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Balance Sheets Overview

Debt to Asset Ratio
89.07%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans, net of deferred fees and ...
    • Investment securities available-...
    • Investment securities held-to-ma...
    • Others
Liabilities Breakdown
    • Interest-bearing deposits
    • Noninterest-bearing demand depos...
    • Additional paid in capital
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
10,253
12,034
12,086
13,109
Overnight deposits
229,011
660,359
381,501
372,827
Total cash and cash equivalents
239,264
672,393
393,587
385,936
Investment securities available-for-sale, at fair value
667,778
649,719
578,932
552,441
Gross unrealized/unrecognized losses-USTreasury Securities
-
-
-
74
Investment securities held-to-maturity, at fair value-USTreasury Securities
-
-
-
9,909
Gross unrealized/unrecognized losses-United States And Municipal Securities
1,362
1,459
1,402
1,794
Investment securities held-to-maturity, at fair value-United States And Municipal Securities
13,575
13,542
13,663
13,336
Gross unrealized/unrecognized gains-Residential Mortgage Backed Securities
17
-
-
-
Gross unrealized/unrecognized losses-Residential Mortgage Backed Securities
43,766
43,399
41,662
44,259
Investment securities held-to-maturity, at fair value-Residential Mortgage Backed Securities
348,318
281,426
291,853
299,023
Gross unrealized/unrecognized losses-Commercial Mortgage Backed Securities
478
478
481
558
Investment securities held-to-maturity, at fair value-Commercial Mortgage Backed Securities
7,559
7,564
7,566
7,494
Investment securities held-to-maturity (estimated fair value of 369.5 million and 313.1 million at june 30, 2026 and december 31, 2025, respectively)
415,041
347,868
356,627
376,447
Equity investment securities, at fair value
5,646
5,625
5,609
5,548
Total securities
1,088,465
1,003,212
941,168
934,436
Other investments
27,759
20,725
20,632
27,330
Total loans
7,348,531
7,065,128
6,828,753
6,799,717
Deferred fees, net of origination costs
19,628
18,581
18,520
18,014
Loans, net of deferred fees and costs
7,328,903
7,046,547
6,810,233
6,781,703
Allowance for credit losses
62,012
82,071
97,081
94,239
Net loans
7,266,891
6,964,476
6,713,152
6,687,464
Other assets
236,304
183,318
187,177
199,264
Total assets
8,858,683
8,844,124
8,255,716
8,234,430
Noninterest-bearing demand deposits
1,591,126
1,539,553
1,479,420
1,382,345
Interest-bearing deposits
6,140,356
6,200,166
5,897,758
5,690,414
Total deposits
7,731,482
7,739,719
7,377,178
7,072,759
Federal funds purchased
-
-
-
125,000
Federal home loan bank of new york advances
-
-
-
150,000
Trust preferred securities
20,620
20,620
20,620
20,620
Secured and other borrowings
15,938
15,975
10,975
17,355
Other liabilities
122,477
119,471
103,831
116,656
Total liabilities
7,890,517
7,895,785
7,512,604
7,502,390
Common stock, 0.01 par value, 25,000,000 shares authorized, 13,614,067 and 11,300,191 shares issued and 12,395,278 and 10,088,617 shares outstanding at june 30, 2026 and december 31, 2025, respectively
136
136
113
113
Additional paid in capital
588,133
584,524
405,565
403,708
Retained earnings
495,034
479,177
450,639
423,338
Accumulated other comprehensive income (loss), net of tax
-39,044
-39,233
-39,739
-41,852
Treasury stock, at cost, 1,218,789 and 1,211,574 shares at june 30, 2026 and december 31, 2025, respectively
76,093
76,265
73,466
53,267
Total stockholders' equity
968,166
948,339
743,112
732,040
Total liabilities and stockholders' equity
8,858,683
8,844,124
8,255,716
8,234,430
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Total loans$7,348,531K (10.82%↑ Y/Y)Investment securitiesheld-to-maturity, at fair...$348,318K Grossunrealized/unrecognized...$43,766K Investment securitiesheld-to-maturity, at fair...$13,575K Investment securitiesheld-to-maturity, at fair...$7,559K Grossunrealized/unrecognized losses-United...$1,362K Grossunrealized/unrecognized...$478K Loans, net of deferredfees and costs$7,328,903K (10.83%↑ Y/Y)Investment securitiesavailable-for-sale, at fair value$667,778K (21.19%↑ Y/Y)Investment securitiesheld-to-maturity (estimated fair...$415,041K (7.00%↑ Y/Y)Equity investmentsecurities, at fair value$5,646K (7.01%↑ Y/Y)Overnight deposits$229,011K (64.90%↑ Y/Y)Cash and due frombanks$10,253K (-24.48%↓ Y/Y)Deferred fees, net oforigination costs$19,628K (6.07%↑ Y/Y)Grossunrealized/unrecognized...$17K Net loans$7,266,891K (11.14%↑ Y/Y)Total securities$1,088,465K (15.28%↑ Y/Y)Total cash and cashequivalents$239,264K (56.94%↑ Y/Y)Other assets$236,304K (23.61%↑ Y/Y)Other investments$27,759K (1.69%↑ Y/Y)Allowance for creditlosses$62,012K (-16.28%↓ Y/Y)Total assets$8,858,683K (12.79%↑ Y/Y)Total liabilities andstockholders' equity$8,858,683K (12.79%↑ Y/Y)Total liabilities$7,890,517K (10.65%↑ Y/Y)Total stockholders'equity$968,166K (33.92%↑ Y/Y)Treasury stock, at cost,1,218,789 and 1,211,574...$76,093K (50.60%↑ Y/Y)Accumulated othercomprehensive income (loss),...-$39,044K (14.10%↑ Y/Y)Total deposits$7,731,482K (13.84%↑ Y/Y)Other liabilities$122,477K (20.56%↑ Y/Y)Trust preferredsecurities$20,620K (0.00%↑ Y/Y)Secured and otherborrowings$15,938K (-8.22%↓ Y/Y)Additional paid in capital$588,133K (46.65%↑ Y/Y)Retained earnings$495,034K (18.49%↑ Y/Y)Common stock, 0.01 parvalue, 25,000,000...$136K (20.35%↑ Y/Y)Interest-bearing deposits$6,140,356K (14.48%↑ Y/Y)Noninterest-bearing demand deposits$1,591,126K (11.47%↑ Y/Y)

Metropolitan Bank Holding Corp. (MCB)

Metropolitan Bank Holding Corp. (MCB)