Financial insights of KRNY

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$10,137K
EPS
$0.16
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Loans	66,310	67,410	68,349	65,749*
Taxable investment securities	11,425	11,623	12,600	13,312*
Tax-exempt investment securities	34	35	41	59*
Other interest-earning assets	1,400	1,584	1,518	2,001*
Total interest income	79,169	80,652	82,508	81,120*
Deposits	31,045	33,148	33,931	35,064*
Borrowings	8,888	9,535	10,873	12,319*
Total interest expense	39,933	42,683	44,804	47,383*
Net interest income	39,236	37,969	37,704	33,737*
Provision for credit losses	391	567	-82	592*
Net interest income after provision for credit losses	38,845	37,402	37,786	33,145*
Loss on sale of other real estate owned	-	-	-	0*
Fees and service charges	922	1,295	892	623*
Gain on sale of loans	193	224	199	202*
Loss on sale and call of securities	-	-	-	0*
Income from bank owned life insurance	2,646	2,710	2,689	2,668*
Electronic banking fees and charges	389	473	416	429*
Other income	1,944	869	1,651	842*
Total non-interest income	6,094	5,571	5,847	4,763*
Salaries and employee benefits	19,316	18,373	18,745	17,718*
Net occupancy expense of premises	3,263	2,888	3,307	2,881*
Equipment and systems	3,975	4,007	3,974	3,926*
Goodwill impairment	-	-	-	0*
Advertising and marketing	665	412	562	469*
Federal deposit insurance premium	1,302	1,357	1,301	1,478*
Directors' compensation	307	306	307	339*
Other expense	3,471	3,848	3,470	3,348*
Total non-interest expense	32,299	31,191	31,666	30,158*
Income before income taxes	12,640	11,782	11,967	7,750*
Income tax expense	2,503	2,333	2,461	1,231*
Net income	10,137	9,449	9,506	6,519

Basic EPS	0.16	0.15	0.15	0.104
Diluted EPS	0.16	0.15	0.15	0.104
Basic Average Shares	62,908,000	62,858,000	62,741,000	62,508,000
Diluted Average Shares	63,251,000	63,061,000	62,951,000	62,716,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$10,137K
EPS
$0.16
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$10,137K
EPS
$0.16
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$10,137KEPS$0.16Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$10,137KEPS$0.16Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$10,137K
EPS
$0.16
Unit: Thousand (K) dollars

Net Income
$10,137K
EPS
$0.16
Unit: Thousand (K) dollars