For the quarter ending 2025-09-30, LOB has $14,665,902K in assets. $13,463,353K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | 2024-12-31 | |
|---|---|---|---|---|
| Cash and due from banks | 892,445 | 662,755 | 608,800 | |
| Certificates of deposit with other banks | 250 | 250 | 250 | |
| Investment securities available-for-sale | 1,373,219 | 1,325,206 | 1,248,203 | |
| Loans held for sale | 360,693 | 350,791 | 346,002 | |
| Receivables Not Under The Fair Value Option | 11,307,752 | - | 9,934,609 | |
| Receivables Under The Fair Value Option | 280,291 | - | 328,746 | |
| Total loans and leases | 11,588,043 | - | 10,263,355 | |
| Retained loan discount and net deferred costs | -33,225 | - | -29,981 | |
| Loans and leases held for investment (includes 280,291 and 328,746 measured at fair value, respectively) | 11,554,818 | 11,014,055 | 10,233,374 | |
| Allowance for credit losses on loans and leases | 185,700 | 182,231 | 167,516 | |
| Net loans and leases | 11,369,118 | 10,831,824 | 10,065,858 | |
| Premises and equipment, net | 241,140 | 246,493 | 264,059 | |
| Foreclosed assets | 11,024 | 6,318 | 1,944 | |
| Servicing assets (includes 62,321 and 55,788 measured at fair value, respectively) | 62,491 | 60,359 | 56,144 | |
| Other assets | 355,522 | 347,212 | 352,120 | |
| Total assets | 14,665,902 | 13,831,208 | 12,943,380 | |
| Noninterest-bearing | 494,019 | 393,393 | 318,890 | |
| Interest-bearing | 12,796,704 | 12,201,397 | 11,441,604 | |
| Total deposits | 13,290,723 | 12,594,790 | 11,760,494 | |
| Borrowings | 105,045 | 107,659 | 112,820 | |
| Other liabilities | 67,585 | 61,494 | 66,570 | |
| Total liabilities | 13,463,353 | 12,763,943 | 11,939,884 | |
| Preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at june30, 2025 and december31, 2024 | - | 0 | 0 | |
| Common stock-Common Class B | - | 0 | 0 | |
| Series a preferred stock, no par value, 1,000,000 shares authorized, 100,000 shares and 0 shares, issued and outstanding at september30, 2025 and december31, 2024, respectively-Series APreferred Stock | 96,266 | - | - | |
| Class a common stock, no par value, 100,000,000 shares authorized, 45,855,739 and 45,359,425 shares issued and outstanding at september30, 2025 and december31, 2024, respectively-Common Class A | 383,288 | 377,953 | 365,607 | |
| Retained earnings | 770,820 | 746,450 | 715,767 | |
| Accumulated other comprehensive loss | -52,151 | -61,514 | -82,344 | |
| Total shareholders' equity attributed to live oak bancshares, inc | 1,198,223 | 1,062,889 | 999,030 | |
| Non-controlling interest | 4,326 | 4,376 | 4,466 | |
| Total shareholders equity | 1,202,549 | 1,067,265 | 1,003,496 | |
| Total liabilities and shareholders equity | 14,665,902 | 13,831,208 | 12,943,380 | |
Live Oak Bancshares, Inc. (LOB)
Live Oak Bancshares, Inc. (LOB)