The latest financial statement is for the year ending 2025-12-31.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 23,120 |
| Depreciation, amortization and accretion, net | 668 |
| Provision for credit losses | 1,936 |
| Deferred income tax provision (benefit) | 2,782 |
| Increase in cash surrender value of bank owned life insurance | 1,422 |
| Bank-owned life insurance benefits in excess of cash surrender value | 0 |
| Realized and unrealized (gains) losses from equity securities, net | 30 |
| Realized losses from sales of debt securities available-for-sale, net | 0 |
| Realized gains from sales of premises and equipment, net | 0 |
| Origination of mortgage loans for sale | 98,637 |
| Realized gains from sales of loans | -2,937 |
| Proceeds from sales of originated loans | 105,413 |
| Realized losses from sales of acquired loans | 0 |
| Proceeds from sales of acquired loans | 0 |
| Compensation expense related to restricted stock | 650 |
| Accrued income receivable | -733 |
| Other assets | -7 |
| Accrued interest and other liabilities | 2,113 |
| Total adjustments | 11,276 |
| Net cash flows provided by (used in) operating activities | 34,396 |
| Equity Securities Fv Ni | 0 |
| Available For Sale Securities Debt | 0 |
| Available For Sale | 42,324 |
| Available For Sale Securities Debt | 5,006 |
| Held To Maturity | 1,616 |
| Held To Maturity Securities | 1,378 |
| Purchase of interest-bearing time deposits | 2,460 |
| Proceeds from redemption of federal reserve bank stock | 0 |
| Purchase of federal reserve bank stock | 0 |
| Proceeds from redemption of federal home loan bank stock | 0 |
| Purchase of federal home loan bank stock | 0 |
| Net decrease (increase) in loans | -19,565 |
| Proceeds from bank owned life insurance death benefits | 0 |
| Purchases of premises and equipment | 959 |
| Proceeds from sales of premises and equipment | 13 |
| Cash and cash equivalents acquired, net of cash paid for acquisition | 0 |
| Funding of tax credit investments | 1,623 |
| Net cash flows provided by (used in) investing activities | 52,052 |
| Net increase (decrease) in deposits | -37,937 |
| Net decrease in short-term borrowings | 0 |
| Proceeds from issuance of long-term debt | 363 |
| Principal payments on long-term debt | 51,088 |
| Proceeds from issuance of common stock | 625 |
| Repurchase of common stock | 69 |
| Cash dividends paid on common stock | 12,472 |
| Net cash flows provided by (used in) financing activities | -100,578 |
| Net change in cash and cash equivalents | -14,130 |
| Cash and cash equivalents at beginning of year | 35,744 |
| Cash and cash equivalents at end of year | 21,614 |
LCNB CORP (LCNB)
LCNB CORP (LCNB)