krny: the income statement

MyFinsight

For the quarter ending 2025-09-30, KRNY made $164,743K in revenue. $9,506K in net income. Net profit margin of 5.77%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Loans	68,349
Taxable investment securities	12,600
Tax-exempt investment securities	41
Other interest-earning assets	1,518
Total interest income	82,508
Deposits	33,931
Borrowings	10,873
Total interest expense	44,804
Net interest income	37,704
(reversal of) provision for credit losses	-82
Net interest income after (reversal of) provision for credit losses	37,786
Fees and service charges	892
Gain on sale of loans	199
Income from bank owned life insurance	2,689
Electronic banking fees and charges	416
Other income	1,651
Total non-interest income	5,847
Salaries and employee benefits	18,745
Net occupancy expense of premises	3,307
Equipment and systems	3,974
Advertising and marketing	562
Federal deposit insurance premium	1,301
Directors' compensation	307
Other expense	3,470
Total non-interest expense	31,666
Income before income taxes	11,967
Income tax expense	2,461
Net income	9,506

Basic (in dollars per share)	0.15
Basic (in shares)	62,741,000
Diluted (in dollars per share)	0.15
Diluted (in shares)	62,951,000