LCNB: the cashflow

MyFinsight

For the quarter ending 2025-09-30.

Cash Flow Overview

No enough data to generate the overview

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30
Net income	17,464	10,528
Depreciation, amortization, and accretion	522	-1,253
Provision for credit losses	426	215
Deferred income tax provision (benefit)	2,146	1,221
Increase in cash surrender value of bank-owned life insurance	1,060	699
Bank-owned life insurance death benefits in excess of cash surrender value	0	-
Realized and unrealized gains from equity securities, net	21	22
Realized losses from sales of debt securities, available-for-sale	0	0
Realized gains from sales of premises and equipment	0	-
Origination of mortgage loans for sale	79,955	57,973
Realized gains from sales of loans	-2,174	-1,456
Proceeds from sales of originated loans	83,667	58,959
Proceeds from sales of acquired loans	0	0
Realized losses from sales of acquired loans	0	0
Compensation expense related to restricted stock	515	385
Accrued interest receivable	102	94
Other assets	407	2,095
Other liabilities	635	-37
Total adjustments	4,192	-2,849
Net cash flows provided by operating activities	21,656	7,679
Purchases of securities, equity securities	30	20
Proceeds from sales, available for-sale debt securities	0	0
Proceeds from maturities, prepayments and calls, available for-sale debt securities	26,576	12,541
Purchases of securities, available for-sale debt securities	1,680	750
Proceeds from maturities, prepayments and calls, held-to-maturity debt securities	391	273
Purchases of securities, held-to-maturity debt securities	1,377	1,378
Purchase of interest-bearing time deposits	8	6
Purchase of federal reserve bank stock	0	0
Purchases of federal home loan bank stock	0	0
Proceeds from redemption of federal home loan bank stock	0	0
Net decrease in loans	-45,189	-12,170
Purchases of premises and equipment	614	305
Proceeds from sales of premises and equipment	1	1
Cash and cash equivalents paid for acquisition, net of cash acquired	0	0
Funding of tax credit investments	1,422	1,163
Net cash flows provided by investing activities	67,026	21,363
Net increase (decrease) in customer deposits	-29,210	41,080
Net decrease in short-term borrowings	0	0
Proceeds from issuance of long-term debt	363	0
Principal payments on long-term debt	50,799	50,153
Proceeds from issuance of common stock	505	331
Repurchase of common stock	69	69
Cash dividends paid on common stock	9,351	6,197
Net cash flows used in financing activities	-88,561	-15,008
Net change in cash and cash equivalents	121	14,034
Cash and cash equivalents at beginning of period	35,744	-
Cash and cash equivalents at end of period	35,865	-

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Time Plot

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LCNB: the cashflow