| Cash Flow | 2025-09-30 |
|---|---|
| Net income | 444,293 |
| Depreciation and amortization | 69,994 |
| Provision for (recovery of) credit losses | -40,000 |
| Stock based compensation | 38,868 |
| Esop expense | 35,438 |
| Net amortization of discounts and premiums on debt securities | -1,154 |
| Amortization of deferred loan fees, net | 33,335 |
| Net gain on sale of loans | 41,161 |
| Deferred tax expense | 28,595 |
| Earnings on cash value of life insurance | 69,893 |
| (increase) decrease in interest receivable | 32,956 |
| Originations of loans held for sale | 1,632,024 |
| Proceeds from loans held for sale | 1,673,185 |
| Net change in operating leases | 57 |
| Net change in other assets | 107,801 |
| Net change in other liabilities | 129,547 |
| Net cash provided by operating activities | 463,961 |
| Net change in interest-bearing deposits in other financial institutions | 581,031 |
| Proceeds from maturities, calls and repayments of debt securities available for sale | 93,654 |
| Proceeds from maturities and calls of debt securities held to maturity | 14,379 |
| Net (increase) decrease in loans | 5,389,646 |
| Purchases of property and equipment | 7,327 |
| Net cash (used in) provided by investing activities | -5,869,971 |
| Net change in deposits | 6,480,764 |
| Net cash provided by (used in) financing activities | 6,480,764 |
| Net change in cash and cash equivalents | 1,074,754 |
| Cash and cash equivalents at beginning of period | 14,385,736 |
| Cash and cash equivalents at end of period | 15,460,490 |
Marathon Bancorp, Inc. MD (MBBC)
Marathon Bancorp, Inc. MD (MBBC)