For the year ending 2025-12-31, MCB has $8,255,716K in assets. $7,512,604K in debts. $393,587K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 12,086 | |||
| Overnight deposits | 381,501 | |||
| Total cash and cash equivalents | 393,587 | |||
| Investment securities available-for-sale, at fair value | 578,932 | |||
| Gross unrealized/unrecognized losses-United States And Municipal Securities | 1,402 | |||
| Investment securities held-to-maturity, at fair value-United States And Municipal Securities | 13,663 | |||
| Gross unrealized/unrecognized losses-Residential Mortgage Backed Securities | 41,662 | |||
| Investment securities held-to-maturity, at fair value-Residential Mortgage Backed Securities | 291,853 | |||
| Gross unrealized/unrecognized losses-Commercial Mortgage Backed Securities | 481 | |||
| Investment securities held-to-maturity, at fair value-Commercial Mortgage Backed Securities | 7,566 | |||
| Investment securities held-to-maturity (estimated fair value of 313.1 million and 366.7 million at december 31, 2025 and december 31, 2024, respectively) | 356,627 | |||
| Equity investment securities, at fair value | 5,609 | |||
| Total securities | 941,168 | |||
| Other investments | 20,632 | |||
| Total loans | 6,828,753 | |||
| Deferred fees, net of origination costs | 18,520 | |||
| Loans, net of deferred fees and costs | 6,810,233 | |||
| Allowance for credit losses | 97,081 | |||
| Net loans | 6,713,152 | |||
| Other assets | 187,177 | |||
| Total assets | 8,255,716 | |||
| Noninterest-bearing demand deposits | 1,479,420 | |||
| Interest-bearing deposits | 5,897,758 | |||
| Total deposits | 7,377,178 | |||
| Trust preferred securities | 20,620 | |||
| Secured and other borrowings | 10,975 | |||
| Other liabilities | 103,831 | |||
| Total liabilities | 7,512,604 | |||
| Common stock, 0.01 par value, 25,000,000 shares authorized, 11,300,191 and 11,197,625 shares issued and 10,088,617 and 11,197,625 shares outstanding at december 31, 2025 and december 31, 2024, respectively | 113 | |||
| Additional paid in capital | 405,565 | |||
| Retained earnings | 450,639 | |||
| Accumulated other comprehensive income (loss), net of tax | -39,739 | |||
| Treasury stock, at cost, 1,211,574 and 0 shares at december 31, 2025 and december 31, 2024, respectively | 73,466 | |||
| Total stockholders' equity | 743,112 | |||
| Total liabilities and stockholders' equity | 8,255,716 | |||
Metropolitan Bank Holding Corp. (MCB)
Metropolitan Bank Holding Corp. (MCB)