For the quarter ending 2026-03-31, MCB had $278,806K increase in cash & cash equivalents over the period.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 31,426 | 28,858 | 7,119 | 35,121 |
| Net depreciation, amortization, and accretion | -3,054 | -2,271 | -5,368 | -3,414 |
| Provision for credit losses | -2,300 | 2,846 | 23,862 | 10,884 |
| Stock-based compensation | 3,231 | 1,858 | 2,653 | 4,417 |
| Other, net | -16 | -735 | -272 | -167 |
| Deferred income tax (benefit) expense | - | -9,264 | - | - |
| Other assets | -9,316 | -21,884 | 12,002 | 13,845 |
| Other liabilities | 16,426 | -12,440 | 15,803 | -6,847 |
| Net cash provided by (used in) operating activities | 55,029 | 30,736 | 31,795 | 26,149 |
| Loan originations and payments, net | 244,932 | 25,444 | 165,939 | 574,464 |
| Redemptions of frb and fhlb stock | 8 | 6,750 | 5,625 | 24,195 |
| Purchases of frb and fhlb stock | 101 | 52 | 5,658 | 20,856 |
| Purchase of securities available-for-sale | 108,997 | 73,190 | 40,731 | 85,142 |
| Proceeds from sales and calls of securities available-for-sale | - | 18,400 | - | - |
| Proceeds from paydowns and maturities of securities available-for-sale | 34,245 | 32,371 | 45,247 | 30,801 |
| Proceeds from paydowns and maturities of securities held-to-maturity | 8,616 | 19,686 | 11,310 | 40,385 |
| Purchase of premises and equipment | 2,667 | 2,888 | 305 | 3,064 |
| Net cash provided by (used in) investing activities | -313,828 | -24,367 | -150,451 | -588,145 |
| Proceeds from (repayments of) federal funds purchased, net | - | -125,000 | 75,000 | -160,000 |
| Proceeds from (repayments of) fhlb advances, net | - | 150,000 | 0 | 90,000 |
| Proceeds from issuance of common stock, net | 186,503 | - | - | - |
| Redemption of common stock for tax withholdings for restricted stock vesting | -4,562 | -1 | 0 | -3,550 |
| Proceeds from (repayments of) secured borrowings, net | 5,000 | -6,380 | -11 | 9,925 |
| Net increase (decrease) in deposits | 362,541 | 304,419 | 281,453 | 808,333 |
| Purchase of treasury stock | 9,859 | 20,199 | 2,740 | 50,527 |
| Cash dividend paid | 2,018 | 1,557 | 1,563 | - |
| Net cash provided by (used in) financing activities | 537,605 | 1,282 | 352,139 | 514,181 |
| Increase (decrease) in cash and cash equivalents | 278,806 | 7,651 | 233,483 | -47,815 |
| Cash and cash equivalents at the beginning of the period | 393,587 | 385,936 | 200,268 | - |
| Cash and cash equivalents at the end of the period | 672,393 | 393,587 | 385,936 | - |
Metropolitan Bank Holding Corp. (MCB)
Metropolitan Bank Holding Corp. (MCB)