For the quarter ending 2025-12-31, IROQ has $830,382K in assets. $743,015K in debts. $8,791K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|
| Cash and due from banks | 7,684 | 7,468 | 18,703 | |
| Interest-bearing demand deposits | 1,107 | 559 | 1,389 | |
| Cash and cash equivalents | 8,791 | 8,027 | 20,092 | |
| Interest-bearing time deposits in banks | 250 | 250 | 250 | |
| Available-for-sale securities | 184,755 | 189,824 | 187,753 | |
| Loans, net of allowance for credit losses of 6,526 and 6,627 at december31, 2025 and june30, 2025, respectively | 592,281 | 619,282 | 633,603 | |
| Premises and equipment, net of accumulated depreciation of 9,779 and 9,503 at december31, 2025 and june30, 2025, respectively | 10,005 | 10,085 | 10,201 | |
| Federal home loan bank stock, at cost | 4,721 | 4,844 | 5,174 | |
| Foreclosed assets held for sale | 0 | 40 | 165 | |
| Accrued interest receivable | 3,733 | 3,693 | 3,545 | |
| Bank-owned life insurance | 15,584 | 15,466 | 15,348 | |
| Mortgage servicing rights | 1,431 | 1,430 | 1,429 | |
| Deferred income taxes | 7,380 | 7,904 | 8,656 | |
| Other | 1,451 | 1,487 | 1,443 | |
| Total assets | 830,382 | 862,332 | 887,659 | |
| Demand | 37,685 | 35,180 | 104,428 | |
| Savings, now and money market | 303,368 | 326,607 | 303,745 | |
| Certificates of deposit | 286,838 | 290,260 | 283,368 | |
| Brokered certificates of deposit | 21,670 | 28,217 | 29,717 | |
| Total deposits | 649,561 | 680,264 | 721,258 | |
| Repurchase agreements | 16,985 | 18,130 | 18,795 | |
| Federal home loan bank advances | 66,624 | 69,124 | 54,124 | |
| Other borrowings | - | - | 0 | |
| Advances from borrowers for taxes and insurance | 962 | 681 | 972 | |
| Accrued post-retirement benefit obligation | 2,174 | 2,172 | 2,169 | |
| Accrued interest payable | 2,073 | 1,812 | 1,861 | |
| Allowance for credit losses on off-balance sheet credit exposures | 39 | 98 | 75 | |
| Other | 4,597 | 5,529 | 6,568 | |
| Total liabilities | 743,015 | 777,810 | 805,822 | |
| Common stock, .01 par value per share, 100,000,000 shares authorized, 3,351,526 shares issued and outstanding at both december31, 2025 and june30, 2025, respectively | 33 | 33 | 33 | |
| Additional paid-in capital | 52,571 | 52,448 | 52,329 | |
| Unearned esop shares, at cost, 105,848 and 115,470 shares at december31, 2025 and june30, 2025, respectively | 1,058 | 1,107 | 1,155 | |
| Retained earnings | 48,967 | 47,616 | 46,894 | |
| Accumulated other comprehensive loss, net of tax | -13,146 | -14,468 | -16,264 | |
| Total stockholders' equity | 87,367 | 84,522 | 81,837 | |
| Total liabilities and stockholders' equity | 830,382 | 862,332 | 887,659 | |
IF Bancorp, Inc. (IROQ)
IF Bancorp, Inc. (IROQ)