krny: the income statement

MyFinsight

Kearny Financial Corp. (KRNY)

For the year ending 2025-06-30, KRNY made $343,528K in revenue. $26,075K in net income. Net profit margin of 7.59%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense	4,924
Other income	3,367
Loss on sale of other real estate owned	-
Gain (loss) on sale of loans	806
Loss on sale and call of securities	-
Income from bank owned life insurance	10,672
Electronic banking fees and charges	1,717
Fees and service charges	2,490
Total non-interest income	19,052
Other expense	13,390
Net occupancy expense of premises	11,524
Directors' compensation	1,355
Advertising and marketing	1,877
Salaries and employee benefits	70,870
Goodwill impairment	-
Federal deposit insurance premium	5,911
Equipment and systems	15,703
Total non-interest expense	120,630
Deposits	140,258
Borrowings	49,275
Total interest expense	189,533
Other interest-earning assets	8,003
Tax-exempt investment securities	234
Taxable investment securities	53,247
Loans	262,992
Total interest income	324,476
Net interest income	134,943
Provision for credit losses	2,366
Net interest income after provision for credit losses	132,577
Income (loss) before income taxes	30,999
Net income (loss)	26,075

Basic (in dollars per share)	0.42
Basic (in shares)	62,508,000
Diluted (in dollars per share)	0.42
Diluted (in shares)	62,716,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS)