Financial insights of JUVF

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$2,797K
EPS
$0.55
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Non-interest income-Bank Servicing	435	468	474	466
Non-interest income-Debit Card	430	443	458	450
Non-interest income-Fiduciary And Trust	126	95	106	112
Non-interest income-Investment Advisory Management And Administrative Service	50	50	60	69
Non-interest income-Fees Derived From Loan Activity	195	246*	202	158
Earnings on bank-owned life insurance and annuities	69	73	71	62
Change in value of equity securities	58	55	64	40
Loss from life insurance proceeds	-	-30*	-	20
Other non-interest income	79	29	82	100
Total non-interest income	1,442	1,429	1,517	1,477
Loans, including fees	9,310	8,908	8,624	8,112
Taxable securities	1,221	1,297	1,325	1,372
Tax-exempt securities	30	29	30	30
Other interest income	20	18	17	20
Total interest income	10,581	10,252	9,996	9,534
Deposits	2,758	2,867	2,903	2,889
Short-term borrowings and repurchase agreements	508	576	530	440
Long-term debt	0	0	-	21
Other interest bearing liabilities	6	6	7	7
Total interest expense	3,272	3,449	3,440	3,357
Net interest income	7,309	6,803	6,556	6,177
Provision for credit losses	180	254	216	349
Net interest income after provision for credit losses	7,129	6,549	6,340	5,828
Employee compensation expense	2,244	2,501	2,577	2,098
Employee benefits	741	617	476	502
Occupancy	326	323	278	301
Equipment	252	222	251	243
Data processing expense	654	757	734	778
Professional fees	236	315	256	247
Taxes, other than income	18	-9	45	95
Fdic insurance premiums	129	134	126	119
Amortization of intangible assets	14	17	16	17
Amortization of investment in low-income housing partnerships	81	81	80	80
Other non-interest expense	516	679	605	585
Total non-interest expense	5,211	5,637	5,444	5,065
Income before income taxes	3,360	2,341	2,413	2,240
Income tax provision	563	333	357	329
Net income	2,797	2,008	2,056	1,911

Basic EPS	0.56	0.4	0.41	0.38
Diluted EPS	0.55	0.399	0.41	0.38
Basic Average Shares	5,025,000	5,019,000	5,019,000	5,017,000
Diluted Average Shares	5,043,000	5,037,000	5,036,000	5,029,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$2,797K
EPS
$0.55
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$2,797K
EPS
$0.55
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$2,797KEPS$0.55Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$2,797KEPS$0.55Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$2,797K
EPS
$0.55
Unit: Thousand (K) dollars

Net Income
$2,797K
EPS
$0.55
Unit: Thousand (K) dollars