JSM: the balance sheet

MyFinsight

For the year ending 2025-12-31, JSM has $48,681M in assets. $46,282M in debts. $637M in cash and cash equivalents.

Balance Sheets	2025-12-31
Loans, net-Private Education Loans	15,451
Loans, net-Federal Family Education Loan Program Ffelp Guaranteed Loans	28,141
Investments	166
Cash and cash equivalents	637
Restricted cash and cash equivalents	1,467
Goodwill and acquired intangible assets, net	434
Other assets	2,385
Total assets	48,681

Short-term borrowings	5,073
Senior Unsecured Debt	0
Secured Debt	3,722
2026	3,722
2027	4,394
2028	3,738
2029	4,336
2030	3,664
2031-2050	20,818
Total before hedge accounting adjustments	40,672
Senior Unsecured Debt	-23
Secured Debt	-16
Hedge accounting adjustments	-39
Long-term borrowings	40,633
Other liabilities	576
Total liabilities	46,282
Series a junior participating preferred stock, par value 0.20 per share 2 million shares authorized no shares issued or outstanding-Series AJunior Participating Preferred Stock	0
Common stock, par value 0.01 per share 1.125 billion shares authorized467 million and 465 million shares issued, respectively	4
Additional paid-in capital	3,403
Accumulated other comprehensive income (net of tax expense of 1 and 1, respectively)	2
Retained earnings	4,552
Total navient corporation stockholders equity before treasury stock	7,961
Less common stock held in treasury at cost 371 million and 362 million shares, respectively	5,562
Total equity	2,399
Total liabilities and equity	48,681

Unit: Million (M) dollars (except for numbers of shares and EPS).