For the year ending 2025-12-31, JUVF has $895,263K in assets. $837,890K in debts.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 5,719 | |||
| Interest bearing deposits with banks | 5,729 | |||
| Cash and cash equivalents | 11,448 | |||
| Equity securities | 1,273 | |||
| Debt securities available for sale | 55,600 | |||
| Debt securities held to maturity (fair value 179,984 and 182,773, respectively) | 182,205 | |||
| Restricted investment in bank stock | 2,522 | |||
| Total loans | 601,378 | |||
| Less allowance for credit losses | 7,083 | |||
| Total loans, net of allowance for credit losses | 594,295 | |||
| Premises and equipment, net | 9,256 | |||
| Bank owned life insurance and annuities | 15,947 | |||
| Investment in low-income housing partnerships | 510 | |||
| Core deposit and other intangible assets | 190 | |||
| Goodwill | 9,812 | |||
| Mortgage servicing rights | 60 | |||
| Deferred tax asset, net | 8,198 | |||
| Accrued interest receivable and other assets | 3,947 | |||
| Total assets | 895,263 | |||
| Non-interest bearing | 209,865 | |||
| Interest bearing | 571,934 | |||
| Total deposits | 781,799 | |||
| Short-term borrowings and repurchase agreements | 49,906 | |||
| Long-term debt | 0 | |||
| Other interest bearing liabilities | 720 | |||
| Accrued interest payable and other liabilities | 5,465 | |||
| Total liabilities | 837,890 | |||
| Preferred stock, no par value authorized - 500,000 shares, none issued | 0 | |||
| Common stock, par value 1.00 per share authorized 20,000,000 shares issued - 5,151,279 shares at december 31, 2025 and december 31, 2024 outstanding - 5,018,799 shares at december 31, 2025 and 5,003,384 shares at december 31, 2024 | 5,151 | |||
| Surplus | 24,820 | |||
| Retained earnings | 56,696 | |||
| Accumulated other comprehensive loss | -27,154 | |||
| Cost of common stock in treasury 132,480 shares at december 31, 2025 147,895 shares at december 31, 2024 | 2,140 | |||
| Total stockholders' equity | 57,373 | |||
| Total liabilities and stockholders' equity | 895,263 | |||
JUNIATA VALLEY FINANCIAL CORP (JUVF)
JUNIATA VALLEY FINANCIAL CORP (JUVF)