| Balance Sheets | 2025-09-30 | |||
|---|---|---|---|---|
| Cash and due from banks | 7,468 | |||
| Interest-bearing demand deposits | 559 | |||
| Cash and cash equivalents | 8,027 | |||
| Interest-bearing time deposits in banks | 250 | |||
| Available-for-sale securities | 189,824 | |||
| Loans, net of allowance for credit losses of 6,491 and 6,627 at september30, 2025 and june30, 2025, respectively | 619,282 | |||
| Premises and equipment, net of accumulated depreciation of 9,662 and 9,503 at september30, 2025 and june30, 2025, respectively | 10,085 | |||
| Federal home loan bank stock, at cost | 4,844 | |||
| Foreclosed assets held for sale | 40 | |||
| Accrued interest receivable | 3,693 | |||
| Bank-owned life insurance | 15,466 | |||
| Mortgage servicing rights | 1,430 | |||
| Deferred income taxes | 7,904 | |||
| Other | 1,487 | |||
| Total assets | 862,332 | |||
| Demand | 35,180 | |||
| Savings, now and money market | 326,607 | |||
| Certificates of deposit | 290,260 | |||
| Brokered certificates of deposit | 28,217 | |||
| Total deposits | 680,264 | |||
| Repurchase agreements | 18,130 | |||
| Federal home loan bank advances | 69,124 | |||
| Advances from borrowers for taxes and insurance | 681 | |||
| Accrued post-retirement benefit obligation | 2,172 | |||
| Accrued interest payable | 1,812 | |||
| Allowance for credit losses on off-balance sheet credit exposures | 98 | |||
| Other | 5,529 | |||
| Total liabilities | 777,810 | |||
| Common stock, .01 par value per share, 100,000,000 shares authorized, 3,351,526 shares issued and outstanding at both september30, 2025 and june30, 2025 | 33 | |||
| Additional paid-in capital | 52,448 | |||
| Unearned esop shares, at cost, 110,659 and 115,470 shares at september30, 2025 and june30, 2025, respectively | 1,107 | |||
| Retained earnings | 47,616 | |||
| Accumulated other comprehensive loss, net of tax | -14,468 | |||
| Total stockholders' equity | 84,522 | |||
| Total liabilities and stockholders' equity | 862,332 | |||
IF Bancorp, Inc. (IROQ)
IF Bancorp, Inc. (IROQ)