Financial insights of MBBC

MyFinsight

For the quarter ending 2025-12-31.

Income Overview

Net Income
$501,396
EPS
$0.19
Unit: Dollar

Income Statement	2025-12-31	2025-09-30	2025-06-30
Loans, including fees	2,756,794	2,621,106	2,162,208.75*
Debt securities	31,321	56,814	42,146.75*
Other	162,578	197,495	183,364.5*
Total interest income	2,950,693	2,875,415	2,387,720*
Deposits	751,897	782,219	759,898.25*
Borrowings and other	140,990	140,172	117,176.5*
Total interest expense	892,887	922,391	877,074.75*
Net interest income	2,057,806	1,953,024	1,510,645.25*
Provision for (recovery of) credit losses	33,000	-40,000	-23,458.25*
Net interest income after provision for (recovery of) credit losses	2,024,806	1,993,024	1,534,103.5*
Service charges on deposit accounts	34,171	33,108	28,538.75*
Mortgage banking income	66,120	81,262	72,854*
Increase in cash value of life insurance	71,550	69,893	67,472*
Other income	18,106	5,415	18,365.25*
Total non-interest income	189,947	189,678	187,230*
Salaries and employee benefits	903,919	897,872	911,438.5*
Occupancy and equipment expenses	210,042	215,979	228,777.25*
Data processing and office	26,843	99,343	112,514.5*
Professional fees	257,236	192,521	175,182.5*
Marketing expenses	21,816	21,450	10,545.75*
Fdic insurance premiums	-	-	23,949.75*
Directors fees	-	-	27,058.75*
Foreclosed assets, net	13,495	16,235	107,282*
Other expenses	192,799	191,983	121,862*
Total non-interest expenses	1,626,150	1,635,383	1,718,611*
Income before provision for income taxes	588,603	547,319	2,722.5*
Provision for income taxes	87,207	103,026	-7,888.75*
Net income	501,396	444,293	10,611.25

Basic EPS	0.19	0.17	0.004
Diluted EPS	0.19	0.17	0.004
Basic Average Shares	2,686,037	2,683,675	2,763,875
Diluted Average Shares	2,698,863	2,690,390	2,763,875

MyFinsight

Income Overview

Net Income
$501,396
EPS
$0.19
Unit: Dollar

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$501,396
EPS
$0.19
Unit: Dollar

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$501,396EPS$0.19Unit: Dollar

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$501,396EPS$0.19Unit: Dollar

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$501,396
EPS
$0.19
Unit: Dollar

Net Income
$501,396
EPS
$0.19
Unit: Dollar