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Cash Flow Overview

Change in Cash
$8,833K
Free Cash flow
$5,032K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from federal funds purc...
    • Proceeds from maturities, calls ...
    • Net income
    • Others
Negative Cash Flow Breakdown
    • Net decrease in loans
    • Purchase of available-for-sale s...
    • Cash dividends paid
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
7,020
6,101
5,916
5,404
Depreciation
115
125
127
128
Right of use asset amortization
265
262
231
438
Provision for credit losses
258
23
624
357
Share-based compensation expense
141
141
169
120
Net accretion of securities
90
69
57
45
Fair value adjustment on equity securities
-262
13
-38
-158
Amortization of debt issuance costs
20
21
21
21
Net loss (gain) on premises and equipment
-
-
0
0
Gain on sale of other assets
835
-
-
-
Deferred tax expense (benefit)
50
-47
175
-82
Gain on sale of government guaranteed loans
0
6
119
106
(increase) decrease in accrued interest receivable
-70
181
71
-25
Increase in other assets
998
-182
-1,686
-454
Decrease in accrued interest payable
67
-136
255
-411
Increase in other liabilities
-783
2,084
-2,045
-4,928
Net cash provided by operating activities
5,038
8,513
6,874
1,217
Net decrease in loans
41,368
-1,573
39,173
22,630
Proceeds from sale of government guaranteed loans originally classified as held for investment
0
84
1,680
1,544
Purchase of available-for-sale securities
17,720
15,003
18,333
0
Proceeds from maturities, calls and principal repayments of available-for-sale securities
16,833
12,267
11,759
10,115
Proceeds from maturities, calls and principal repayments of held-to-maturity securities
780
795
842
947
Net purchases of restricted securities
4
73
4
6
Net proceeds from equity securities
-
-
28
363
Net purchases of equity securities
-48
-2
-
-
Proceeds from sale of premises and equipment
-
-
0
0
Proceeds from sale of other assets
1,265
-
-
-
Purchases of bank premises and equipment
6
1
18
33
Net cash used in investing activities
-40,172
-414
-43,219
-9,639
Net increase in deposits
5,257
15,443
3,457
71,935
Cash dividends paid
1,271
1,278
1
0
Issuance of common stock for share options exercised
-
-
0
0
Proceeds from federal funds purchased
40,000
-
-
-
Repurchase of shares for tax withholding on share-based compensation
1
2
14
0
Repurchase of common stock
0
2,043
768
294
Excise tax payment on repurchases of common stock
18
-
-
-
Net cash provided by financing activities
43,967
12,120
2,674
55,141
Net increase (decrease) in cash and cash equivalents
8,833
20,219
-33,671
46,719
Cash and cash equivalents, beginning of period
150,193
129,974
163,645
122,469
Cash and cash equivalents, end of period
159,026
150,193
129,974
163,645
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from federalfunds purchased$40,000K Net increase indeposits$5,257K (17.40%↑ Y/Y)Net income$7,020K (-29.18%↓ Y/Y)Right of use assetamortization$265K (-22.51%↓ Y/Y)Provision for creditlosses$258K (-63.51%↓ Y/Y)Share-based compensationexpense$141K (-40.76%↓ Y/Y)Depreciation$115K (-54.37%↓ Y/Y)(increase) decrease inaccrued interest...-$70K (53.95%↑ Y/Y)Decrease in accruedinterest payable$67K (158.77%↑ Y/Y)Deferred tax expense(benefit)$50K (119.61%↑ Y/Y)Amortization of debt issuancecosts$20K (-52.38%↓ Y/Y)Net cash provided byfinancing activities$43,967K (178.59%↑ Y/Y)Net cash provided byoperating activities$5,038K (-65.24%↓ Y/Y)Canceled cashflow$1,290K Canceled cashflow$2,968K Net increase(decrease) in cash and cash...$8,833K (259.35%↑ Y/Y)Canceled cashflow$40,172K Cash dividends paid$1,271K (-70.23%↓ Y/Y)Excise tax payment onrepurchases of common stock$18K Repurchase of shares for taxwithholding on share-based...$1K (-93.33%↓ Y/Y)Proceeds frommaturities, calls and...$16,833K (-22.21%↓ Y/Y)Proceeds from sale ofother assets$1,265K Proceeds frommaturities, calls and...$780K (-53.85%↓ Y/Y)Net purchases ofequity securities-$48K (-182.76%↓ Y/Y)Increase in other assets$998K (-31.78%↓ Y/Y)Gain on sale of otherassets$835K Increase in otherliabilities-$783K (-115.41%↓ Y/Y)Fair valueadjustment on equity...-$262K (-27.18%↓ Y/Y)Net accretion ofsecurities$90K (-10.89%↓ Y/Y)Net cash used ininvesting activities-$40,172K (-12.16%↓ Y/Y)Canceled cashflow$18,926K Net decrease inloans$41,368K (-9.58%↓ Y/Y)Purchase ofavailable-for-sale securities$17,720K (26.69%↑ Y/Y)Purchases of bank premisesand equipment$6K (-98.81%↓ Y/Y)Net purchases ofrestricted securities$4K

John Marshall Bancorp, Inc. (JMSB)

John Marshall Bancorp, Inc. (JMSB)