LPRO: the balance sheet

MyFinsight

For the quarter ending 2026-03-31, LPRO has $231,087K in assets. $155,772K in debts. $173,308K in cash and cash equivalents.

Balance Sheets Overview

Current Ratio
443.92%
Quick Ratio
443.92%
Cash Ratio
352.70%
Debt to Asset Ratio
67.41%
Unit: Thousand (K) dollars
Assets Breakdown
Cash and cash equivalents
Current contract assets, net
Restricted cash
Others
Liabilities Breakdown
Additional paid-in capital
Accumulated deficit
Treasury stock at cost, 9,981,10...
Others

Balance Sheets	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Cash and cash equivalents	173,308	176,614	222,134	230,659
Restricted cash	11,643	11,604	11,595	10,678
Accounts receivable, net	4,754	3,653	4,418	4,406
Current contract assets, net	21,561	22,186	24,015	14,553
Income tax receivable	1,003	3,214	4,015	3,576
Other current assets	5,859	5,416	6,391	3,230
Total current assets	218,128	222,687	272,568	267,102
Property and equipment, net	399	458	518	586
Capitalized software development costs, net	3,816	4,046	4,645	5,123
Operating lease right-of-use assets, net	2,850	3,063	3,273	3,478
Contract assets	2,381	2,893	3,087	14,895
Other assets	3,513	3,532	3,560	5,477
Total assets	231,087	236,679	287,651	296,661

Accounts payable	543	446	1,038	481
Accrued expenses	5,960	8,699	8,640	7,954
Current portion of debt	7,500	7,500	7,500	7,500
Third-party claims administration liability	11,677	11,706	11,650	10,724
Current portion of excess profit share receipts	20,506	18,672	17,231	18,410
Other current liabilities	2,951	2,235	2,700	2,072
Total current liabilities	49,137	49,258	48,759	47,141
Long-term debt, net of deferred financing costs	75,444	77,266	126,852	128,640
Operating lease liabilities	2,133	2,382	2,613	2,839
Excess profit share receipts	24,767	27,574	30,001	31,966
Other liabilities	4,291	5,239	6,601	7,128
Total liabilities	155,772	161,719	214,826	217,714
Common stock, 0.01 par value 550,000,000 shares authorized, 128,198,185 shares issued and 118,217,082 shares outstanding as of march31, 2026 and 128,198,185 shares issued and 117,660,648 shares outstanding as of december31, 2025	1,282	1,282	1,282	1,282
Additional paid-in capital	491,954	497,663	496,827	495,415
Accumulated deficit	-333,455	-332,995	-334,677	-327,108
Treasury stock at cost, 9,981,103 shares at march31, 2026 and 10,537,537 shares at december31, 2025	84,466	90,990	90,607	90,642
Total stockholders equity	75,315	74,960	72,825	78,947
Total liabilities and stockholders equity	231,087	236,679	287,651	296,661

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Balance Sheets Overview

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Balance Sheets Overview

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets