Financial insights of JUVF

MyFinsight

For the year ending 2025-12-31.

Income Overview

Net Income
$7,983K
EPS
$1.59
Unit: Thousand (K) dollars

Income Statement	2025-12-31	2024-12-31
Non-interest income-Bank Servicing	1,868	-
Non-interest income-Debit Card	1,773	-
Non-interest income-Fiduciary And Trust	444	-
Non-interest income-Investment Advisory Management And Administrative Service	280	-
Change in value of equity securities	-	115
Non-interest income-Fees Derived From Loan Activity	681	-
Earnings on bank-owned life insurance and annuities	263	236
Change in value of equity securities	131	-
Non-interest income	-	5,058
Gain from life insurance proceeds	30	56
Other non-interest income	299	360
Total non-interest income	5,769	5,825
Loans, including fees	33,425	31,109
Taxable securities	5,359	5,749
Tax-exempt securities	119	118
Other interest income	72	140
Total interest income	38,975	37,116
Deposits	11,462	11,167
Short-term borrowings and repurchase agreements	2,077	2,719
Long-term debt	51	268
Other interest bearing liabilities	27	33
Total interest expense	13,617	14,187
Net interest income	25,358	22,929
Provision for credit losses	923	534
Net interest income after provision for credit losses	24,435	22,395
Employee compensation expense	9,151	9,022
Employee benefits	2,141	2,448
Occupancy	1,268	1,412
Equipment	933	863
Data processing expense	2,898	2,881
Professional fees	1,024	1,134
Taxes, other than income	162	191
Fdic insurance premiums	514	575
Amortization of intangible assets	68	85
Amortization of investment in low-income housing partnerships	322	322
Other non-interest expense	2,350	2,079
Total non-interest expense	20,831	21,012
Income before income taxes	9,373	7,208
Income tax provision	1,390	979
Net income	7,983	6,229

Basic EPS	1.59	1.25
Diluted EPS	1.59	1.24
Basic Average Shares	5,016,000	5,001,000
Diluted Average Shares	5,031,000	5,010,000

MyFinsight

Income Overview

Net Income
$7,983K
EPS
$1.59
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$7,983K
EPS
$1.59
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$7,983KEPS$1.59Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$7,983KEPS$1.59Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$7,983K
EPS
$1.59
Unit: Thousand (K) dollars

Net Income
$7,983K
EPS
$1.59
Unit: Thousand (K) dollars