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Cash Flow Overview

Change in Cash
-$433,129K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from paydowns and matur...
    • Net income
    • Provision for credit losses
    • Others
Negative Cash Flow Breakdown
    • Loan originations and payments, ...
    • Purchase of securities held to m...
    • Purchase of securities available...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
19,223
31,426
28,858
7,119
Net depreciation, amortization, and accretion
-1,681
-3,054
-2,271
-5,368
Provision for credit losses
13,325
-2,300
2,846
23,862
Stock-based compensation
4,165
3,231
1,858
2,653
Other, net
-21
-16
-735
-272
Deferred income tax (benefit) expense
-
-
-9,264
-
Other assets
31,438
-9,316
-21,884
12,002
Other liabilities
-14,344
16,426
-12,440
15,803
Net cash provided by (used in) operating activities
-10,771
55,029
30,736
31,795
Loan originations and payments, net
318,880
244,932
25,444
165,939
Proceeds from the sale of loans
4,712
-
-
-
Redemptions of frb and fhlb stock
0
8
6,750
5,625
Purchases of frb and fhlb stock
7,034
101
52
5,658
Purchase of securities available-for-sale
44,537
108,997
73,190
40,731
Proceeds from sales and calls of securities available-for-sale
-
-
18,400
-
Purchase of securities held to maturity
77,168
-
-
-
Proceeds from paydowns and maturities of securities available-for-sale
23,968
34,245
32,371
45,247
Proceeds from paydowns and maturities of securities held-to-maturity
9,865
8,616
19,686
11,310
Purchase of premises and equipment
1,260
2,667
2,888
305
Net cash provided by (used in) investing activities
-410,334
-313,828
-24,367
-150,451
Proceeds from (repayments of) federal funds purchased, net
-
-
-125,000
75,000
Proceeds from (repayments of) fhlb advances, net
-
-
150,000
0
Proceeds from issuance of common stock, net
0
186,503
-
-
Redemption of common stock for tax withholdings for restricted stock vesting
-380
-4,562
-1
0
Proceeds from (repayments of) secured borrowings, net
-37
5,000
-6,380
-11
Net increase (decrease) in deposits
-8,237
362,541
304,419
281,453
Purchase of treasury stock
0
9,859
20,199
2,740
Cash dividend paid
3,370
2,018
1,557
1,563
Net cash provided by (used in) financing activities
-12,024
537,605
1,282
352,139
Increase (decrease) in cash and cash equivalents
-433,129
278,806
7,651
233,483
Cash and cash equivalents at the beginning of the period
672,393
393,587
385,936
200,268
Cash and cash equivalents at the end of the period
239,264
672,393
393,587
385,936
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Increase (decrease) incash and cash...-$433,129K (-805.84%↓ Y/Y)Proceeds from paydownsand maturities of...$23,968K (-22.18%↓ Y/Y)Proceeds from paydownsand maturities of...$9,865K (-75.57%↓ Y/Y)Proceeds from the sale ofloans$4,712K Net income$19,223K (-45.27%↓ Y/Y)Provision for creditlosses$13,325K (22.43%↑ Y/Y)Stock-based compensation$4,165K (-5.71%↓ Y/Y)Net cash provided by(used in) investing...-$410,334K (30.23%↑ Y/Y)Net cash provided by(used in) financing...-$12,024K (-102.34%↓ Y/Y)Net cash provided by(used in) operating...-$10,771K (-141.19%↓ Y/Y)Canceled cashflow$38,545K Canceled cashflow$36,713K Loan originationsand payments, net$318,880K (-44.49%↓ Y/Y)Purchase of securitiesheld to maturity$77,168K Purchase of securitiesavailable-for-sale$44,537K (-47.69%↓ Y/Y)Net increase(decrease) in deposits-$8,237K (-101.02%↓ Y/Y)Cash dividend paid$3,370K Redemption of common stockfor tax...-$380K (89.30%↑ Y/Y)Proceeds from(repayments of) secured...-$37K (-100.37%↓ Y/Y)Other assets$31,438K (127.07%↑ Y/Y)Purchases of frb and fhlbstock$7,034K (-66.27%↓ Y/Y)Purchase of premises andequipment$1,260K (-58.88%↓ Y/Y)Other liabilities-$14,344K (-109.49%↓ Y/Y)Net depreciation,amortization, and accretion-$1,681K (50.76%↑ Y/Y)Other, net-$21K (87.43%↑ Y/Y)

Metropolitan Bank Holding Corp. (MCB)

Metropolitan Bank Holding Corp. (MCB)