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For the quarter ending 2025-12-31, KRNY has $7,620,878K in assets. $6,863,482K in debts. $147,340K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
90.06%
Assets Breakdown
    • Loans receivable
    • Investment securities available ...
    • Bank owned life insurance
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Borrowings
    • Non-interest-bearing
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-12-31
2025-09-30
2025-06-30
Cash and amounts due from depository institutions
19,449 15,828 21,864
Interest-bearing deposits in other banks
127,891 114,311 145,405
Cash and cash equivalents
147,340 130,139 167,269
Investment securities available for sale (amortized cost of 1,096,559 and 1,125,111, respectively)
1,000,397 1,016,182 1,012,969
Investment securities held to maturity (fair value of 101,624 and 106,712, respectively)
112,800 116,681 120,217
Loans held-for-sale
8,786 6,650 5,931
Loans receivable
5,753,393 5,767,419 5,812,937
Less allowance for credit losses on loans
44,958 45,060 46,191
Net loans receivable
5,708,435 5,722,359 5,766,746
Property, plant and equipment, gross
--100,817
Less accumulated depreciation and amortization
--56,920
Premises and equipment
42,559 43,222 43,897
Federal home loan bank (fhlb) of new york stock
57,212 62,011 64,261
Accrued interest receivable
27,420 29,460 28,098
Goodwill
113,525 113,525 113,525
Core deposit intangibles
1,198 1,317 1,436
Bank owned life insurance
309,404 307,248 304,717
Deferred income tax assets, net
51,617 51,587 55,203
Other assets
40,185 47,629 56,181
Total assets
7,620,878 7,648,010 7,740,450
Non-interest-bearing
627,180 578,481 582,045
Interest-bearing
5,084,370 5,053,401 5,093,172
Total deposits
5,711,550 5,631,882 5,675,217
Borrowings
1,095,000 1,206,497 1,256,491
Advance payments by borrowers for taxes
18,474 19,261 19,317
Other liabilities
38,458 37,166 43,463
Total liabilities
6,863,482 6,894,806 6,994,488
Common stock, 0.01 par value 800,000,000 shares authorized 64,739,151 shares and 64,577,481 shares issued and outstanding, respectively
648 648 646
Paid-in capital
494,959 494,490 494,546
Retained earnings
346,749 344,287 341,744
Unearned employee stock ownership plan shares 1,856,456 shares and 1,956,805 shares, respectively
17,997 18,484 18,970
Accumulated other comprehensive loss
-66,963 -67,737 -72,004
Total stockholders' equity
757,396 753,204 745,962
Total liabilities and stockholders' equity
7,620,878 7,648,010 7,740,450
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans receivable$5,753,393K Interest-bearing deposits inother banks$127,891K Cash and amounts duefrom depository...$19,449K Other assets$40,185K Deferred income taxassets, net$51,617K Bank owned lifeinsurance$309,404K Core depositintangibles$1,198K Goodwill$113,525K Accrued interestreceivable$27,420K Federal home loan bank(fhlb) of new york stock$57,212K Premises and equipment$42,559K Net loansreceivable$5,708,435K Loans held-for-sale$8,786K Investment securities heldto maturity (fair...$112,800K Investment securitiesavailable for sale...$1,000,397K Cash and cashequivalents$147,340K Less allowance forcredit losses on loans$44,958K Total assets$7,620,878K Total liabilities andstockholders' equity$7,620,878K Total stockholders'equity$757,396K Total liabilities$6,863,482K Accumulated othercomprehensive loss-$66,963K Unearned employee stockownership plan shares...$17,997K Retained earnings$346,749K Paid-in capital$494,959K Other liabilities$38,458K Advance payments byborrowers for taxes$18,474K Borrowings$1,095,000K Total deposits$5,711,550K Common stock, 0.01 parvalue 800,000,000...$648K Interest-bearing$5,084,370K Non-interest-bearing$627,180K

Kearny Financial Corp. (KRNY)

Kearny Financial Corp. (KRNY)