MyFinsight

HomeBlogAboutContact

MyFinsight

Making company financials insightful for everyone

Quick Links

  • About
  • Blog
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

|||

For the quarter ending 2026-03-31, LOB has $15,300,033K in assets. $14,018,272K in debts.

Balance Sheets Overview

Debt to Asset Ratio
91.62%
Unit: Thousand (K) dollars
Assets Breakdown
    • Total loans and leases
    • Cash and due from banks
    • Loans held for sale
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Retained earnings
    • Noninterest-bearing
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash and due from banks
816,135 864,904 892,445 662,755
Certificates of deposit with other banks
250 250 250 250
Investment securities available-for-sale
1,434,538 1,427,401 1,373,219 1,325,206
Loans held for sale
435,313 420,055 360,693 350,791
Receivables Not Under The Fair Value Option
11,950,810 11,749,209 11,307,752 -
Receivables Under The Fair Value Option
244,940 260,625 280,291 -
Total loans and leases
12,195,750 12,009,834 11,588,043 -
Retained loan discount and net deferred costs
-37,534 -36,212 -33,225 -
Loans and leases held for investment (includes 244,940 and 260,625 measured at fair value, respectively)
12,158,216 11,973,622 11,554,818 11,014,055
Allowance for credit losses on loans and leases
193,279 192,264 185,700 182,231
Net loans and leases
11,964,937 11,781,358 11,369,118 10,831,824
Premises and equipment, net
235,329 240,203 241,140 246,493
Foreclosed assets
12,005 8,208 11,024 6,318
Servicing assets (includes 64,520 and 62,941 measured at fair value, respectively)
64,677 63,155 62,491 60,359
Other assets
336,849 329,244 355,522 347,212
Total assets
15,300,033 15,134,778 14,665,902 13,831,208
Noninterest-bearing
510,917 515,051 494,019 393,393
Interest-bearing
13,324,141 13,173,608 12,796,704 12,201,397
Total deposits
13,835,058 13,688,659 13,290,723 12,594,790
Borrowings
99,746 102,404 105,045 107,659
Other liabilities
83,468 89,609 67,585 61,494
Preferred stock, no par value, 1,000,000 shares authorized, none issued or outstanding at june30, 2025 and december31, 2024
---0
Total liabilities
14,018,272 13,880,672 13,463,353 12,763,943
Common stock-Common Class B
-0 -0
Series a preferred stock, no par value, 1,000,000 shares authorized, 100,000 shares, issued and outstanding at march31, 2026 and december31, 2025-Series APreferred Stock
96,266 96,266 96,266 -
Class a common stock, no par value, 100,000,000 shares authorized, 46,240,691 and 46,032,402 shares issued and outstanding at march31, 2026 and december31, 2025, respectively-Common Class A
392,258 388,389 383,288 377,953
Retained earnings
836,444 809,885 770,820 746,450
Accumulated other comprehensive loss
-47,352 -44,672 -52,151 -61,514
Total shareholders' equity attributed to live oak bancshares, inc
1,277,616 1,249,868 1,198,223 1,062,889
Non-controlling interest
4,145 4,238 4,326 4,376
Total shareholders equity
1,281,761 1,254,106 1,202,549 1,067,265
Total liabilities and shareholders equity
15,300,033 15,134,778 14,665,902 13,831,208
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Receivables Not Under TheFair Value Option$11,950,810K Receivables Under The FairValue Option$244,940K Total loans and leases$12,195,750K Loans and leases heldfor investment...$12,158,216K Retained loan discountand net deferred...-$37,534K Net loans and leases$11,964,937K Investment securitiesavailable-for-sale$1,434,538K Cash and due frombanks$816,135K Loans held for sale$435,313K Other assets$336,849K Premises and equipment,net$235,329K Servicing assets(includes 64,520 and...$64,677K Foreclosed assets$12,005K Certificates of deposit withother banks$250K Allowance for creditlosses on loans and...$193,279K Total assets$15,300,033K Total liabilities andshareholders equity$15,300,033K Total liabilities$14,018,272K Total shareholdersequity$1,281,761K Total deposits$13,835,058K Borrowings$99,746K Other liabilities$83,468K Total shareholders'equity attributed to...$1,277,616K Non-controlling interest$4,145K Accumulated othercomprehensive loss-$47,352K Interest-bearing$13,324,141K Noninterest-bearing$510,917K Retained earnings$836,444K Class a common stock,no par value,...$392,258K Series a preferredstock, no par value,...$96,266K

Live Oak Bancshares, Inc. (LOB)

Live Oak Bancshares, Inc. (LOB)