The latest financial statement is for the quarter ending 2026-03-31.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 4,444 | 5,656 | 6,936 | 10,528 |
| Depreciation, amortization, and accretion | 219 | 146 | 1,775 | -1,253 |
| Provision for credit losses | 2,339 | 1,510 | 211 | 215 |
| Deferred income tax provision | 300 | 636 | 925 | 1,221 |
| Increase in cash surrender value of bank-owned life insurance | 359 | 362 | 361 | 699 |
| Bank-owned life insurance benefits in excess of cash surrender value | - | 0 | 0 | - |
| Realized and unrealized (gains) losses from equity securities, net | -22 | 9 | -1 | 22 |
| Realized losses from sales of debt securities available-for-sale, net | - | 0 | 0 | 0 |
| Realized losses from disposition of premises and equipment | -14 | 0 | 0 | - |
| Proceeds from sales of acquired loans | - | 0 | 0 | 0 |
| Impairment charge recognized on premises and equipment | 0 | - | - | - |
| Realized losses from sales of acquired loans | - | 0 | 0 | 0 |
| Origination of mortgage loans for sale | 12,502 | 18,682 | 21,982 | 57,973 |
| Realized gains from sales of loans | -200 | -763 | -718 | -1,456 |
| Proceeds from sales of originated loans | 10,982 | 21,746 | 24,708 | 58,959 |
| Compensation expense related to restricted stock | 266 | 135 | 130 | 385 |
| Accrued income receivable | - | -733 | - | - |
| Accrued interest receivable | 242 | - | 8 | 94 |
| Other assets | -366 | -414 | -1,688 | 2,095 |
| Proceeds from redemption of federal reserve bank stock | - | 0 | - | - |
| Other liabilities | -2,446 | 1,478 | 672 | -37 |
| Purchase of federal reserve bank stock | - | 0 | 0 | 0 |
| Total adjustments | -1,343 | 7,084 | 7,041 | -2,849 |
| Proceeds from redemption of federal home loan bank stock | - | 0 | 0 | 0 |
| Net cash flows provided by operating activities | 3,101 | 12,740 | 13,977 | 7,679 |
| Purchase of federal home loan bank stock | - | 0 | 0 | 0 |
| Equity Securities Fv Ni | - | 0 | - | - |
| Purchases of securities, equity securities | 11 | 10 | 10 | 20 |
| Available For Sale Securities Debt | - | 0 | 0 | 0 |
| Cash and cash equivalents acquired, net of cash paid for acquisition | - | 0 | 0 | 0 |
| Proceeds from maturities, prepayments and calls, available for-sale debt securities | 4,228 | 15,748 | 14,035 | 12,541 |
| Purchases of securities, available for-sale debt securities | 500 | 3,326 | 930 | 750 |
| Proceeds from maturities, prepayments and calls, held-to-maturity debt securities | 120 | 1,225 | 118 | 273 |
| Purchases of securities, held-to-maturity debt securities | 0 | 1 | -1 | 1,378 |
| Purchase of interest-bearing time deposits | 2 | 2,452 | 2 | 6 |
| Net decreases in loans | -5,819 | 25,624 | -33,019 | -12,170 |
| Proceeds from bank owned life insurance death benefits | - | 0 | - | - |
| Purchases of premises and equipment | 335 | 345 | 309 | 305 |
| Proceeds from sales of premises held-for-sale | 338 | 12 | 0 | 1 |
| Funding of tax credit investments | 328 | 201 | 259 | 1,163 |
| Net cash flows provided by investing activities | 9,329 | -14,974 | 45,663 | 21,363 |
| Net increase (decrease) in customer deposits | -1,562 | -8,727 | -70,290 | 41,080 |
| Net decrease in short-term borrowings | - | 0 | 0 | 0 |
| Proceeds from issuance of long-term debt | - | 0 | 363 | 0 |
| Principal payments on long-term debt | 295 | 289 | 646 | 50,153 |
| Proceeds from issuance of common stock | 142 | 120 | 174 | 331 |
| Repurchase of common stock | 16 | 0 | 0 | 69 |
| Cash dividends paid on common stock | 3,132 | 3,121 | 3,154 | 6,197 |
| Net cash flows used in financing activities | -4,863 | -12,017 | -73,553 | -15,008 |
| Net change in cash and cash equivalents | 7,567 | -14,251 | -13,913 | 14,034 |
| Cash and cash equivalents at beginning of period | 21,614 | 35,865 | 35,744 | - |
| Cash and cash equivalents at end of period | 29,181 | 21,614 | 35,865 | - |
LCNB CORP (LCNB)
LCNB CORP (LCNB)