Financial insights of JMSB

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$6,101K
EPS
$0.43
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans	26,586	25,537*	26,191	25,220
Interest on investment securities, taxable	1,165	1,027*	1,043	1,071
Interest on investment securities, tax-exempt	9	9*	9	9
Dividends	116	124*	119	121
Interest on deposits in banks	1,206	1,381*	1,583	1,422
Federal funds purchased	-	-4*	-	2
Total interest and dividend income	29,082	28,077*	28,945	27,843
Deposits	11,673	12,393*	12,424	12,001
Federal home loan bank advances	551	563*	572	565
Subordinated debt	349	349*	349	349
Total interest expense	12,573	13,300*	13,345	12,917
Net interest income	16,509	14,777*	15,600	14,926
Provision for credit losses	23	349*	356	537
Net interest income after provision for credit losses	16,486	14,428*	15,244	14,389
Service charges on deposit accounts	85	77*	87	86
Other service charges and fees	138	157*	135	141
Insurance commissions	64	192*	58	33
Gain on sale of government guaranteed loans	6	72*	106	61
Non-qualified deferred compensation plan asset (gaines) losss, net	-13	-108*	158	182
Other income (gain)	4	-54*	109	4
Total non-interest income	284	334*	653	507
Salaries and employee benefits	5,621	4,423*	5,693	5,178
Occupancy expense of premises	406	326*	405	407
Furniture and equipment expenses	346	319*	329	315
Other operating expenses	2,550	2,479*	2,607	2,413
Total non-interest expenses	8,923	7,547*	9,034	8,313
Income before income taxes	7,847	7,215*	6,863	6,583
Income tax expense	1,746	1,742*	1,459	1,480
Net income	6,101	5,473	5,404	5,103

Basic EPS	0.43	0.386	0.38	0.36
Diluted EPS	0.43	0.386	0.38	0.36
Basic Average Shares	14,125,649	14,174,016	14,172,953	14,221,597
Diluted Average Shares	14,125,649	14,187,438	14,172,953	14,223,418

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$6,101K
EPS
$0.43
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$6,101K
EPS
$0.43
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$6,101KEPS$0.43Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$6,101KEPS$0.43Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$6,101K
EPS
$0.43
Unit: Thousand (K) dollars

Net Income
$6,101K
EPS
$0.43
Unit: Thousand (K) dollars