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MIDDLEFIELD BANC CORP (MBCN)

MIDDLEFIELD BANC CORP (MBCN)

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Balance Sheets Overview

Debt to Asset Ratio
88.67%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans
    • Cash and due from banks
    • Goodwill
    • Others
Liabilities Breakdown
    • Money market
    • Noninterest-bearing demand
    • Time
    • Others
Balance Sheets
2025-09-30
2025-06-30
Cash and due from banks
81,372
59,145
Federal funds sold
22,333
13,701
Other investments
-
1,014
Cash and cash equivalents
103,705
72,846
Other investments
1,131
1,000
Loans held for sale
209
152
Premises and equipment, net
21,428
20,304
Premises and equipment held for sale
998
1,015
Goodwill
36,356
36,356
Core deposit intangibles
4,862
5,112
Bank-owned life insurance
35,335
35,102
Interest receivable and other assets
35,019
31,762
Investment securities available for sale, at fair value
155,855
161,116
Less allowance for credit losses
23,029
22,335
Loans
1,607,024
1,581,925
Net loans
1,583,995
1,559,590
Total assets
1,978,893
1,924,369
Noninterest-bearing demand
410,612
371,155
Interest-bearing demand
232,452
236,239
Money market
528,246
466,935
Savings
180,547
184,534
Time
270,445
334,755
Total deposits
1,622,302
1,593,618
Federal home loan bank advances
106,000
89,000
Other borrowings
11,502
11,557
Accrued interest payable and other liabilities
14,969
14,142
Total liabilities
1,754,773
1,708,317
Common stock, no par value 25,000,000 shares authorized, 9,966,196 and 9,953,018 shares issued 8,086,886 and 8,073,708 shares outstanding
162,349
162,195
Additional paid-in capital
1,041
811
Retained earnings
120,514
116,892
Accumulated other comprehensive loss
-18,875
-22,937
Treasury stock, at cost 1,879,310 and 1,879,310 shares
40,909
40,909
Total stockholders' equity
224,120
216,052
Total liabilities and stockholders' equity
1,978,893
1,924,369
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$1,607,024K Cash and due frombanks$81,372K Federal funds sold$22,333K Net loans$1,583,995K Investment securitiesavailable for sale, at fair...$155,855K Cash and cashequivalents$103,705K Goodwill$36,356K Bank-owned life insurance$35,335K Interest receivable andother assets$35,019K Premises and equipment,net$21,428K Core depositintangibles$4,862K Other investments$1,131K Premises and equipmentheld for sale$998K Loans held for sale$209K Less allowance forcredit losses$23,029K Total assets$1,978,893K Total liabilities andstockholders' equity$1,978,893K Total liabilities$1,754,773K Total stockholders'equity$224,120K Treasury stock, at cost1,879,310 and 1,879,310...$40,909K Accumulated othercomprehensive loss-$18,875K Total deposits$1,622,302K Federal home loan bankadvances$106,000K Accrued interestpayable and other...$14,969K Other borrowings$11,502K Common stock, no parvalue 25,000,000...$162,349K Retained earnings$120,514K Additional paid-in capital$1,041K Money market$528,246K Noninterest-bearing demand$410,612K Time$270,445K Interest-bearing demand$232,452K Savings$180,547K