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10/2
NIKE, Inc.
(NKE)
10/2
DARDEN RESTAURANTS INC
(DRI)
9/30
CONAGRA BRANDS INC.
(CAG)
9/29
Carnival Corp Ltd.
(CCL)
9/29
URANIUM ENERGY CORP
(UEC)
9/29
COPART INC
(CPRT)
9/24
BLACKBERRY Ltd
(BB)
9/24
PAYCHEX INC
(PAYX)
9/23
GENERAL MILLS INC
(GIS)
9/22
ADOBE INC.
(ADBE)
9/18
KROGER CO
(KR)
10/2
NIKE, Inc.
(NKE)
10/2
DARDEN RESTAURANTS INC
(DRI)
9/30
CONAGRA BRANDS INC.
(CAG)
9/29
Carnival Corp Ltd.
(CCL)
9/29
URANIUM ENERGY CORP
(UEC)
9/29
COPART INC
(CPRT)
9/24
BLACKBERRY Ltd
(BB)
9/24
PAYCHEX INC
(PAYX)
9/23
GENERAL MILLS INC
(GIS)
9/22
ADOBE INC.
(ADBE)
9/18
KROGER CO
(KR)
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
|
Compare
Cash Flow Overview
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
Decrease (increase) in loans, ne...
Proceeds from sales of sba loans...
Net income
Others
Negative Cash Flow Breakdown
Decrease in deposits, net
Repayments of federal home loan ...
Origination of sba loans held fo...
Others
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Page 1
Quarterly
123
Page 1
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
22,131
22,314
18,139
17,270
Depreciation, amortization and accretion
-1,475
686
859
970
Provision (recovery) for credit losses
-792
-813
-39
-543
Stock based compensation expense
594
426
940
939
Unrealized (gains) losses recognized on equity securities
-83
-82
41
124
(gain) loss on sale of foreclosed real estate
-
-
0
0
Deferred income tax expense
-
-
643
-
Gain on sale of securities
0
10
-
-
Gain on sale of residential mortgages
-
-
2,808
166
Write-down of foreclosed real estate
63
30
-
-
Origination of sba loans held for sale
26,803
8,947
10,009
11,111
Proceeds from sales of sba loans held for sale
25,639
19,733
7,739
11,735
Gain on sale of sba loans
1,536
1,045
463
558
Increase in cash value of bank owned life insurance
642
638
638
628
(increase) decrease in accrued interest receivable
-184
1
630
384
(increase) decrease in sba and usda servicing rights
-87
666
-238
165
(increase) decrease in mortgage servicing rights
176
176
2
14
Increase (decrease) in state tax credits
2,191
-
2,353
0
Increase in other assets
398
-143
-1,668
1,363
Decrease in accrued interest payable
-2,663
-531
-1,134
129
Increase in other liabilities
8,077
14,871
-21,958
464
Net cash flow provided by operating activities
24,916
45,810
-5,139
16,479
Purchases of equity securities
-
-
0
0
Proceeds from maturities, calls or paydowns of securities available for sale
665
909
427
110
Proceeds from sales of securities available for sale
0
19,328
-
-
Redemption (purchase) of federal home loan bank stock
-2,375
-4,078
0
0
Proceeds from sales of residential real estate loans
-
-
200,361
18,415
Decrease (increase) in loans, net
-48,272
-49,040
31,457
90,313
Purchases of premises and equipment
-
-
225
261
Proceeds from sales of foreclosed real estate owned
-
-
711
0
Net cash acquired in first ic acquisition
-
-
9,153
-
Purchases of premises and equipment
1,466
-733
-
-
Stock issuance costs
-
-
272
-
Net cash flow provided by investing activities
49,846
74,088
178,970
-72,049
Dividends paid on common stock
8,356
7,203
6,286
6,874
Premiums paid for interest rate caps
-
-
0
0
Repurchases of common stock
0
4,443
2,696
0
Decrease in deposits, net
-137,317
-19,327
-8,059
3,591
Proceeds from federal home loan bank advances
-
-
0
100,000
Repayments of federal home loan bank advances
50,000
85,000
0
0
Net cash flow used by financing activities
-195,673
-115,973
-17,313
-3,283
Net change in cash and cash equivalents
-120,911
3,925
156,518
-58,853
Cash and cash equivalents at beginning of period
387,601
383,676
227,158
249,875
Cash and cash equivalents at end of period
266,690
387,601
383,676
227,158
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
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Time Plot
Show the time plot by selecting a row from the table.
Cash Flow
MCBS Cash Flow Sankey Diagram
Sankey diagram visualizing MCBS cash flow for the period
Decrease (increase) in
loans, net
-$48,272K
(-170.33%↓ Y/Y)
Redemption (purchase) of
federal home loan bank...
-$2,375K
(-197.26%↓ Y/Y)
Proceeds from sales of sba
loans held for sale
$25,639K
(-23.69%↓ Y/Y)
Proceeds from
maturities, calls or...
$665K
(-68.42%↓ Y/Y)
Net income
$22,131K
(-33.19%↓ Y/Y)
Increase in other
liabilities
$8,077K
(176.23%↑ Y/Y)
Increase (decrease) in
state tax credits
$2,191K
(119.13%↑ Y/Y)
Stock based
compensation expense
$594K
(-42.22%↓ Y/Y)
(increase) decrease in
accrued interest...
-$184K
(-127.46%↓ Y/Y)
(increase) decrease in
mortgage servicing...
$176K
(165.92%↑ Y/Y)
(increase) decrease in sba
and usda servicing...
-$87K
(80.71%↑ Y/Y)
Unrealized (gains) losses
recognized on equity...
-$83K
(-145.86%↓ Y/Y)
Write-down of foreclosed
real estate
$63K
Net cash flow
provided by investing...
$49,846K
(150.34%↑ Y/Y)
Net cash flow
provided by operating...
$24,916K
(-5.49%↓ Y/Y)
Canceled cashflow
$1,466K
Canceled cashflow
$34,309K
Net change in cash
and cash...
-$120,911K
(-434.60%↓ Y/Y)
Canceled cashflow
$74,762K
Purchases of premises and
equipment
$1,466K
(679.79%↑ Y/Y)
Origination of sba loans held
for sale
$26,803K
(-7.13%↓ Y/Y)
Decrease in accrued
interest payable
-$2,663K
(-4338.33%↓ Y/Y)
Gain on sale of sba
loans
$1,536K
(18.06%↑ Y/Y)
Depreciation, amortization
and accretion
-$1,475K
(-187.69%↓ Y/Y)
Provision (recovery) for
credit losses
-$792K
(-400.00%↓ Y/Y)
Increase in cash value of
bank owned life...
$642K
(-48.02%↓ Y/Y)
Increase in other assets
$398K
(-76.22%↓ Y/Y)
Net cash flow used by
financing activities
-$195,673K
(-1830.29%↓ Y/Y)
Decrease in deposits, net
-$137,317K
(-190.28%↓ Y/Y)
Repayments of federal home
loan bank advances
$50,000K
(0.00%↑ Y/Y)
Dividends paid on common
stock
$8,356K
(-28.49%↓ Y/Y)
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MetroCity Bankshares, Inc. (MCBS)
MetroCity Bankshares, Inc. (MCBS)