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For the year ending 2025-12-31, MCB had $193,319K increase in cash & cash equivalents over the period.

Cash Flow Overview

Change in Cash
$193,319K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net increase (decrease) in depos...
    • Proceeds from paydowns and matur...
    • Proceeds from paydowns and matur...
    • Others
Negative Cash Flow Breakdown
    • Loan originations and payments, ...
    • Proceeds from (repayments of) fh...
    • Proceeds from (repayments of) fe...
    • Others

Cash Flow
2025-12-31
Net income
71,098
Net depreciation, amortization, and accretion
-11,053
Provision for credit losses
37,592
Stock-based compensation
8,928
Other, net
-1,174
Deferred income tax (benefit) expense
-9,264
Other assets
3,963
Other liabilities
-3,484
Net cash provided by (used in) operating activities
88,680
Loan originations and payments, net
765,847
Redemptions of frb and fhlb stock
36,570
Purchases of frb and fhlb stock
26,566
Purchase of securities available-for-sale
199,063
Proceeds from sales and calls of securities available-for-sale
18,400
Proceeds from paydowns and maturities of securities available-for-sale
108,419
Proceeds from paydowns and maturities of securities held-to-maturity
71,381
Purchase of premises and equipment
6,257
Net cash provided by (used in) investing activities
-762,963
Proceeds from (repayments of) federal funds purchased, net
-210,000
Proceeds from (repayments of) fhlb advances, net
240,000
Redemption of common stock for tax withholdings for restricted stock vesting
-3,551
Proceeds from (repayments of) secured borrowings, net
3,534
Net increase (decrease) in deposits
1,394,205
Purchase of treasury stock
73,466
Cash dividend paid
3,120
Net cash provided by (used in) financing activities
867,602
Increase (decrease) in cash and cash equivalents
193,319
Cash and cash equivalents at the beginning of the period
200,268
Cash and cash equivalents at the end of the period
393,587
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net increase(decrease) in deposits$1,394,205K Net income$71,098K Provision for creditlosses$37,592K Proceeds from(repayments of) secured...$3,534K Stock-based compensation$8,928K Net cash provided by(used in) financing...$867,602K Net cash provided by(used in) operating...$88,680K Canceled cashflow$530,137K Canceled cashflow$28,938K Increase (decrease) incash and cash...$193,319K Canceled cashflow$762,963K Proceeds from(repayments of) fhlb...$240,000K Proceeds from(repayments of) federal...-$210,000K Purchase of treasurystock$73,466K Redemption of common stockfor tax...-$3,551K Cash dividend paid$3,120K Proceeds from paydownsand maturities of...$108,419K Proceeds from paydownsand maturities of...$71,381K Redemptions of frb and fhlbstock$36,570K Proceeds from sales andcalls of securities...$18,400K Net depreciation,amortization, and accretion-$11,053K Deferred income tax(benefit) expense-$9,264K Other assets$3,963K Other liabilities-$3,484K Other, net-$1,174K Net cash provided by(used in) investing...-$762,963K Canceled cashflow$234,770K Loan originationsand payments, net$765,847K Purchase of securitiesavailable-for-sale$199,063K Purchases of frb and fhlbstock$26,566K Purchase of premises andequipment$6,257K

Metropolitan Bank Holding Corp. (MCB)

Metropolitan Bank Holding Corp. (MCB)