| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 42,240 | 35,121 |
| Net depreciation, amortization, and accretion | -8,782 | -3,414 |
| Provision for credit losses | 34,746 | 10,884 |
| Stock-based compensation | 7,070 | 4,417 |
| Other, net | -439 | -167 |
| Other assets | 25,847 | 13,845 |
| Other liabilities | 8,956 | -6,847 |
| Net cash provided by (used in) operating activities | 57,944 | 26,149 |
| Loan originations and payments, net | 740,403 | 574,464 |
| Redemptions of frb and fhlb stock | 29,820 | 24,195 |
| Purchases of frb and fhlb stock | 26,514 | 20,856 |
| Purchase of securities available-for-sale | 125,873 | 85,142 |
| Proceeds from paydowns and maturities of securities available-for-sale | 76,048 | 30,801 |
| Proceeds from paydowns and maturities of securities held-to-maturity | 51,695 | 40,385 |
| Purchase of premises and equipment | 3,369 | 3,064 |
| Net cash provided by (used in) investing activities | -738,596 | -588,145 |
| Proceeds from (repayments of) federal funds purchased, net | -85,000 | -160,000 |
| Proceeds from (repayments of) fhlb advances, net | 90,000 | 90,000 |
| Redemption of common stock for tax withholdings for restricted stock vesting | -3,550 | -3,550 |
| Proceeds from (repayments of) secured borrowings, net | 9,914 | 9,925 |
| Net increase (decrease) in deposits | 1,089,786 | 808,333 |
| Purchase of treasury stock | 53,267 | 50,527 |
| Cash dividend paid | 1,563 | - |
| Net cash provided by (used in) financing activities | 866,320 | 514,181 |
| Increase (decrease) in cash and cash equivalents | 185,668 | -47,815 |
| Cash and cash equivalents at beginning of period | 200,268 | - |
| Cash and cash equivalents at end of period | 385,936 | - |
Metropolitan Bank Holding Corp. (MCB)
Metropolitan Bank Holding Corp. (MCB)