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For the quarter ending 2026-03-31, MBWM has $6,945,035K in assets. $6,208,088K in debts.

Balance Sheets Overview

Debt to Asset Ratio
89.39%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans
    • Securities available for sale
    • Interest-earning deposits and fe...
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing
    • Retained earnings
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash and due from banks
48,431 54,755 58,593 98,900
Interest-earning deposits and federal funds sold
530,873 418,569 418,426 197,172
Total cash and cash equivalents
579,304 473,324 477,019 296,072
Securities available for sale
1,125,433 1,102,230 855,138 826,415
Federal home loan bank stock
--21,513 21,513
Mortgage loans held for sale
21,748 17,160 17,433 27,569
Loans
4,816,693 4,821,888 4,615,160 4,698,019
Allowance for credit losses
56,736 58,191 59,129 58,375
Loans, net
4,759,957 4,763,697 4,556,031 4,639,644
Premises and equipment, net
61,861 62,468 56,155 54,792
Bank owned life insurance
105,862 105,342 94,848 95,012
Goodwill
73,689 72,656 49,473 49,473
Core deposit intangible
18,173 20,388 --
Other assets
199,008 217,954 180,877 170,498
Total assets
6,945,035 6,835,219 6,308,487 6,180,988
Noninterest-bearing
1,331,947 1,339,666 1,182,775 1,180,801
Interest-bearing
4,087,571 3,944,786 3,629,038 3,529,671
Total deposits
5,419,518 5,284,452 4,811,813 4,710,472
Securities sold under agreements to repurchase
219,513 232,291 251,499 242,785
Federal home loan bank advances
315,322 326,221 346,221 356,221
Subordinated debentures
51,186 51,015 50,844 50,672
Subordinated notes
89,743 89,657 89,571 89,486
Term note
27,500 30,000 --
Accrued interest and other liabilities
85,306 96,699 100,909 99,833
Total liabilities
6,208,088 6,110,335 5,650,857 5,549,469
Preferred stock, no par value 1,000,000 shares authorized none issued
0 0 0 0
Common stock, no par value 40,000,000 shares authorized 17,274,356 shares issued and outstanding at march 31, 2026 and 17,181,096 shares issued and outstanding at december 31, 2025
350,645 349,431 303,463 302,294
Retained earnings
415,499 399,448 382,679 364,991
Accumulated other comprehensive income (loss)
-29,197 -23,995 -28,512 -35,766
Total shareholders equity
736,947 724,884 657,630 631,519
Total liabilities and shareholders equity
6,945,035 6,835,219 6,308,487 6,180,988
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$4,816,693K Interest-earning deposits andfederal funds sold$530,873K Cash and due frombanks$48,431K Loans, net$4,759,957K Securities available forsale$1,125,433K Total cash and cashequivalents$579,304K Other assets$199,008K Bank owned lifeinsurance$105,862K Goodwill$73,689K Premises and equipment,net$61,861K Mortgage loans held forsale$21,748K Core depositintangible$18,173K Allowance for creditlosses$56,736K Total assets$6,945,035K Total liabilities andshareholders equity$6,945,035K Total liabilities$6,208,088K Total shareholdersequity$736,947K Accumulated othercomprehensive income (loss)-$29,197K Total deposits$5,419,518K Federal home loan bankadvances$315,322K Securities sold underagreements to repurchase$219,513K Subordinated notes$89,743K Accrued interest andother liabilities$85,306K Subordinated debentures$51,186K Term note$27,500K Retained earnings$415,499K Common stock, no parvalue 40,000,000...$350,645K Interest-bearing$4,087,571K Noninterest-bearing$1,331,947K

MERCANTILE BANK CORP (MBWM)

MERCANTILE BANK CORP (MBWM)