Investment securities available for sale (amortized cost of 1,060,864 and 1,125,111, respectively), net of allowance for credit losses of 0 at june 30, 2026 and june 30, 2025
964,369
1,012,969
Investment securities held to maturity (fair value of 95,005 and 106,712, respectively), net of allowance for credit losses of 0 at june 30, 2026 and june 30, 2025
106,814
120,217
Loans held-for-sale
6,022
5,931
Loans receivable
5,875,325
5,812,937
Less allowance for credit losses on loans
45,496
46,191
Net loans receivable
5,829,829
5,766,746
Property, plant and equipment, gross
101,665
100,817
Less accumulated depreciation and amortization
59,306
56,920
Premises and equipment
42,359
43,897
Federal home loan bank ('fhlb') of new york stock
59,726
64,261
Accrued interest receivable
27,875
28,098
Goodwill
113,525
113,525
Core deposit intangibles
968
1,436
Bank owned life insurance
314,756
304,717
Deferred income tax assets, net
48,699
55,203
Other real estate owned
5,519
-
Other assets
46,921
56,181
Total assets
7,682,205
7,740,450
Non-interest-bearing
788,015
582,045
Interest-bearing
4,921,610
5,093,172
Total deposits
5,709,625
5,675,217
Borrowings
1,150,000
1,256,491
Advance payments by borrowers for taxes
18,562
19,317
Other liabilities
37,348
43,463
Total liabilities
6,915,535
6,994,488
Common stock, 0.01 par value 800,000,000 shares authorized 64,738,125 shares and 64,577,481 shares issued and outstanding, respectively
648
646
Paid-in capital
495,953
494,546
Retained earnings
350,046
341,744
Unearned employee stock ownership plan shares1,756,107 shares and 1,956,805 shares, respectively
17,025
18,970
Accumulated other comprehensive loss
-62,952
-72,004
Total stockholders' equity
766,670
745,962
Total liabilities and stockholders' equity
7,682,205
7,740,450
Unit: Thousand (K) dollars (except for numbers of shares and EPS).
Time Plot
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