inbk: the income statement

MyFinsight

First Internet Bancorp (INBK)

For the quarter ending 2025-06-30, INBK made $85,530K in revenue. $193K in net income. Net profit margin of 0.23%.

Overview

Revenue
$85,530K
Net Income
$193K
Net Profit Margin
0.23%
EPS
$0.02
Unit: Thousand (K) dollars
Revenue Breakdown
Loans
Securities taxable
Other earning assets
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30	2025-03-31	2024-09-30	2024-06-30
Noninterest income-Loan Servicing Asset Revaluation	-1,153	-	-	-
Noninterest income-Bank Servicing	278	-	-	-
Noninterest income-Loan Servicing	1,979	-	-	-
Other	2,780	713	1,127	1,854
Gain on sale of loans	1,673	8,647	9,933	8,292
Noninterest income	-	1,067	969	887
Total noninterest income	5,557	10,427	12,029	11,033
Consulting and professional services	936	1,228	902	1,022
Other	2,274	1,895	1,552	1,714
Premises and equipment	3,281	3,115	2,918	3,154
Marketing, advertising and promotion	702	647	548	609
Loan expenses	1,520	1,531	1,524	1,597
Salaries and employee benefits	10,867	13,107	13,456	12,462
Data processing	656	635	675	606
Deposit insurance premium	1,564	1,398	1,219	1,172
Total noninterest expense	21,800	23,556	22,794	22,336
Provision for credit losses	13,596	12,121	3,858	3,920
Provision (benefit) for credit losses - off-balance sheet commitments	24	-168	-439	113
Deposits	46,794	47,626	47,415	44,495
Other borrowed funds	6,102	4,107	5,810	5,139
Total interest expense	52,896	51,733	53,225	49,634
Securities non-taxable	654	661	1,042	970
Securities taxable	9,062	8,463	6,953	6,476
Other earning assets	4,485	5,043	7,203	6,421
Loans	66,685	62,662	59,792	57,094
Total interest income	80,886	76,829	74,990	70,961
Net interest income	27,990	25,096	21,765	21,327
Benefit for credit losses - debt securities held to maturity	-12	-20	-29	-2
Net interest income after provision for credit losses	14,382	13,163	18,375	17,296
(loss) income before income taxes	-1,861	34	7,610	5,993
Income tax (benefit) provision	-2,054	-909	620	218
Net income	193	943	6,990	5,775

Basic (in dollars per share)	0.02	0.11	0.8	0.67
Basic (in shares)	8,733,559	8,715,655	8,696,634	8,594,315
Diluted (in dollars per share)	0.02	0.11	0.8	0.67
Diluted (in shares)	8,760,374	8,784,970	8,768,731	8,656,215

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

MyFinsight

Overview

Revenue
$85,530K
Net Income
$193K
Net Profit Margin
0.23%
EPS
$0.02
Unit: Thousand (K) dollars
Revenue Breakdown
Loans
Securities taxable
Other earning assets
Others

Income Statement

DownloadDownload image

Overview

Revenue
$85,530K
Net Income
$193K
Net Profit Margin
0.23%
EPS
$0.02
Unit: Thousand (K) dollars
Revenue Breakdown
Loans
Securities taxable
Other earning assets
Others

Income Statement

DownloadDownload image

Overview

Revenue$85,530KNet Income$193KNet Profit Margin0.23%EPS$0.02Unit: Thousand (K) dollarsRevenue BreakdownLoansSecurities taxableOther earning assetsOthers

Income Statement

Overview

Revenue$85,530KNet Income$193KNet Profit Margin0.23%EPS$0.02Unit: Thousand (K) dollarsRevenue BreakdownLoansSecurities taxableOther earning assetsOthers

Income Statement

Revenue
$85,530K
Net Income
$193K
Net Profit Margin
0.23%
EPS
$0.02
Unit: Thousand (K) dollars
Revenue Breakdown
Loans
Securities taxable
Other earning assets
Others

Revenue
$85,530K
Net Income
$193K
Net Profit Margin
0.23%
EPS
$0.02
Unit: Thousand (K) dollars
Revenue Breakdown
Loans
Securities taxable
Other earning assets
Others