For the quarter ending 2026-03-31, JMSB had $20,219K increase in cash & cash equivalents over the period. $8,512K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 6,101 | 5,916 | 5,404 | 9,913 |
| Depreciation | 125 | 127 | 128 | 252 |
| Net loss (gain) on premises and equipment | - | 0 | 0 | -3 |
| Right of use asset amortization | 262 | 231 | 438 | 342 |
| Provision for credit losses | 23 | 624 | 357 | 707 |
| Share-based compensation expense | 141 | 169 | 120 | 238 |
| Net accretion of securities | 69 | 57 | 45 | 101 |
| Fair value adjustment on equity securities | 13 | -38 | -158 | -206 |
| Amortization of debt issuance costs | 21 | 21 | 21 | 42 |
| Deferred tax benefit | -47 | 175 | -82 | -255 |
| Gain on sale of government guaranteed loans | 6 | 119 | 106 | 97 |
| (increase) decrease in accrued interest receivable | 181 | 71 | -25 | -152 |
| Decrease in other assets | -182 | -1,686 | -454 | 1,463 |
| Decrease in accrued interest payable | -136 | 255 | -411 | -114 |
| Increase in other liabilities | 2,084 | -2,045 | -4,928 | 5,080 |
| Net cash provided by operating activities | 8,513 | 6,874 | 1,217 | 14,493 |
| Net decrease in loans | -1,573 | 39,173 | 22,630 | 45,749 |
| Proceeds from sale of government guaranteed loans originally classified as held for investment | 84 | 1,680 | 1,544 | 1,105 |
| Net proceeds from equity securities | - | 28 | 363 | - |
| Purchase of available-for-sale securities | 15,003 | 18,333 | 0 | 13,987 |
| Proceeds from sale of premises and equipment | - | 0 | 0 | 47 |
| Proceeds from maturities, calls and principal repayments of available-for-sale securities | 12,267 | 11,759 | 10,115 | 21,640 |
| Proceeds from maturities, calls and principal repayments of held-to-maturity securities | 795 | 842 | 947 | 1,690 |
| Net purchases of restricted securities | 73 | 4 | 6 | - |
| Net purchases of equity securities | -2 | - | - | 58 |
| Net (purchases) redemptions of restricted securities | - | - | - | 3 |
| Purchases of bank premises and equipment | 1 | 18 | 33 | 503 |
| Net cash (used in) provided by investing activities | -414 | -43,219 | -9,639 | -35,818 |
| Net increase in deposits | 15,443 | 3,457 | 71,935 | 4,478 |
| Issuance of common stock for share options exercised | - | 0 | 0 | 446 |
| Proceeds from (repayment of) federal funds purchased | - | - | - | 16,500 |
| Cash dividends paid | 1,278 | 1 | 0 | 4,270 |
| Repurchase of shares for tax withholding on share-based compensation | 2 | 14 | 0 | 15 |
| Repurchase of common stock | 2,043 | 768 | 294 | 1,357 |
| Net cash provided by financing activities | 12,120 | 2,674 | 55,141 | 15,782 |
| Net increase in cash and cash equivalents | 20,219 | -33,671 | 46,719 | -5,543 |
| Cash and cash equivalents, beginning of period | 129,974 | 163,645 | 122,469 | - |
| Cash and cash equivalents, end of period | 150,193 | 129,974 | 163,645 | - |
John Marshall Bancorp, Inc. (JMSB)
John Marshall Bancorp, Inc. (JMSB)