mbbc: the income statement

MyFinsight

For the quarter ending 2025-09-30, MBBC made $5,582,867 in revenue. $444,293 in net income. Net profit margin of 7.96%.

Unit: Dollar

Income Statement	2025-09-30
Loans, including fees	2,621,106
Debt securities	56,814
Other	197,495
Total interest income	2,875,415
Deposits	782,219
Borrowings and other	140,172
Total interest expense	922,391
Net interest income	1,953,024
Provision for (recovery of) credit losses	-40,000
Net interest income after provision for (recovery of) credit losses	1,993,024
Service charges on deposit accounts	33,108
Mortgage banking income	81,262
Increase in cash value of life insurance	69,893
Other income	5,415
Total non-interest income	189,678
Salaries and employee benefits	897,872
Occupancy and equipment expenses	215,979
Data processing and office	99,343
Professional fees	192,521
Marketing expenses	21,450
Foreclosed assets, net	16,235
Other expenses	191,983
Total non-interest expenses	1,635,383
Income before provision for income taxes	547,319
Provision for income taxes	103,026
Net income	444,293

Earnings per share, basic	0.17
Earnings per share, diluted	0.17
Weighted average number of shares outstanding, basic	2,683,675
Weighted average number of shares outstanding, diluted	2,690,390