Financial insights of MBBC

MyFinsight

For the quarter ending 2025-12-31, MBBC made $5,659,677 in revenue. $501,396 in net income. Net profit margin of 8.86%.

Income Overview

Revenue
$5,659,677
Net Income
$501,396
Net Profit Margin
8.86%
EPS
$0.19
Unit: Dollar
Revenue Breakdown
Loans, including fees
Salaries and employee benefits
Deposits
Others

Unit: Dollar

Income Statement	2025-12-31	2025-09-30	2025-06-30
Loans, including fees	2,756,794	2,621,106	2,162,208.75
Debt securities	31,321	56,814	42,146.75
Other	162,578	197,495	183,364.5
Total interest income	2,950,693	2,875,415	2,387,720
Deposits	751,897	782,219	759,898.25
Borrowings and other	140,990	140,172	117,176.5
Total interest expense	892,887	922,391	877,074.75
Net interest income	2,057,806	1,953,024	1,510,645.25
Provision for (recovery of) credit losses	33,000	-40,000	-23,458.25
Net interest income after provision for (recovery of) credit losses	2,024,806	1,993,024	1,534,103.5
Service charges on deposit accounts	34,171	33,108	28,538.75
Mortgage banking income	66,120	81,262	72,854
Increase in cash value of life insurance	71,550	69,893	67,472
Other income	18,106	5,415	18,365.25
Total non-interest income	189,947	189,678	187,230
Salaries and employee benefits	903,919	897,872	911,438.5
Occupancy and equipment expenses	210,042	215,979	228,777.25
Data processing and office	26,843	99,343	112,514.5
Professional fees	257,236	192,521	175,182.5
Marketing expenses	21,816	21,450	10,545.75
Fdic insurance premiums	-	-	23,949.75
Directors fees	-	-	27,058.75
Foreclosed assets, net	13,495	16,235	107,282
Other expenses	192,799	191,983	121,862
Total non-interest expenses	1,626,150	1,635,383	1,718,611
Income before provision for income taxes	588,603	547,319	2,722.5
Provision for income taxes	87,207	103,026	-7,888.75
Net income	501,396	444,293	10,611.25

Earnings per share, basic	0.19	0.17	0.005
Earnings per share, diluted	0.19	0.17	0.005
Weighted average number of shares outstanding, basic	2,686,037	2,683,675	690,968.75
Weighted average number of shares outstanding, diluted	2,698,863	2,690,390	690,968.75

MyFinsight

Income Overview

Revenue
$5,659,677
Net Income
$501,396
Net Profit Margin
8.86%
EPS
$0.19
Unit: Dollar
Revenue Breakdown
Loans, including fees
Salaries and employee benefits
Deposits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$5,659,677
Net Income
$501,396
Net Profit Margin
8.86%
EPS
$0.19
Unit: Dollar
Revenue Breakdown
Loans, including fees
Salaries and employee benefits
Deposits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$5,659,677Net Income$501,396Net Profit Margin8.86%EPS$0.19Unit: DollarRevenue BreakdownLoans, including feesSalaries and employee benefitsDepositsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$5,659,677Net Income$501,396Net Profit Margin8.86%EPS$0.19Unit: DollarRevenue BreakdownLoans, including feesSalaries and employee benefitsDepositsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$5,659,677
Net Income
$501,396
Net Profit Margin
8.86%
EPS
$0.19
Unit: Dollar
Revenue Breakdown
Loans, including fees
Salaries and employee benefits
Deposits
Others

Revenue
$5,659,677
Net Income
$501,396
Net Profit Margin
8.86%
EPS
$0.19
Unit: Dollar
Revenue Breakdown
Loans, including fees
Salaries and employee benefits
Deposits
Others