For the year ending 2025-12-31, MCB had $193,319K increase in cash & cash equivalents over the period.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 71,098 |
| Net depreciation, amortization, and accretion | -11,053 |
| Provision for credit losses | 37,592 |
| Stock-based compensation | 8,928 |
| Other, net | -1,174 |
| Deferred income tax (benefit) expense | -9,264 |
| Other assets | 3,963 |
| Other liabilities | -3,484 |
| Net cash provided by (used in) operating activities | 88,680 |
| Loan originations and payments, net | 765,847 |
| Redemptions of frb and fhlb stock | 36,570 |
| Purchases of frb and fhlb stock | 26,566 |
| Purchase of securities available-for-sale | 199,063 |
| Proceeds from sales and calls of securities available-for-sale | 18,400 |
| Proceeds from paydowns and maturities of securities available-for-sale | 108,419 |
| Proceeds from paydowns and maturities of securities held-to-maturity | 71,381 |
| Purchase of premises and equipment | 6,257 |
| Net cash provided by (used in) investing activities | -762,963 |
| Proceeds from (repayments of) federal funds purchased, net | -210,000 |
| Proceeds from (repayments of) fhlb advances, net | 240,000 |
| Redemption of common stock for tax withholdings for restricted stock vesting | -3,551 |
| Proceeds from (repayments of) secured borrowings, net | 3,534 |
| Net increase (decrease) in deposits | 1,394,205 |
| Purchase of treasury stock | 73,466 |
| Cash dividend paid | 3,120 |
| Net cash provided by (used in) financing activities | 867,602 |
| Increase (decrease) in cash and cash equivalents | 193,319 |
| Cash and cash equivalents at the beginning of the period | 200,268 |
| Cash and cash equivalents at the end of the period | 393,587 |
Metropolitan Bank Holding Corp. (MCB)
Metropolitan Bank Holding Corp. (MCB)