MIDDLEFIELD BANC CORP (MBCN)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Noninterest income revenue-Deposit Account | 1,061 | - | - | - |
| Noninterest income revenue-Financial Service Other | 216 | - | - | - |
| Gross rental income | - | - | - | - |
| Revenue from investment services | 310 | 268 | 206 | 269 |
| Gain on sale of loans | 39 | 24 | 56 | 69 |
| Loss on equity securities | -7 | -34 | 14 | -27 |
| Earnings on bank-owned life insurance | 230 | 493 | 246 | 227 |
| Gain on exchange of real estate | -1,229 | - | - | - |
| Noninterest income revenue | - | 1,193 | 1,221 | 1,222 |
| Total noninterest income | 3,078 | 1,944 | 1,743 | 1,760 |
| Professional fees | 521 | 598 | 539 | 557 |
| Other noninterest expense | 2,053 | 1,486 | 1,785 | 1,764 |
| Occupancy expense | 667 | 687 | 627 | 601 |
| Advertising expense | 451 | 364 | 283 | 508 |
| Salaries and employee benefits | 6,734 | 6,557 | 6,201 | 6,111 |
| Data processing and information technology costs | 1,273 | 1,271 | 1,248 | 1,168 |
| Loss on premises and equipment held for sale | -693 | - | - | - |
| Gross other real estate owned expenses | - | - | - | - |
| Federal deposit insurance expense | 267 | 267 | 255 | 256 |
| Equipment expense | 248 | 225 | 203 | 261 |
| Software amortization expense | 95 | 90 | 74 | 21 |
| Core deposit intangible amortization | 250 | 249 | 257 | 258 |
| Ohio state franchise tax | 399 | 399 | 399 | 397 |
| Total noninterest expense | 13,651 | 12,193 | 11,871 | 11,902 |
| Provision for (recovery of) credit losses | -506 | 95 | 2,234 | 87 |
| Net interest income | 17,437 | 16,098 | 15,073 | 15,083 |
| Net interest income after provison for (recovery of) credit losses | 17,943 | 16,003 | 12,839 | 14,996 |
| Income before income taxes | 7,370 | 5,754 | 2,711 | 4,854 |
| Income taxes | 1,213 | 924 | 371 | 690 |
| Net income | 6,157 | 4,830 | 2,340 | 4,164 |
| Basic (in dollars per share) | 0.76 | 0.6 | 0.29 | 0.52 |
| Diluted (in dollars per share) | 0.76 | 0.6 | 0.29 | 0.52 |
| Us-gaap_weightedaveragenumberofdilutedsharesoutstanding | 8,113,572 | 8,097,545 | 8,086,872 | 8,072,499 |
| Us-gaap_weightedaveragenumberofsharesoutstandingbasic | 8,081,193 | 8,078,805 | 8,071,032 | 8,067,144 |