Financial insights of INBK

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Noninterest income-Bank Servicing	1,366
Noninterest income-Loan Servicing	8,730
Noninterest income-Loan Servicing Asset Revaluation	-5,466
Noninterest income-Mortgage Banking	0
(loss) gain on sale of loans	-8,313
Other	6,395
Total noninterest income	2,712
Loans	259,840
Securities taxable	34,950
Securities non-taxable	2,618
Other earning assets	22,749
Total interest income	320,157
Deposits	188,390
Other borrowed funds	18,007
Total interest expense	206,397
Interest income (expense), operating, total	113,760
Provision for credit losses - loans	71,921
Benefit for credit losses - debt securities held-to-maturity	-53
Provision (benefit) for credit losses - off-balance sheet commitments	446
Net interest income after provision for credit losses	41,446
Salaries and employee benefits	51,026
Marketing, advertising and promotion	2,475
Consulting and professional fees	4,327
Data processing	2,654
Loan expenses	6,714
Premises and equipment	13,673
Deposit insurance premium	6,109
Other	8,049
Total noninterest expense	95,027
(loss) income before income taxes	-50,869
Income tax (benefit) provision	-15,701
Net (loss) income	-35,168

Basic EPS	-4.03
Diluted EPS	-4.03
Basic Average Shares	8,729,970
Diluted Average Shares	8,729,970