 | 27,990 | 25,096 | 21,765 |
| Provision for credit losses | 34,393 | 13,596 | 12,121 | 3,858 |
| Benefit for credit losses - debt securities held to maturity | 0 | -12 | -20 | -29 |
| Provision (benefit) for credit losses - off-balance sheet commitments | 396 | 24 | -168 | -439 |
| Net interest (loss) income after provision for credit losses | -4,437 | 14,382 | 13,163 | 18,375 |
| Noninterest income-Bank Servicing | 369 | 278 | - | - |
| Noninterest income-Loan Servicing | 2,055 | 1,979 | - | - |
| Noninterest income | - | - | 1,067 | 969 |
| Noninterest income-Loan Servicing Asset Revaluation | -1,332 | -1,153 | - | - |
| (loss) gain on sale of loans | -27,103 | 1,673 | 8,647 | 9,933 |
| Other | 1,364 | 2,780 | 713 | 1,127 |
| Total noninterest (loss) income | -24,647 | 5,557 | 10,427 | 12,029 |
| Salaries and employee benefits | 14,384 | 10,867 | 13,107 | 13,456 |
| Marketing, advertising and promotion | 482 | 702 | 647 | 548 |
| Consulting and professional services | 979 | 936 | 1,228 | 902 |
| Data processing | 651 | 656 | 635 | 675 |
| Loan expenses | 1,850 | 1,520 | 1,531 | 1,524 |
| Premises and equipment | 3,572 | 3,281 | 3,115 | 2,918 |
| Deposit insurance premium | 1,584 | 1,564 | 1,398 | 1,219 |
| Other | 1,957 | 2,274 | 1,895 | 1,552 |
| Total noninterest expense | 25,459 | 21,800 | 23,556 | 22,794 |
| (loss) income before income taxes | -54,543 | -1,861 | 34 | 7,610 |
| Income tax (benefit) provision | -12,950 | -2,054 | -909 | 620 |
| Net (loss) income | -41,593 | 193 | 943 | 6,990 |
| Basic (in dollars per share) | -4.76 | 0.02 | 0.11 | 0.8 |
| Basic (in shares) | 8,742,052 | 8,733,559 | 8,715,655 | 8,696,634 |
| Diluted (in dollars per share) | -4.76 | 0.02 | 0.11 | 0.8 |
| Diluted (in shares) | 8,742,052 | 8,760,374 | 8,784,970 | 8,768,731 |
First Internet Bancorp (INBK)
First Internet Bancorp (INBK)