jsm: the income statement

MyFinsight

NAVIENT CORP (JSM)

For the quarter ending 2025-06-30, JSM made $811M in revenue. $14M in net income. Net profit margin of 1.73%.

Unit: Million (M) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense	4
Gains (losses) on derivative and hedging activities, net	-5
Servicing revenue	14
Other income	19
Asset recovery and business processing revenue	-
Total other income (loss)	28
Restructuring/other reorganization expenses	-
Other operating expenses	65
Salaries and benefits	35
Total operating expenses	100
Goodwill and acquired intangible asset impairment and amortization expense	1
Total expenses	101
Less provisions for loan losses	37
Total interest expense	650
Federal Family Education Loan Program Ffelp Guaranteed Loans	483
Private Education Loans	273
Cash and investments	22
Total interest income	778
Net interest income (loss)	128
Net interest income (loss) after provisions for loan losses	91
Income before income tax expense	18
Net income	14

Earnings per share, basic	0.14
Earnings per share, diluted	0.13
Weighted average number of shares outstanding, basic	100,000,000
Weighted average number of shares outstanding, diluted	101,000,000

Unit: Million (M) dollars (except for numbers of shares and EPS)