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IF Bancorp, Inc. (IROQ)

For the year ending 2025-06-30, IROQ made $47,739K in revenue. $4,304K in net income. Net profit margin of 9.02%.

Overview

Revenue
$47,739K
Net Income
$4,304K
Net Profit Margin
9.02%
EPS
$1.37
Unit: Thousand (K) dollars
Revenue Breakdown
    • Interest and fees on loans
    • Taxable
    • Other
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
2025-06-30
Noninterest income-Financial Service Other256
Noninterest income-Deposit Account481
Other1,664
Insurance commissions867
Gain on sale of loans295
Net realized losses on sale of available-for-sale securities-71
Brokerage commissions720
Bank-owned life insurance income, net458
Mortgage banking income, net274
Total noninterest income4,944
Professional services520
Other1,730
Office occupancy1,071
Stationary, printing and office98
Compensation and benefits13,204
Loss (gain) on sale of foreclosed assets8
Federal deposit insurance476
Equipment2,287
Advertising382
Telephone and postage169
Supervisory examination115
Organizational dues and subscriptions56
Insurance bond premiums253
Audit and accounting services189
Total noninterest expense20,542
Provision (credit) for credit losses-701
Deposits17,865
Line of credit and other borrowings527
Federal home loan bank advances and repurchase agreements4,211
Total interest expense22,603
Tax-exempt89
Taxable5,035
Deposits with financial institutions208
Interest and fees on loans37,628
Federal home loan bank dividends457
Total interest and dividend income43,417
Net interest income20,814
Net interest income after provision (credit) for credit losses21,515
Income before income tax5,917
Provision for income taxes1,613
Net income4,304
Earnings per share, basic1.37
Earnings per share, diluted1.37
Weighted average number of shares outstanding, basic3,151,025
Weighted average number of shares outstanding, diluted3,151,025
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement

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Federal home loan bankdividends$457K Interest and fees on loans$37,628K Deposits with financialinstitutions$208K Taxable$5,035K Tax-exempt$89K Total interest anddividend income$43,417K Net interest income$20,814K Provision (credit) forcredit losses-$701K Mortgage banking income,net$274K Bank-owned life insuranceincome, net$458K Brokerage commissions$720K Gain on sale of loans$295K Insurance commissions$867K Other$1,664K Noninterest income-DepositAccount$481K Noninterestincome-Financial Service Other$256K Total interestexpense$22,603K Net interest incomeafter provision...$21,515K Total noninterestincome$4,944K Net realized losseson sale of...-$71K Federal home loan bankadvances and repurchase...$4,211K Line of credit andother borrowings$527K Deposits$17,865K Income before incometax$5,917K Total noninterestexpense$20,542K Loss (gain) on sale offoreclosed assets$8K Net income$4,304K Provision for income taxes$1,613K Audit and accountingservices$189K Insurance bond premiums$253K Organizational dues andsubscriptions$56K Supervisory examination$115K Telephone and postage$169K Advertising$382K Equipment$2,287K Federal depositinsurance$476K Compensation and benefits$13,204K Stationary, printing andoffice$98K Office occupancy$1,071K Other$1,730K Professional services$520K