MyFinsight

HomeBlogAbout

MyFinsight

Making company financials insightful for everyone

  • About
  • Blog
  • Privacy Policy
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

|||

Balance Sheets Overview

Debt to Asset Ratio
89.48%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, net of allowance for cred...
    • Bank-owned life insurance
    • Premises and equipment, net of a...
    • Others
Liabilities Breakdown
    • Savings, now and money market
    • Certificates of deposit
    • Federal home loan bank advances
    • Others
Balance Sheets
2025-12-31
2025-09-30
2025-06-30
Cash and due from banks
7,684
7,468
18,703
Interest-bearing demand deposits
1,107
559
1,389
Cash and cash equivalents
8,791
8,027
20,092
Interest-bearing time deposits in banks
250
250
250
Available-for-sale securities
184,755
189,824
187,753
Loans, net of allowance for credit losses of 6,526 and 6,627 at december31, 2025 and june30, 2025, respectively
592,281
619,282
633,603
Premises and equipment, net of accumulated depreciation of 9,779 and 9,503 at december31, 2025 and june30, 2025, respectively
10,005
10,085
10,201
Federal home loan bank stock, at cost
4,721
4,844
5,174
Foreclosed assets held for sale
0
40
165
Accrued interest receivable
3,733
3,693
3,545
Bank-owned life insurance
15,584
15,466
15,348
Mortgage servicing rights
1,431
1,430
1,429
Deferred income taxes
7,380
7,904
8,656
Other
1,451
1,487
1,443
Total assets
830,382
862,332
887,659
Demand
37,685
35,180
104,428
Savings, now and money market
303,368
326,607
303,745
Certificates of deposit
286,838
290,260
283,368
Brokered certificates of deposit
21,670
28,217
29,717
Total deposits
649,561
680,264
721,258
Repurchase agreements
16,985
18,130
18,795
Federal home loan bank advances
66,624
69,124
54,124
Other borrowings
-
-
0
Advances from borrowers for taxes and insurance
962
681
972
Accrued post-retirement benefit obligation
2,174
2,172
2,169
Accrued interest payable
2,073
1,812
1,861
Allowance for credit losses on off-balance sheet credit exposures
39
98
75
Other
4,597
5,529
6,568
Total liabilities
743,015
777,810
805,822
Common stock, .01 par value per share, 100,000,000 shares authorized, 3,351,526 shares issued and outstanding at both december31, 2025 and june30, 2025, respectively
33
33
33
Additional paid-in capital
52,571
52,448
52,329
Unearned esop shares, at cost, 105,848 and 115,470 shares at december31, 2025 and june30, 2025, respectively
1,058
1,107
1,155
Retained earnings
48,967
47,616
46,894
Accumulated other comprehensive loss, net of tax
-13,146
-14,468
-16,264
Total stockholders' equity
87,367
84,522
81,837
Total liabilities and stockholders' equity
830,382
862,332
887,659
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Cash and due frombanks$7,684K Interest-bearing demand deposits$1,107K Loans, net of allowancefor credit losses of...$592,281K Available-for-sale securities$184,755K Bank-owned life insurance$15,584K Premises and equipment,net of accumulated...$10,005K Cash and cashequivalents$8,791K Deferred income taxes$7,380K Federal home loan bankstock, at cost$4,721K Accrued interestreceivable$3,733K Other$1,451K Mortgage servicingrights$1,431K Interest-bearing time deposits inbanks$250K Total assets$830,382K Total liabilities andstockholders' equity$830,382K Total liabilities$743,015K Total stockholders'equity$87,367K Accumulated othercomprehensive loss, net of tax-$13,146K Unearned esop shares, atcost, 105,848 and...$1,058K Total deposits$649,561K Federal home loan bankadvances$66,624K Repurchase agreements$16,985K Other$4,597K Accruedpost-retirement benefit...$2,174K Accrued interestpayable$2,073K Advances from borrowersfor taxes and...$962K Allowance for creditlosses on off-balance...$39K Additional paid-in capital$52,571K Retained earnings$48,967K Common stock, .01 parvalue per share,...$33K Savings, now and moneymarket$303,368K Certificates of deposit$286,838K Demand$37,685K Brokered certificates ofdeposit$21,670K

IF Bancorp, Inc. (IROQ)

IF Bancorp, Inc. (IROQ)