For the quarter ending 2025-09-30, MBCN has $1,978,893K in assets. $1,754,773K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 81,372 | 59,145 | ||
| Federal funds sold | 22,333 | 13,701 | ||
| Other investments | - | 1,014 | ||
| Cash and cash equivalents | 103,705 | 72,846 | ||
| Other investments | 1,131 | 1,000 | ||
| Loans held for sale | 209 | 152 | ||
| Premises and equipment, net | 21,428 | 20,304 | ||
| Premises and equipment held for sale | 998 | 1,015 | ||
| Goodwill | 36,356 | 36,356 | ||
| Core deposit intangibles | 4,862 | 5,112 | ||
| Bank-owned life insurance | 35,335 | 35,102 | ||
| Interest receivable and other assets | 35,019 | 31,762 | ||
| Investment securities available for sale, at fair value | 155,855 | 161,116 | ||
| Commercial Real Estate Portfolio Segment-Owner Occupied Loan | 2,941 | - | ||
| Commercial Real Estate Portfolio Segment-Nonowner Occupied Loan | 4,919 | - | ||
| Commercial Real Estate Portfolio Segment-Multifamily Loan | 1,164 | - | ||
| Residential Portfolio Segment | 5,989 | - | ||
| Commercial And Industrial | 3,426 | - | ||
| Home Equity Lines Of Credit | 1,007 | - | ||
| Construction And Other | 3,513 | - | ||
| Consumer Portfolio Segment | 70 | - | ||
| Less allowance for credit losses | 23,029 | 22,335 | ||
| Commercial Real Estate Portfolio Segment-Owner Occupied Loan | 221,600 | - | ||
| Commercial Real Estate Portfolio Segment-Nonowner Occupied Loan | 390,354 | - | ||
| Commercial Real Estate Portfolio Segment-Multifamily Loan | 88,899 | - | ||
| Residential Portfolio Segment | 366,307 | - | ||
| Commercial And Industrial | 269,422 | - | ||
| Home Equity Lines Of Credit | 159,805 | - | ||
| Construction And Other | 104,843 | - | ||
| Consumer Portfolio Segment | 5,794 | - | ||
| Loans | 1,607,024 | 1,581,925 | ||
| Net loans | 1,583,995 | 1,559,590 | ||
| Total assets | 1,978,893 | 1,924,369 | ||
| Noninterest-bearing demand | 410,612 | 371,155 | ||
| Interest-bearing demand | 232,452 | 236,239 | ||
| Money market | 528,246 | 466,935 | ||
| Savings | 180,547 | 184,534 | ||
| Time | 270,445 | 334,755 | ||
| Total deposits | 1,622,302 | 1,593,618 | ||
| Federal home loan bank advances | 106,000 | 89,000 | ||
| Other borrowings | 11,502 | 11,557 | ||
| Accrued interest payable and other liabilities | 14,969 | 14,142 | ||
| Total liabilities | 1,754,773 | 1,708,317 | ||
| Common stock, no par value 25,000,000 shares authorized, 9,966,196 and 9,953,018 shares issued 8,086,886 and 8,073,708 shares outstanding | 162,349 | 162,195 | ||
| Additional paid-in capital | 1,041 | 811 | ||
| Retained earnings | 120,514 | 116,892 | ||
| Accumulated other comprehensive loss | -18,875 | -22,937 | ||
| Treasury stock, at cost 1,879,310 and 1,879,310 shares | 40,909 | 40,909 | ||
| Total stockholders' equity | 224,120 | 216,052 | ||
| Total liabilities and stockholders' equity | 1,978,893 | 1,924,369 | ||
MIDDLEFIELD BANC CORP (MBCN)
MIDDLEFIELD BANC CORP (MBCN)