For the quarter ending 2026-03-31, MCB has $8,844,124K in assets. $7,895,785K in debts. $672,393K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 12,034 | 12,086 | 13,109 | 13,577 |
| Overnight deposits | 660,359 | 381,501 | 372,827 | 138,876 |
| Total cash and cash equivalents | 672,393 | 393,587 | 385,936 | 152,453 |
| Investment securities available-for-sale, at fair value | 649,719 | 578,932 | 552,441 | 551,029 |
| Gross unrealized/unrecognized losses-USTreasury Securities | - | - | 74 | - |
| Investment securities held-to-maturity, at fair value-USTreasury Securities | - | - | 9,909 | - |
| Gross unrealized/unrecognized losses-United States And Municipal Securities | 1,459 | 1,402 | 1,794 | - |
| Investment securities held-to-maturity, at fair value-United States And Municipal Securities | 13,542 | 13,663 | 13,336 | - |
| Gross unrealized/unrecognized losses-Residential Mortgage Backed Securities | 43,399 | 41,662 | 44,259 | - |
| Investment securities held-to-maturity, at fair value-Residential Mortgage Backed Securities | 281,426 | 291,853 | 299,023 | - |
| Gross unrealized/unrecognized losses-Commercial Mortgage Backed Securities | 478 | 481 | 558 | - |
| Investment securities held-to-maturity, at fair value-Commercial Mortgage Backed Securities | 7,564 | 7,566 | 7,494 | - |
| Investment securities held-to-maturity (estimated fair value of 302.5 million and 313.1 million at march 31, 2026 and december 31, 2025, respectively) | 347,868 | 356,627 | 376,447 | 387,901 |
| Equity investment securities, at fair value | 5,625 | 5,609 | 5,548 | 5,276 |
| Total securities | 1,003,212 | 941,168 | 934,436 | 944,206 |
| Other investments | 20,725 | 20,632 | 27,330 | 27,297 |
| Total loans | 7,065,128 | 6,828,753 | 6,799,717 | - |
| Deferred fees, net of origination costs | 18,581 | 18,520 | 18,014 | - |
| Loans, net of deferred fees and costs | 7,046,547 | 6,810,233 | 6,781,703 | 6,612,789 |
| Allowance for credit losses | 82,071 | 97,081 | 94,239 | 74,071 |
| Net loans | 6,964,476 | 6,713,152 | 6,687,464 | 6,538,718 |
| Other assets | 183,318 | 187,177 | 199,264 | 191,175 |
| Total assets | 8,844,124 | 8,255,716 | 8,234,430 | 7,853,849 |
| Noninterest-bearing demand deposits | 1,539,553 | 1,479,420 | 1,382,345 | 1,427,439 |
| Interest-bearing deposits | 6,200,166 | 5,897,758 | 5,690,414 | 5,363,867 |
| Total deposits | 7,739,719 | 7,377,178 | 7,072,759 | 6,791,306 |
| Federal funds purchased | - | - | 125,000 | 50,000 |
| Federal home loan bank of new york advances | - | - | 150,000 | 150,000 |
| Trust preferred securities | 20,620 | 20,620 | 20,620 | 20,620 |
| Secured and other borrowings | 15,975 | 10,975 | 17,355 | 17,366 |
| Other liabilities | 119,471 | 103,831 | 116,656 | 101,589 |
| Total liabilities | 7,895,785 | 7,512,604 | 7,502,390 | 7,130,881 |
| Common stock, 0.01 par value, 25,000,000 shares authorized, 13,613,586 and 11,300,191 shares issued and 12,392,035 and 10,088,617 shares outstanding at march 31, 2026 and december 31, 2025, respectively | 136 | 113 | 113 | 113 |
| Additional paid in capital | 584,524 | 405,565 | 403,708 | 401,055 |
| Retained earnings | 479,177 | 450,639 | 423,338 | 417,782 |
| Accumulated other comprehensive income (loss), net of tax | -39,233 | -39,739 | -41,852 | -45,455 |
| Treasury stock, at cost, 1,221,551 and 1,211,574 shares at march 31, 2026 and december 31, 2025, respectively | 76,265 | 73,466 | 53,267 | 50,527 |
| Total stockholders' equity | 948,339 | 743,112 | 732,040 | 722,968 |
| Total liabilities and stockholders' equity | 8,844,124 | 8,255,716 | 8,234,430 | 7,853,849 |
Metropolitan Bank Holding Corp. (MCB)
Metropolitan Bank Holding Corp. (MCB)