LOB: the cashflow

MyFinsight

For the quarter ending 2025-09-30.

Cash Flow Overview

No enough data to generate the overview

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30
Net income	59,521	33,055
Depreciation and amortization	20,430	13,758
Provision for credit losses	74,458	52,216
Accretion of discount on securities, net	445	230
Deferred tax expense (benefit)	3,577	-843
Originations of loans held for sale	1,044,930	697,086
Proceeds from sales of loans held for sale	995,641	924,481
Net gains on sale of loans held for sale	61,157	40,289
Net (gain) loss on impairment or sale of foreclosed assets	33	-12
Net loss (gain) on loans accounted for under fair value option	-302	48
Net change in servicing assets	6,347	4,215
Net gain on disposal of long-lived assets	0	0
Net loss on disposal of property and equipment	-3,517	-3,122
Equity method investments loss (income)	-6,425	-4,955
Equity security investments (gains) losses, net	1,042	1,024
Loss (gain) on equity warrant assets	-819	-419
Renewable energy tax credit investment impairment (recovery)	606	270
Restricted stock compensation expense	19,514	13,612
Stock based compensation excess tax (deficiency) benefit	-669	-224
Lease right-of-use assets and liabilities, net	10	-7
Other assets	-8,246	-15,288
Other liabilities	129	-4,090
Net cash provided by operating activities	78,552	313,146
Purchases of investment securities available-for-sale	209,171	126,937
Proceeds from maturities, calls, and principal paydowns of investment securities available-for-sale	124,327	77,572
Proceeds from sale of foreclosed assets	3,137	827
Purchases of loans previously sold	85,379	45,257
Loan and lease originations and principal collections, net	1,231,068	984,384
Proceeds from sale of long-lived asset	0	0
Purchases of equity security investments	4,931	4,471
Purchases of equity method investments	3,781	3,060
Proceeds from sale of equity security investments	708	359
Proceeds from sale of equity method investments	522	385
Proceeds from sale of premises and equipment	4,361	4,361
Purchases of premises and equipment, net	5,454	3,719
Shareholder dividend distributions	-	2,736
Net cash used by investing activities	-1,406,729	-1,084,324
Net increase in deposits	1,530,229	834,296
Proceeds from borrowings	123	84
Repayment of borrowings	7,898	5,245
Stock option exercises	2,497	1,546
Employee stock purchase program	1,221	659
Proceeds from the issuance of preferred stock, net	96,266	-
Tax withholding related to vesting of restricted stock and other	5,551	3,471
Shareholder dividend distributions - preferred	954	-
Shareholder dividend distributions - common	4,111	-
Net cash provided by financing activities	1,611,822	825,133
Net increase in cash and cash equivalents	283,645	53,955
Cash and cash equivalents at beginning of period	608,800	-
Cash and cash equivalents at end of period	892,445	-

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

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LOB: the cashflow